Financial advisors for mid-life transitions in Virginia
Which financial advisor should I talk to during a mid-life transition in Virginia?
For mid-life transitions in Virginia, talk to a fee-only planner who slows you down before a big decision. A career change, a death, or a sudden inheritance rarely needs action in the first weeks, and a good planner will say so. Records to start with include Jon Matlock of American Financial Planning, Bill Nelson of Pacesetter Planning LLC and Omen Quelvog of Formynder Wealth Management, LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Jon Matlock American Financial Planning, Roanoke Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee.
- Bill Nelson Pacesetter Planning LLC, Arlington Holds the CFP. Fees on file: ongoing planning fee.
- Omen Quelvog Formynder Wealth Management, LLC, Fredericksburg Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Colin Page Oakleigh Wealth Services, Crozet Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Jonathan Lopez Caveness Wealth Advisory, Abingdon Holds the CFP. Fees on file: percentage of assets, hourly.
- Harold Philipsen Tenzing Financial, Williamsburg Holds the CFP. Fees on file: percentage of assets, fixed fees.
How many fee-only financial advisors in Virginia work with mid-life transitions?
The Wellspent public graph lists 27 fee-only advisors for mid-life transitions in Virginia, at 9 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for mid-life transitions in Virginia located?
Of the 27 fee-only advisors for mid-life transitions in Virginia, 7 are in Abingdon, followed by 6 in Warrenton and 4 in Roanoke.
Plus 5 in other cities.
How do fee-only advisors for mid-life transitions in Virginia charge?
The most common fee among fee-only advisors for mid-life transitions in Virginia is a percentage of assets, used by 74% of the 27 with fees on file. Many use more than one: 67% charge fixed fees and 63% charge by the hour.
How much do fee-only financial advisors charge in Virginia?
Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.
How much does a one-time financial plan cost in Virginia?
A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.
What credentials should a financial advisor for mid-life transitions have?
For mid-life transitions, look for the CFP. In Virginia, 56% of the 27 advisors listed hold the CFP.
- CFP56% in Virginia
- The CFP covers the whole picture while it's changing.
How do Virginia advisors for mid-life transitions compare with the rest of the US?
67% of fee-only advisors for mid-life transitions in Virginia charge fixed fees, compared with 43% of the 518 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Virginia. Light bars are all US advisors for mid-life transitions.
What should I ask a financial advisor during a mid-life transition in Virginia?
- What should I not do in the next six months?
- How would you test whether I can afford this change?
- How do you work with people going through a hard time?
- What can you do for a one-time fee?
How current is this list of fee-only advisors for mid-life transitions in Virginia?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 27 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Bill Nelson | Pacesetter Planning LLC | Arlington | Certified Student Loan Professional, CFP, CFT-I | Ongoing planning fee |
| Colin Page | Oakleigh Wealth Services | Crozet | CFP | Flat fee or retainer, Ongoing planning fee |
| John W. Bowen | Bowen Financial Services, LLC | Midlothian | CFP, EA, CPA | Percentage of assets, Hourly |
| Omen Quelvog | Formynder Wealth Management, LLC | Fredericksburg | CFP | Flat fee or retainer, Ongoing planning fee |
| Bryan Anderson | Caveness Wealth Advisory | Abingdon | CFP | Percentage of assets, Hourly |
| Daniel Fortunato | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Jonathan Lopez | Caveness Wealth Advisory | Abingdon | CFP | Percentage of assets, Hourly |
| Rebecca Blevins | Caveness Wealth Advisory | Abingdon | CFP | Percentage of assets, Hourly |
| Sarah Irving | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Sarah Yakel | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Tyler Caveness | Caveness Wealth Advisory | Roanoke | CFP | Percentage of assets, Hourly |
| Harold Philipsen | Tenzing Financial | Williamsburg | CFP, ChFC | Percentage of assets, Fixed fees |
| Jon Matlock | American Financial Planning | Roanoke | CFP | Flat fee or retainer, One-time planning fee |
| Maynard Keller | American Financial Planning | Roanoke | CFP | Flat fee or retainer, One-time planning fee |
| Robert Kohn | Tenzing Financial | Williamsburg | CFP | Percentage of assets, Fixed fees |
| Samantha Vicchiarelli | Alexis Advisors | Richmond | ChFC | Percentage of assets, Hourly |
| Daniel Thornton | Caveness Wealth Advisory | Abingdon | Not listed | Percentage of assets, Hourly |
| Edward Zywien | Caveness Wealth Advisory | Abingdon | Not listed | Percentage of assets, Hourly |
| Jonathan Weatherly | Caveness Wealth Advisory | Abingdon | Not listed | Percentage of assets, Hourly |
| Justin Lopez | Caveness Wealth Advisory | Abingdon | Not listed | Percentage of assets, Hourly |
| Kira Topeka | Meridian Financial Partners | Warrenton | Not listed | Percentage of assets, Hourly |
| Nathaniel Gilbert | Meridian Financial Partners | Warrenton | Not listed | Percentage of assets, Hourly |
| Reilly Skorupski | Meridian Financial Partners | Warrenton | Not listed | Percentage of assets, Hourly |
| Roberta Keller | Alexis Advisors | Richmond | Not listed | Percentage of assets, Hourly |
| Jacob Mardian | American Financial Planning | Roanoke | Not listed | Flat fee or retainer, One-time planning fee |
| Mark Castonguay | American Financial Planning | Yorktown | Not listed | Flat fee or retainer, One-time planning fee |
| Tracy Shackelford | Tenzing Financial | Williamsburg | Not listed | Percentage of assets, Fixed fees |
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