Phillip McGrath
Waterstone Financial Advisory · Fort Myers, Florida
Phillip McGrath is a fee-only financial advisor at Waterstone Financial Advisory in Fort Myers, Florida. Phillip focuses on retirement planning, estate & legacy planning and tax planning. Waterstone Financial Advisory reports charging a percentage of assets and fixed fees on its Form ADV.
Request an introduction to Phillip →
Specialties
Who they serve
- Retirees
- Pre-retirees
- Mid-life transitions
Facts
| Firm | Waterstone Financial Advisory |
|---|---|
| Based in | Fort Myers, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $262.5M across 954 accounts |
| SEC registration | Investment adviser representative in FL · CRD 7959178 |
| Exams passed | Series 65 (2024) |
| Firm size | 5 employees |
| Disclosures | None reported |
| Website | www.waterstonefs.com |
Request an introduction to Phillip
Tell Phillip a little about what you're looking for. Phillip isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Phillip
Is Phillip McGrath a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Phillip holds no broker registration, and Waterstone Financial Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Phillip charge for financial advice?
Phillip's firm, Waterstone Financial Advisory, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Does Phillip work with clients virtually?
Yes. Waterstone Financial Advisory says on its website that it works with clients remotely.
Where is Phillip McGrath based?
Phillip McGrath is based in Fort Myers, Florida.
What does Phillip specialize in?
Phillip's specialties include retirement planning, estate & legacy planning and tax planning. Phillip works with retirees, pre-retirees and mid-life transitions.
Is Phillip McGrath registered with the SEC?
Yes. Phillip McGrath is registered as an investment adviser representative in FL (CRD 7959178), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Waterstone Financial Advisory manage?
Waterstone Financial Advisory reports $262.5M across 954 accounts in assets under management.
How do I contact Phillip McGrath?
Through Phillip's website, www.waterstonefs.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Waterstone Financial Advisory website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.