Otto Rivera
Mindful Wealth LLC · St Louis, Florida
Otto Rivera is a fee-only financial advisor at Mindful Wealth LLC in St Louis, Florida, who holds the CFP and EA credentials. Otto charges an ongoing planning fee, a percentage of assets and a one-time planning fee (ongoing planning from $5,000 a year and one-time plans from $3,500) and focuses on international & expat planning, equity compensation and tax planning.
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Specialties
Who they serve
- Executives
- Physicians
- Mid-life transitions
- Divorced individuals
- Cross-border families
Facts
| Firm | Mindful Wealth LLC |
|---|---|
| Based in | St Louis, Florida |
| Fee model | Ongoing planning fee · Percentage of assets · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $5,000 a year · One-time plans from $3,500 · 0.7% a year on the first tier of assets managed |
| Accepting new clients | Yes |
| Assets under management | $36.4M across 145 accounts |
| Credentials | CFP · EA |
| SEC registration | Investment adviser representative in MO · CRD 6287758 |
| Exams passed | Series 63 (2014) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | mindfulwealthstl.com |
| Profile |
How Otto's firm compares
- Ongoing planning starts at $5,000 a year, above the Florida median of $4,200 for fee-only firms that publish prices.
- A one-time plan starts at $3,500, above the Florida median of $2,500 for fee-only firms that publish prices.
- Mindful Wealth LLC's average account is about $251,000, from its Form ADV (assets managed divided by 145 accounts).
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Questions about Otto
Is Otto Rivera a fee-only financial advisor?
Yes. Otto Rivera is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Otto's firm.
How does Otto charge for financial advice?
Otto charges an ongoing planning fee, a percentage of assets and a one-time planning fee.
How much does Otto charge?
According to Mindful Wealth LLC's website, checked October 28, 2026: ongoing planning from $5,000 a year; one-time plans from $3,500; 0.7% a year on the first tier of assets managed.
Where is Otto Rivera based?
Otto Rivera is based in St Louis, Florida.
What does Otto specialize in?
Otto's specialties include international & expat planning, equity compensation, tax planning and retirement planning. Otto works with executives, physicians, mid-life transitions, divorced individuals and cross-border families.
What credentials does Otto Rivera hold?
Otto Rivera holds the CFP and EA credentials.
Is Otto Rivera registered with the SEC?
Yes. Otto Rivera is registered as an investment adviser representative in MO (CRD 6287758), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Mindful Wealth LLC manage?
Mindful Wealth LLC reports $36.4M across 145 accounts in assets under management.
How do I contact Otto Rivera?
Through Otto's website, mindfulwealthstl.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Mindful Wealth LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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