Fee-only financial advisors in Rochester, New York
Which fee-only financial advisor should I talk to in Rochester?
Start with a fee-only advisor in Rochester whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Sarah Swan of Howe & Rusling, Inc., Grace Stolberg of O'Keefe Stevens Advisory and Katharine Bressington of Linden Financial Consultants, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Sarah Swan Howe & Rusling, Inc. Holds the CFP, CFA and CPA.
- Grace Stolberg O'Keefe Stevens Advisory Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Katharine Bressington Linden Financial Consultants Holds the CFP. Fees on file: hourly, one-time planning fee.
- Kathryn Kubiak-Rizzone About Time Financial Planning Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Matthew Darcy Seneca Financial Advisors Holds the CFA. Fees on file: percentage of assets, hourly.
- Matt Lechner Layline Advisors Holds the CFP. Fees on file: percentage of assets, fixed fees.
By the numbers
- Advisors listed
- 49
- Firms
- 21
- Hold the CFP
- 37%
- Other credentials: CFA 12% · CPA 2% · ChFC 2%
- How they charge (of 48 with fees on file): percentage of assets 90% · fixed fees 67% · hourly 31% · one-time planning fee 19%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in Rochester by what you need
Find an advisor in New York by fee, assets, or credential
Questions about fee-only advisors in Rochester
How many fee-only advisors in Rochester are there?
The Wellspent public graph lists 49 fee-only advisors in Rochester, at 21 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Rochester focus on?
The most common focus among fee-only advisors in Rochester is tax planning (26), followed by estate planning (25) and retirement planning (22). Advisors can list more than one.
How do fee-only advisors in Rochester charge?
The most common fee among fee-only advisors in Rochester is a percentage of assets, used by 90% of the 48 with fees on file. Many use more than one: 67% charge fixed fees and 31% charge by the hour.
How much do fee-only financial advisors charge in New York?
Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms.
How many fee-only advisors in Rochester hold the CFP?
37% of the 49 fee-only advisors in Rochester hold the CFP certification, based on the credentials listed on each record.
Does New York tax income on top of federal tax?
Yes. New York has a state income tax, so a financial plan for a New York resident should project it alongside federal tax.
Is there a local income tax in New York?
Yes. In New York, New York City and Yonkers add their own income tax.
How current is this list of fee-only advisors in Rochester?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 49 advisors in Rochester
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Kathryn Kubiak-Rizzone | About Time Financial Planning | Rochester | CFP | Flat fee or retainer, Ongoing planning fee |
| Salvatore Paternico | W&S Management Services | Rochester | CFP, ChFC | Percentage of assets, Hourly |
| Grace Stolberg | O'Keefe Stevens Advisory | Rochester | CFP | Percentage of assets, One-time planning fee |
| Justin Stevens | O'Keefe Stevens Advisory | Rochester | CFP | Percentage of assets, One-time planning fee |
| Peter O'Keefe | O'Keefe Stevens Advisory | Rochester | CFP | Percentage of assets, One-time planning fee |
| Katharine Bressington | Linden Financial Consultants | Rochester | CFP | Hourly, One-time planning fee |
| Patrick Cicchetti I help 7-figure service-based business owners simplify their finances, minimize taxes, and buy back time—so they can focus on life beyond the business. | Ryse Capital Management | Rochester | Not listed | Flat fee or retainer, Hourly |
| Adam Magee | Whitney & Company | Rochester | CFP | Percentage of assets, Fixed fees |
| Brian Ward | W&S Management Services | Rochester | Not listed | Percentage of assets, Hourly |
| Christina Larkin | Seneca Financial Advisors | Rochester | CFP | Percentage of assets, Hourly |
| Elizabeth Raabe | Seneca Financial Advisors | Rochester | CFP | Percentage of assets, Hourly |
| Rupesh Goyal | Alphanso | Rochester | Not listed | Flat fee or retainer, Ongoing planning fee |
| Sarah Stymus | Whitney & Company | Rochester | CFP | Percentage of assets, Fixed fees |
| Zachary Erskine | Seneca Financial Advisors | Rochester | CFP | Percentage of assets, Hourly |
| Gregory Vogel | O'Keefe Stevens Advisory | Rochester | Not listed | Percentage of assets, One-time planning fee |
| Kellan Peer | O'Keefe Stevens Advisory | Rochester | Not listed | Percentage of assets, One-time planning fee |
| Diana Apostolova | Rochester Investments | Rochester | Not listed | Percentage of assets, Hourly |
| Matthew Darcy | Seneca Financial Advisors | Rochester | CFA | Percentage of assets, Hourly |
| Robert Pickels | Whitney & Company | Rochester | CFA | Percentage of assets, Fixed fees |
| Scott Lefebre | Seneca Financial Advisors | Rochester | PFS | Percentage of assets, Hourly |
| William Moore | Whitney & Company | Rochester | CFA | Percentage of assets, Fixed fees |
| Dylan Potter | Howe & Rusling | Rochester | CFP | Percentage of assets, Fixed fees |
| Jonathon Hughes | Linden Financial Consultants | Rochester | Not listed | Hourly, One-time planning fee |
| Jordan Eich | Howe & Rusling | Rochester | CFP | Percentage of assets, Fixed fees |
| Matt Lechner | Layline Advisors | Rochester | CFP | Percentage of assets, Fixed fees |
| Ryan Tomko | Howe & Rusling | Rochester | CFP | Percentage of assets, Fixed fees |
| Sarah Swan | Howe & Rusling, Inc. | Rochester | CFP, CRPC, CFA, CPWA | Not listed |
| Christopher Coleman | Fiduciary First Advising | Rochester | Not listed | Percentage of assets |
| Christopher Radigan | Whitney & Company | Rochester | Not listed | Percentage of assets, Fixed fees |
| Jeffrey Braverman | Whitney & Company | Rochester | Not listed | Percentage of assets, Fixed fees |
| Stephen Green | Seneca Financial Advisors | Rochester | Not listed | Percentage of assets, Hourly |
| William Bennett | Whitney & Company | Rochester | Not listed | Percentage of assets, Fixed fees |
| William Shaheen | Whitney & Company | Rochester | Not listed | Percentage of assets, Fixed fees |
| William Shaheen | Whitney & Company | Rochester | Not listed | Percentage of assets, Fixed fees |
| Alex Zazubec | Highland Wealth Advisory | Rochester | Not listed | Percentage of assets, Flat fee or retainer |
| Casey Ryan | Howe & Rusling | Rochester | Not listed | Percentage of assets, Fixed fees |
| Craig Cairns | Howe & Rusling | Rochester | Not listed | Percentage of assets, Fixed fees |
| Elizabeth Hutton | Howe & Rusling | Rochester | Not listed | Percentage of assets, Fixed fees |
| Mary Graniero | Howe & Rusling | Rochester | Not listed | Percentage of assets, Fixed fees |
| Andrew Schuler | Prentice Wealth Management | Rochester | CFP | Percentage of assets, Hourly |
| Nicholas Norvell | Courier Capital | Rochester | CFP | Percentage of assets, Fixed fees |
| Charles Ruff | Layline Advisors | Rochester | CFA | Percentage of assets, Fixed fees |
| Mark Wyand | Layline Advisors | Rochester | CFA | Percentage of assets, Fixed fees |
| Alan Resnick | Janal Capital Management | Rochester | Not listed | Percentage of assets |
| David Robbins | Courier Capital | Rochester | Not listed | Percentage of assets, Fixed fees |
| Derek Main | First Main Capital | Rochester | Not listed | Percentage of assets |
| Jack Hills | Iconoclastic Capital Management | Rochester | Not listed | Percentage of assets, Hourly |
| Joshua Barrett | Barrett Wealth Management | Rochester | Not listed | Percentage of assets |
| Ziad Wehbe | Balfour Capital Management | Rochester | Not listed | Percentage of assets, Hourly |
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