Financial advisors for mid-life transitions in Massachusetts
Which financial advisor should I talk to during a mid-life transition in Massachusetts?
For mid-life transitions in Massachusetts, talk to a fee-only planner who slows you down before a big decision. A career change, a death, or a sudden inheritance rarely needs action in the first weeks, and a good planner will say so. Records to start with include Patrick Cote of AssetGrade, Elise Stevenson of Clearvue Advisors and Debra Neiman of Neiman & Associates Financial Services.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Patrick Cote AssetGrade, Boston Holds the CFP. Fees on file: percentage of assets.
- Elise Stevenson Clearvue Advisors, Milton Holds the CFP. Fees on file: percentage of assets.
- Debra Neiman Neiman & Associates Financial Services, Watertown Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Lucy Valandra Copper Beech Wealth Management, Mansfield Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Scott Swartz AndersonLane Associates, Needham Holds the CFP. Fees on file: percentage of assets.
- Teofilo Ferreira Wingate Wealth Advisors, Lexington Holds the CFP. Fees on file: percentage of assets, fixed fees.
How many fee-only financial advisors in Massachusetts work with mid-life transitions?
The Wellspent public graph lists 34 fee-only advisors for mid-life transitions in Massachusetts, at 13 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for mid-life transitions in Massachusetts located?
Of the 34 fee-only advisors for mid-life transitions in Massachusetts, 15 are in Lexington, followed by 5 in Boston and 2 in North Attleboro.
Plus 8 in other cities.
How do fee-only advisors for mid-life transitions in Massachusetts charge?
The most common fee among fee-only advisors for mid-life transitions in Massachusetts is a percentage of assets, used by 94% of the 34 with fees on file. Many use more than one: 56% charge fixed fees and 18% charge by the hour.
How much do fee-only financial advisors charge in Massachusetts?
Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms.
How much does a one-time financial plan cost in Massachusetts?
A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms.
What credentials should a financial advisor for mid-life transitions have?
For mid-life transitions, look for the CFP. In Massachusetts, 50% of the 34 advisors listed hold the CFP.
- CFP50% in Massachusetts
- The CFP covers the whole picture while it's changing.
How do Massachusetts advisors for mid-life transitions compare with the rest of the US?
18% of fee-only advisors for mid-life transitions in Massachusetts charge by the hour, compared with 41% of the 518 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Massachusetts. Light bars are all US advisors for mid-life transitions.
What should I ask a financial advisor during a mid-life transition in Massachusetts?
- What should I not do in the next six months?
- How would you test whether I can afford this change?
- How do you work with people going through a hard time?
- What can you do for a one-time fee?
How current is this list of fee-only advisors for mid-life transitions in Massachusetts?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 34 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Elise Stevenson | Clearvue Advisors | Milton | CFP, MBA | Percentage of assets |
| Scott Swartz | AndersonLane Associates | Needham | CFP | Percentage of assets |
| Christopher Gauthier | Proactive Financial Solutions 360 | North Attleboro | CFP | Percentage of assets |
| Debra Neiman | Neiman & Associates Financial Services | Watertown | CFP | Percentage of assets, One-time planning fee |
| Patrick Cote | AssetGrade | Boston | CFP, CFA | Percentage of assets |
| Adam Wojtkowski | Copper Beech Wealth Management | Mansfield | CFP | Percentage of assets, Flat fee or retainer |
| Brian Boswell | Newbridge Wealth Management | Malden | CFP | Percentage of assets, Hourly |
| Lucy Valandra | Copper Beech Wealth Management | Mansfield | CFP | Percentage of assets, Flat fee or retainer |
| Linda Gillespie | Real World Financial Planning | Chestnut Hill | Not listed | Hourly, One-time planning fee |
| Carol Khouri | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Christopher Bekel | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| David Khouri | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Gary Pomerantz | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Jason Sikorski | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Jeffrey White | Wingate Wealth Advisors | Lexington | CFP, ChFC | Percentage of assets, Fixed fees |
| John Slupski | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Michael Claveau | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Teofilo Ferreira | Wingate Wealth Advisors | Lexington | CFP | Percentage of assets, Fixed fees |
| Vannak Sao | Proactive Financial Solutions 360 | North Attleboro | Not listed | Percentage of assets |
| Adam Waitkevich | Caveness Wealth Advisory | Worcester | Not listed | Percentage of assets, Hourly |
| Amy Mastromonaco | Flying Point Financial | North Andover | Not listed | Percentage of assets, Hourly |
| Brian Sawyer | Larchmont Wealth Advisors | Lunenburg | Not listed | Hourly |
| Kevin Kennedy | Flying Point Financial | North Andover | Not listed | Percentage of assets, Hourly |
| Brian Burkhart | Wealth Effects | Boston | Not listed | Percentage of assets |
| Derek Liberti | Wealth Effects | Boston | Not listed | Percentage of assets |
| Jeffrey McHale | Wealth Effects | Pembroke | Not listed | Percentage of assets |
| Warner Wayne | Wealth Effects | Boston | Not listed | Percentage of assets |
| William Liberti | Wealth Effects | Boston | Not listed | Percentage of assets |
| Cara Whipkey | Wingate Wealth Advisors | Lexington | Not listed | Percentage of assets, Fixed fees |
| Carol Newman | Wingate Wealth Advisors | Lexington | Not listed | Percentage of assets, Fixed fees |
| Joseph Evangelista | Wingate Wealth Advisors | Lexington | Not listed | Percentage of assets, Fixed fees |
| Lianna Deprey | Wingate Wealth Advisors | Lexington | Not listed | Percentage of assets, Fixed fees |
| Matthew Lasker | Wingate Wealth Advisors | Lexington | Not listed | Percentage of assets, Fixed fees |
| Peter Frailey | Wingate Wealth Advisors | Lexington | Not listed | Percentage of assets, Fixed fees |
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