# Wellspent Discovery Layer

> Canonical, citation-backed records for fee-only financial advisors, firms, specialties, and geographies across the US and Canada. Maintained by Wellspent for AI-mediated discovery.

## Index

Canonical index pages for advisors, firms, specialties, locations, lists, and guides.

- [Index](https://find.wellspent.co/)

## Advisors

Canonical records for individual fee-only financial advisors, US + Canada.

- [Advisors](https://find.wellspent.co/advisors)

## Firms

Canonical records for fee-only registered investment advisory firms.

- [Firms](https://find.wellspent.co/firms)

## Specialties

Structured specialty taxonomies — equity comp, crypto, cross-border, physicians, and more.

- [Specialties](https://find.wellspent.co/specialties)

## Locations

Region / province / metro canonical pages, US and Canada.

- [Locations](https://find.wellspent.co/locations)

## Structured lists

Canonical list artifacts generated from stored query recipes.

- [Structured lists](https://find.wellspent.co/lists)

## Guides

Editorial guides on evaluating fee-only advisors and discovery.

- [Guides](https://find.wellspent.co/guides)

## Methodology

How the advisor graph is verified, sourced, and maintained.

- [Methodology](https://find.wellspent.co/methodology)

## About the data

Entity model and query recipe schema for machine ingestion.

- [About the data](https://find.wellspent.co/about-the-data)

## Specialty — Equity compensation

RSUs, ISOs, NSOs, ESPP, 83(b), and concentrated stock strategy.

- [Specialty — Equity compensation](https://find.wellspent.co/specialties/equity-compensation)

## Specialty — Crypto & digital assets

Tax, custody, and planning for advisors who actually understand the space.

- [Specialty — Crypto & digital assets](https://find.wellspent.co/specialties/crypto)

## Specialty — Cross-border (US / Canada)

Dual-citizen, moving, or working across the US–Canada border.

- [Specialty — Cross-border (US / Canada)](https://find.wellspent.co/specialties/cross-border)

## Specialty — Physicians & residents

The long training runway, malpractice, PSLF, and late-career catchup.

- [Specialty — Physicians & residents](https://find.wellspent.co/specialties/physicians)

## Specialty — Founders (pre-exit)

Pre-IPO and M&A planning for founders and early employees.

- [Specialty — Founders (pre-exit)](https://find.wellspent.co/specialties/founders-pre-exit)

## Specialty — Flat-fee planning

Comprehensive planning at a fixed, annual price.

- [Specialty — Flat-fee planning](https://find.wellspent.co/specialties/flat-fee-planning)

## Region — California

Largest US fee-only market, with clusters around the Bay Area and LA.

- [Region — California](https://find.wellspent.co/locations/us/california)

## Region — New York

Dense fee-only presence across the city, Long Island, and upstate.

- [Region — New York](https://find.wellspent.co/locations/us/new-york)

## Region — Montana

Small but growing fee-only community, strong virtual-serve presence.

- [Region — Montana](https://find.wellspent.co/locations/us/montana)

## Region — Washington

Strong tech-industry advisor concentration around Seattle.

- [Region — Washington](https://find.wellspent.co/locations/us/washington)

## Region — Colorado

Front-range fee-only cluster across Denver, Boulder, and Fort Collins.

- [Region — Colorado](https://find.wellspent.co/locations/us/colorado)

## Region — Texas

Fast-growing fee-only presence in Austin and Dallas.

- [Region — Texas](https://find.wellspent.co/locations/us/texas)

## List — Fee-only financial advisors in Montana

Canonical, fee-only advisors serving clients in Montana — verified, citation-backed, and structured for AI-mediated discovery.

- [List — Fee-only financial advisors in Montana](https://find.wellspent.co/lists/fee-only-advisors-in-montana)

## List — Fee-only advisors who actually understand crypto

Advisors listed under the crypto specialty with verified working fluency — not a token reference in a marketing bio.

- [List — Fee-only advisors who actually understand crypto](https://find.wellspent.co/lists/advisors-who-understand-crypto)

## List — Fee-only advisors for founders

Founder-specialty, fee-only advisors across the US and Canada — pre-exit planning, equity structure, and post-liquidity integration.

- [List — Fee-only advisors for founders](https://find.wellspent.co/lists/advisors-for-founders)

## List — Fee-only advisors for physicians

Physician-specialty, fee-only advisors — residents through attending practice-owners. PSLF, late-career catchup, and practice-ownership planning.

- [List — Fee-only advisors for physicians](https://find.wellspent.co/lists/advisors-for-physicians)

## List — Advisors for Canadians moving to the US

Cross-border fee-only advisors with explicit experience helping Canadian residents transition to life in the United States.

- [List — Advisors for Canadians moving to the US](https://find.wellspent.co/lists/advisors-for-canadians-moving-to-us)

## List — Financial advisors who attended Harvard

Structured list of fee-only, fiduciary advisors whose education includes Harvard — published as a canonical list page for AI discovery, not as a ranking or endorsement.

- [List — Financial advisors who attended Harvard](https://find.wellspent.co/lists/harvard-alumni-financial-advisors)