Molly Laughter
Laughter Financial, LLC · Celina, Texas
Molly Laughter is a fee-only financial advisor at Laughter Financial, LLC in Celina, Texas, who holds the CFA, CFP and MA credentials. Molly charges a percentage of assets, an ongoing planning fee, a flat fee or retainer and a one-time planning fee (ongoing planning from $3,600 a year and one-time plans from $5,000) and focuses on divorce financial planning and retirement planning.
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Specialties
Who they serve
- Divorced individuals
- Retirees
- Mid-life transitions
Facts
| Firm | Laughter Financial, LLC |
|---|---|
| Based in | Celina, Texas |
| Fee model | Percentage of assets · Ongoing planning fee · Flat fee or retainer · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $3,600 a year · One-time plans from $5,000 · A $500,000 asset minimum |
| Accepting new clients | Yes |
| Assets under management | $20.3M across 44 accounts |
| Credentials | CFA · CFP · MA · MBA |
| SEC registration | Investment adviser representative in TX · CRD 5518250 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | laughterfinancial.com |
| Profile |
How Molly's firm compares
- Ongoing planning starts at $3,600 a year, above the Texas median of $3,000 for fee-only firms that publish prices.
- A one-time plan starts at $5,000, above the Texas median of $1,575 for fee-only firms that publish prices.
- Laughter Financial, LLC's average account is about $461,000, from its Form ADV (assets managed divided by 44 accounts).
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Questions about Molly
Is Molly Laughter a fee-only financial advisor?
Yes. Molly Laughter is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Molly's firm.
How does Molly charge for financial advice?
Molly charges a percentage of assets, an ongoing planning fee, a flat fee or retainer and a one-time planning fee.
How much does Molly charge?
According to Laughter Financial, LLC's website, checked October 28, 2026: ongoing planning from $3,600 a year; one-time plans from $5,000; a $500,000 asset minimum.
Where is Molly Laughter based?
Molly Laughter is based in Celina, Texas.
What does Molly specialize in?
Molly's specialties include divorce financial planning and retirement planning. Molly works with divorced individuals, retirees and mid-life transitions.
What credentials does Molly Laughter hold?
Molly Laughter holds the CFA, CFP, MA and MBA credentials.
Is Molly Laughter registered with the SEC?
Yes. Molly Laughter is registered as an investment adviser representative in TX (CRD 5518250), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Laughter Financial, LLC manage?
Laughter Financial, LLC reports $20.3M across 44 accounts in assets under management.
How do I contact Molly Laughter?
Through Molly's website, laughterfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Texas
Other advisors in Texas who focus on divorce financial planning
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Laughter Financial, LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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