Fee-only financial advisors in Saratoga Springs, New York
Which fee-only financial advisor should I talk to in Saratoga Springs?
Start with a fee-only advisor in Saratoga Springs whose record matches what you need, then check their fees and SEC record before you call. Records to start with include James Williams of Williams Financial, LLC, Sean Moynahan of King Wealth Management Group and Heather Fox of NYE Street Partners, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- James Williams Williams Financial, LLC Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Sean Moynahan King Wealth Management Group Holds the CFP. Fees on file: percentage of assets, fixed fees.
- Heather Fox NYE Street Partners Holds the CFP. Fees on file: percentage of assets, fixed fees.
- Cynthia Zalewsky Saratoga Investment Solutions Inc. Holds the CFP. Fees on file: hourly, fixed fees.
- Ryan McLaughlin Shade Tree Advisors Holds the CFA. Fees on file: percentage of assets, fixed fees.
- Cory Laird Minich MacGregor Wealth Management Holds the CFP. Fees on file: percentage of assets, fixed fees.
By the numbers
- Advisors listed
- 52
- Firms
- 14
- Hold the CFP
- 21%
- Other credentials: CFA 6% · CPA 2% · ChFC 2%
- How they charge (of 51 with fees on file): percentage of assets 98% · fixed fees 86% · performance-based fees 39% · hourly 20%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
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Questions about fee-only advisors in Saratoga Springs
How many fee-only advisors in Saratoga Springs are there?
The Wellspent public graph lists 52 fee-only advisors in Saratoga Springs, at 14 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Saratoga Springs focus on?
The most common focus among fee-only advisors in Saratoga Springs is retirement planning (13), followed by retirees (7) and people close to retirement (7). Advisors can list more than one.
How do fee-only advisors in Saratoga Springs charge?
The most common fee among fee-only advisors in Saratoga Springs is a percentage of assets, used by 98% of the 51 with fees on file. Many use more than one: 86% charge fixed fees and 39% charge performance-based fees.
How much do fee-only financial advisors charge in New York?
Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms.
How many fee-only advisors in Saratoga Springs hold the CFP?
21% of the 52 fee-only advisors in Saratoga Springs hold the CFP certification, based on the credentials listed on each record.
Does New York tax income on top of federal tax?
Yes. New York has a state income tax, so a financial plan for a New York resident should project it alongside federal tax.
Is there a local income tax in New York?
Yes. In New York, New York City and Yonkers add their own income tax.
How current is this list of fee-only advisors in Saratoga Springs?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 52 advisors in Saratoga Springs
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Andrew Pallas | Minich MacGregor Wealth Management | Saratoga Springs | CFP | Percentage of assets, Fixed fees |
| Cory Laird | Minich MacGregor Wealth Management | Saratoga Springs | CFP | Percentage of assets, Fixed fees |
| James Cox | Peak Wealth Management | Saratoga Springs | CFP, ChFC | Percentage of assets, Hourly |
| Taylor Sohns | LifeGoal Investments | Saratoga Springs | CFP | Percentage of assets, Hourly |
| Cynthia Zalewsky | Saratoga Investment Solutions Inc. | Saratoga Springs | CFP | Hourly, Fixed fees |
| James Williams | Williams Financial, LLC | Saratoga Springs | CFP, MBA, CPA | Percentage of assets, Hourly |
| Hayden LaBelle | Minich MacGregor Wealth Management | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Jason Macgregor | Minich MacGregor Wealth Management | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Michele Tellstone | Minich MacGregor Wealth Management | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Patrick Younis | Minich MacGregor Wealth Management | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Brett Sohns | LifeGoal Investments | Saratoga Springs | Not listed | Percentage of assets, Hourly |
| Devin Campbell | LifeGoal Investments | Saratoga Springs | Not listed | Percentage of assets, Hourly |
| Evan Wiggins | LifeGoal Investments | Saratoga Springs | Not listed | Percentage of assets, Hourly |
| Maxwell Hulbert | LifeGoal Investments | Saratoga Springs | Not listed | Percentage of assets, Hourly |
| Nicholas Rossetti | LifeGoal Investments | Saratoga Springs | Not listed | Percentage of assets, Hourly |
| Stephen Basile | Ascent Wealth Partners | Saratoga Springs | Not listed | Percentage of assets |
| Thomas Dubois | Dubois Capital Management | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Todd Gordon | Inside Edge Capital | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Barbara Bouchey | Barbara J. Bouchey Asset Management | Saratoga Springs | CFP | Percentage of assets, Hourly |
| Heather Fox | NYE Street Partners | Saratoga Springs | CFP | Percentage of assets, Fixed fees |
| Kenneth Terpening | King Wealth Management Group | Saratoga Springs | CFP | Percentage of assets, Fixed fees |
| Paul Gemmiti | Portfolio Allocators | Saratoga Springs | CFP | Not listed |
| Sean Moynahan | King Wealth Management Group | Saratoga Springs | CFP | Percentage of assets, Fixed fees |
| Amy Seagroatt | Shade Tree Advisors | Saratoga Springs | CFA | Percentage of assets, Fixed fees |
| Andrei Belov | Shade Tree Advisors | Saratoga Springs | CFA | Percentage of assets, Fixed fees |
| Ryan McLaughlin | Shade Tree Advisors | Saratoga Springs | CFA | Percentage of assets, Fixed fees |
| Abigail Rafferty | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Adrienne Knapp | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Bridget Horan | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Daniel Gale | King Wealth Management Group | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Daniel Lovaglio | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Jane Quinn | King Wealth Management Group | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Jesse George | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| John McCarthy | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Jolyn Sweet | King Wealth Management Group | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Joshua Hipwell | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Keith Egbert | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Kyle Boni | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Madeline Johnson | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Mark Jensen | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Matthew Lawson | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Matthew Moore | NYE Street Partners | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Matthew Salisbury | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Michele Martin | King Wealth Management Group | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Nathaniel King | King Wealth Management Group | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Nicholas Schultz | NYE Street Partners | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Patricia Walton | King Wealth Management Group | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Raymond Martin | Crescent Hill Partners | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Stephen Cutting-Miller | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
| Thomas Burke | Shade Tree Advisors | Saratoga Springs | Not listed | Percentage of assets, Fixed fees |
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