Financial advisors for mid-life transitions in Florida
Which financial advisor should I talk to during a mid-life transition in Florida?
For mid-life transitions in Florida, talk to a fee-only planner who slows you down before a big decision. A career change, a death, or a sudden inheritance rarely needs action in the first weeks, and a good planner will say so. Records to start with include Deana Brown of Contemporary Financial Planning, Amy Riddell of AFT Financial Planning and Thomas Balcom of 1650 Wealth Management.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Deana Brown Contemporary Financial Planning, Jacksonville Holds the CFP and CDFA. Fees on file: ongoing planning fee.
- Amy Riddell AFT Financial Planning, Tampa Holds the CFP. Fees on file: hourly, one-time planning fee.
- Thomas Balcom 1650 Wealth Management, Lighthouse Point Holds the CFP. Fees on file: percentage of assets.
- Douglas Marcello Core Wealth Management, Inc., Jupiter Holds the CFP. Fees on file: flat fee or retainer, hourly.
- Maria Erickson Freedom Financial & Business Planning, Saint Petersburg Holds the CFP. Fees on file: hourly, flat fee or retainer.
- Otto Rivera Mindful Wealth LLC, St Louis Holds the CFP. Fees on file: ongoing planning fee, percentage of assets.
How many fee-only financial advisors in Florida work with mid-life transitions?
The Wellspent public graph lists 34 fee-only advisors for mid-life transitions in Florida, at 15 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for mid-life transitions in Florida located?
Of the 34 fee-only advisors for mid-life transitions in Florida, 11 are in Lakeland, followed by 7 in Boca Raton and 3 in Fort Myers.
Plus 9 in other cities.
How do fee-only advisors for mid-life transitions in Florida charge?
The most common fee among fee-only advisors for mid-life transitions in Florida is a percentage of assets, used by 88% of the 34 with fees on file. Many use more than one: 71% charge fixed fees and 47% charge by the hour.
How much do fee-only financial advisors charge in Florida?
Fee-only financial advisors in Florida charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 48 Florida firms.
How much does a one-time financial plan cost in Florida?
A one-time financial plan from a fee-only firm in Florida has a median price of $2,500. We found this across the published prices of 43 Florida firms.
What credentials should a financial advisor for mid-life transitions have?
For mid-life transitions, look for the CFP and CDFA. In Florida, 44% of the 34 advisors listed hold the CFP.
- CFP44% in Florida
- The CFP covers the whole picture while it's changing.
- CDFA3% in Florida
- The CDFA helps if divorce is part of the change.
How do Florida advisors for mid-life transitions compare with the rest of the US?
71% of fee-only advisors for mid-life transitions in Florida charge fixed fees, compared with 43% of the 518 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Florida. Light bars are all US advisors for mid-life transitions.
What should I ask a financial advisor during a mid-life transition in Florida?
- What should I not do in the next six months?
- How would you test whether I can afford this change?
- How do you work with people going through a hard time?
- What can you do for a one-time fee?
How current is this list of fee-only advisors for mid-life transitions in Florida?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 34 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Otto Rivera | Mindful Wealth LLC | St Louis | CFP, EA | Ongoing planning fee, Percentage of assets |
| Demel Gonzalez | Heartwood Financial Services | Sanford | CFP | Percentage of assets, One-time planning fee |
| Douglas Marcello | Core Wealth Management, Inc. | Jupiter | CFP | Flat fee or retainer, Hourly |
| Amy Riddell | AFT Financial Planning | Tampa | CFA, CFP | Hourly, One-time planning fee |
| Deana Brown | Contemporary Financial Planning | Jacksonville | CFP, CDFA | Ongoing planning fee |
| Christopher Dale | Life After Grief, LLC | Orlando | CFP | Percentage of assets, Hourly |
| Maria Erickson | Freedom Financial & Business Planning | Saint Petersburg | CFP | Hourly, Flat fee or retainer |
| Pamela Bergeson | Tailwind Financial Planning | Madeira Beach | CFP | Ongoing planning fee, One-time planning fee |
| Abraham Amador-Lindner | Noesis Capital Management | Boca Raton | CFP | Percentage of assets, Fixed fees |
| Benjamin Greenman | CORE Wealth Advisors | Lakeland | CFP | Percentage of assets, Hourly |
| Cheryl Deknatel | Noesis Capital Management | Boca Raton | CFP | Percentage of assets, Fixed fees |
| Michael Ehlenbeck | CORE Wealth Advisors | Lakeland | CFP | Percentage of assets, Hourly |
| Nathan Dunham | CORE Wealth Advisors | Lakeland | CFP | Percentage of assets, Hourly |
| Nicolaas Letschert | Noesis Capital Management | Boca Raton | CFP | Percentage of assets, Fixed fees |
| Christian Paterok | Noesis Capital Management | Boca Raton | CFA | Percentage of assets, Fixed fees |
| Derek Stross | CORE Wealth Advisors | Lakeland | PFS | Percentage of assets, Hourly |
| Dianne Hively | Hivest Financial | Tampa | Not listed | Percentage of assets, Hourly |
| Laleeta Hill | Noesis Capital Management | Boca Raton | CFA | Percentage of assets, Fixed fees |
| Michael Scott | CORE Wealth Advisors | Lakeland | CFA | Percentage of assets, Hourly |
| Thomas Balcom | 1650 Wealth Management | Lighthouse Point | CFP | Percentage of assets |
| Adam Daniels | Waterstone Financial Advisory | Fort Myers | Not listed | Percentage of assets, Fixed fees |
| Andrew Foss | CORE Wealth Advisors | Lakeland | Not listed | Percentage of assets, Hourly |
| Bernard Katz | Wealth Effects | Boynton Beach | Not listed | Percentage of assets |
| Charles Foss | CORE Wealth Advisors | Lakeland | Not listed | Percentage of assets, Hourly |
| Haley Tonge | CORE Wealth Advisors | Lakeland | Not listed | Percentage of assets, Hourly |
| Heath Clevenger | CORE Wealth Advisors | Lakeland | Not listed | Percentage of assets, Hourly |
| James Gallagher | Waterstone Financial Advisory | Fort Myers | Not listed | Percentage of assets, Fixed fees |
| Kenneth Moore | CORE Wealth Advisors | Lakeland | Not listed | Percentage of assets, Hourly |
| Paul Weaver | CORE Wealth Advisors | Lakeland | Not listed | Percentage of assets, Hourly |
| Phillip McGrath | Waterstone Financial Advisory | Fort Myers | Not listed | Percentage of assets, Fixed fees |
| Shihfang Chuang | Noesis Capital Management | Boca Raton | Not listed | Percentage of assets, Fixed fees |
| Simon Kasbari | Noesis Capital Management | Boca Raton | Not listed | Percentage of assets, Fixed fees |
| Michelle Rey Lutein | Resnick Wealth Alliance | Palm Beach Gardens | Not listed | Percentage of assets, Fixed fees |
| Monte Resnick | Resnick Wealth Alliance | Palm Beach Gardens | Not listed | Percentage of assets, Fixed fees |
Want a shorter list for mid-life transitions?
Tell us what you need and we'll narrow Florida's 34 advisors to the few who fit.
Get matched in 2 minutes