Financial advisors for mid-life transitions in Texas
Which financial advisor should I talk to during a mid-life transition in Texas?
For mid-life transitions in Texas, talk to a fee-only planner who slows you down before a big decision. A career change, a death, or a sudden inheritance rarely needs action in the first weeks, and a good planner will say so. Records to start with include Lance Elrod of Next Step Financial Transitions, Philip Olson of Solstice Wealth and Hannah Szarszewski of Blue Mountain Financial Planning, LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Lance Elrod Next Step Financial Transitions, Cypress Holds the CFP and CDFA. Fees on file: flat fee or retainer, ongoing planning fee.
- Philip Olson Solstice Wealth, Austin Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Hannah Szarszewski Blue Mountain Financial Planning, LLC, Lubbock Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee.
- Dedrick Curtis Penny Earned Financial, San Antonio Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee.
- Justin Farris Farris Capital Management, Carrollton Holds the CFP. Fees on file: percentage of assets.
- Shar-Né Warren Financial Excavation, Plano Holds the CFP. Fees on file: flat fee or retainer, hourly.
How many fee-only financial advisors in Texas work with mid-life transitions?
The Wellspent public graph lists 47 fee-only advisors for mid-life transitions in Texas, at 21 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for mid-life transitions in Texas located?
Of the 47 fee-only advisors for mid-life transitions in Texas, 23 are in Houston, followed by 10 in Austin and 3 in Plano.
Plus 7 in other cities.
How do fee-only advisors for mid-life transitions in Texas charge?
The most common fee among fee-only advisors for mid-life transitions in Texas is a percentage of assets, used by 85% of the 47 with fees on file. Many use more than one: 28% charge a flat fee or retainer and 19% charge an ongoing planning fee.
How much do fee-only financial advisors charge in Texas?
Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms.
How much does a one-time financial plan cost in Texas?
A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms.
What credentials should a financial advisor for mid-life transitions have?
For mid-life transitions, look for the CFP and CDFA. In Texas, 57% of the 47 advisors listed hold the CFP.
- CFP57% in Texas
- The CFP covers the whole picture while it's changing.
- CDFA2% in Texas
- The CDFA helps if divorce is part of the change.
How do Texas advisors for mid-life transitions compare with the rest of the US?
28% of fee-only advisors for mid-life transitions in Texas charge a flat fee or retainer, compared with 12% of the 518 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Texas. Light bars are all US advisors for mid-life transitions.
What should I ask a financial advisor during a mid-life transition in Texas?
- What should I not do in the next six months?
- How would you test whether I can afford this change?
- How do you work with people going through a hard time?
- What can you do for a one-time fee?
How current is this list of fee-only advisors for mid-life transitions in Texas?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 47 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Hannah Szarszewski | Blue Mountain Financial Planning, LLC | Lubbock | CFP, AFC | Ongoing planning fee, One-time planning fee |
| Lance Elrod | Next Step Financial Transitions | Cypress | CFP, CDFA | Flat fee or retainer, Ongoing planning fee |
| Leah Coleman | Orchard Financial Group | Austin | CFP, AAMS | Percentage of assets, One-time planning fee |
| Shar-Né Warren | Financial Excavation | Plano | CFP, CRPC | Flat fee or retainer, Hourly |
| Ross Miller | ClearPoint Wealth Management | Colleyville | CFP, CPA | Percentage of assets |
| Charles Parker | Parker Financial Advisors, LLC | Houston | AEP, BBA, CFP | Percentage of assets |
| Molly Laughter | Laughter Financial, LLC | Celina | CFA, CFP, MA, MBA | Percentage of assets, Ongoing planning fee |
| Dedrick Curtis | Penny Earned Financial | San Antonio | CFP, AFC, ChFC | Ongoing planning fee, One-time planning fee |
| Carleton McHenry | McHenry Capital, LLC | Houston | CFP | Percentage of assets, Flat fee or retainer |
| Philip Olson | Solstice Wealth | Austin | CFP | Percentage of assets, Ongoing planning fee |
| Sarah Ponder | Real Wealth Planning | Sunset Valley | CFP, MBA | Ongoing planning fee |
| Abigail Gunderson | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Adam Lawrence | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Brian Merrill | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Heath Hamrick | H Cubed Financial Solutions | Granbury | CFP | Flat fee or retainer |
| Justin Farris | Farris Capital Management | Carrollton | CFP | Percentage of assets |
| Keith Fenstad | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Michael Pumphrey | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Peter Faust | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Tina Yang | Tanglewood Total Wealth Management | Houston | CFP | Percentage of assets |
| Christopher Dyson | MBR Financial | Houston | CFP | Percentage of assets, Flat fee or retainer |
| Gerrond McKee | Lifeway Financial | Plano | CFP | Percentage of assets, Fixed fees |
| Mary Margolis | MBR Financial | Houston | CFP | Percentage of assets, Flat fee or retainer |
| Paul Henley | Farris Capital Management | Carrollton | CFA | Percentage of assets |
| Sean Sevey | Sevey Wealth Advisors | Austin | Not listed | Flat fee or retainer, Ongoing planning fee |
| James Darby | Adell, Harriman, & Carpenter | Houston | CFP | Percentage of assets |
| Nia Saville | Gen Y Planning | Austin | CFP | Percentage of assets |
| Sophia Daigle | Gen Y Planning | Austin | CFP | Percentage of assets |
| Stephen Adell | Adell, Harriman, & Carpenter | Houston | CFP | Percentage of assets |
| Suresh Raghavan | MBR Financial | Houston | CFA | Percentage of assets, Flat fee or retainer |
| Trey Touchstone | Lifeway Financial | Plano | CFA | Percentage of assets, Fixed fees |
| Collin Day | Farris Capital Management | Carrollton | Not listed | Percentage of assets |
| John Merrill | Tanglewood Total Wealth Management | Houston | Not listed | Percentage of assets |
| Thomas Bruce | Tanglewood Total Wealth Management | Houston | Not listed | Percentage of assets |
| Alfred Brady | MBR Financial | Houston | Not listed | Percentage of assets, Flat fee or retainer |
| Daniel Bender | MBR Financial | Houston | Not listed | Percentage of assets, Flat fee or retainer |
| John Brady | MBR Financial | Houston | Not listed | Percentage of assets, Flat fee or retainer |
| Leia Carpenter | Adell, Harriman, & Carpenter | Houston | CFA | Percentage of assets |
| Scot Johnson | Adell, Harriman, & Carpenter | Houston | CFA | Percentage of assets |
| Christina Borger | BirdRock Wealth Management | Austin | Not listed | Percentage of assets |
| Jack Tamez | BirdRock Wealth Management | Austin | Not listed | Percentage of assets |
| Katherine Malone | Malone Financial Planning | Mckinney | Not listed | Percentage of assets, Hourly |
| Mason Ning | BirdRock Wealth Management | Austin | Not listed | Percentage of assets |
| Stephanie Boeke | BirdRock Wealth Management | Austin | Not listed | Percentage of assets |
| Stephen Levy | BirdRock Wealth Management | Austin | Not listed | Percentage of assets |
| Jennifer Barron | Adell, Harriman, & Carpenter | Houston | Not listed | Percentage of assets |
| Marcus Berry | Adell, Harriman, & Carpenter | Houston | Not listed | Percentage of assets |
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