James Williams
Williams Financial, LLC · Saratoga Springs, New York
James Williams is a fee-only financial advisor at Williams Financial, LLC in Saratoga Springs, New York, who holds the CFP, MBA and CPA credentials. Williams Financial, LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Williams Financial, LLC |
|---|---|
| Based in | Saratoga Springs, New York |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $209.9M across 837 accounts |
| Credentials | CFP · MBA · CPA |
| SEC registration | Investment adviser representative in MA, NY, VT · CRD 4806982 |
| Exams passed | Series 63 (2004) · Series 66 (2005) |
| Firm size | 7 employees |
| Disclosures | None reported |
| Website | williamsfinancial.net |
| Profile |
How James's firm compares
- Williams Financial, LLC's average account is about $251,000, from its Form ADV (assets managed divided by 837 accounts).
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Questions about James
Is James Williams a fee-only financial advisor?
Yes. James Williams is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by James's firm.
How does James charge for financial advice?
James's firm, Williams Financial, LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is James Williams based?
James Williams is based in Saratoga Springs, New York.
What credentials does James Williams hold?
James Williams holds the CFP, MBA and CPA credentials.
Is James Williams registered with the SEC?
Yes. James Williams is registered as an investment adviser representative in MA, NY and VT (CRD 4806982), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Williams Financial, LLC manage?
Williams Financial, LLC reports $209.9M across 837 accounts in assets under management.
How do I contact James Williams?
Through James's website, williamsfinancial.net.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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