Fee-only financial advisors in La Jolla, California
Which fee-only financial advisor should I talk to in La Jolla?
Start with a fee-only advisor in La Jolla whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Christopher Jaccard of Financial Alternatives, Christina Hammann of Carter Financial and Michael Munson of MYeCFO, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Christopher Jaccard Financial Alternatives Holds the CFP and CFA. Fees on file: percentage of assets, hourly.
- Christina Hammann Carter Financial Holds the CFP. Fees on file: percentage of assets, fixed fees.
- Michael Munson MYeCFO Holds the CFA. Fees on file: percentage of assets, hourly.
- Tyler Stearns Castle Coast Wealth Holds the CFP. Fees on file: percentage of assets, hourly.
- Neil Jubaili Cedar Wealth Management Holds the CFP. Fees on file: percentage of assets, hourly.
- Aiden Cox Canter Wealth Holds the CFP. Fees on file: percentage of assets, fixed fees.
By the numbers
- Advisors listed
- 39
- Firms
- 12
- Hold the CFP
- 41%
- Other credentials: CFA 8%
- How they charge (of 39 with fees on file): percentage of assets 100% · fixed fees 67% · hourly 62% · performance-based fees 10%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in La Jolla by what you need
Find an advisor in California by fee, assets, or credential
- Hourly financial advisors
- Flat-fee financial advisors
- One-time financial plans
- Financial advisors with no minimum
- Advisors for under $500,000
- Advisors for $500,000 to $1 million
- Advisors for $1 million to $3 million
- Advisors for over $3 million
- CFP financial advisors
- CFA financial advisors
- ChFC financial advisors
- Virtual financial advisors
Questions about fee-only advisors in La Jolla
How many fee-only advisors in La Jolla are there?
The Wellspent public graph lists 39 fee-only advisors in La Jolla, at 12 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in La Jolla focus on?
The most common focus among fee-only advisors in La Jolla is retirement planning (21), followed by tax planning (17) and retirees (16). Advisors can list more than one.
How do fee-only advisors in La Jolla charge?
All 39 fee-only advisors in La Jolla with fees on file charge a percentage of assets. Many use more than one: 67% charge fixed fees and 62% charge by the hour.
How much do fee-only financial advisors charge in California?
Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.
How many fee-only advisors in La Jolla hold the CFP?
41% of the 39 fee-only advisors in La Jolla hold the CFP certification, based on the credentials listed on each record.
Does California tax income on top of federal tax?
Yes. California has a state income tax, so a financial plan for a California resident should project it alongside federal tax.
How current is this list of fee-only advisors in La Jolla?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 39 advisors in La Jolla
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| James Freeman | Financial Alternatives, Inc. | La Jolla | CFP | Percentage of assets |
| Gregory Syrios | Syrios Wealth Management Group | La Jolla | CFP | Percentage of assets, Fixed fees |
| Tyler Stearns | Castle Coast Wealth | La Jolla | CFP | Percentage of assets, Hourly |
| Aiden Cox | Canter Wealth | La Jolla | CFP | Percentage of assets, Fixed fees |
| Babak Gahvari | Canter Wealth | La Jolla | CFP | Percentage of assets, Fixed fees |
| Christina Hammann | Carter Financial | La Jolla | CFP | Percentage of assets, Fixed fees |
| Heather Quintero | Carter Financial | La Jolla | CFP | Percentage of assets, Fixed fees |
| James Mellon | Canter Wealth | La Jolla | CFP | Percentage of assets, Fixed fees |
| Joseph Kalmanovitz | Canter Wealth | La Jolla | CFP | Percentage of assets, Fixed fees |
| Michael Canzone | Canter Wealth | La Jolla | CFP | Percentage of assets, Fixed fees |
| Beverly Patton | Syrios Wealth Management Group | La Jolla | Not listed | Percentage of assets, Fixed fees |
| Abigail Chao | Cosmos Wealth | La Jolla | Not listed | Percentage of assets, Hourly |
| Adam Brown | Castle Coast Wealth | La Jolla | Not listed | Percentage of assets, Hourly |
| Cassidy Fisher | Castle Coast Wealth | La Jolla | Not listed | Percentage of assets, Hourly |
| Charles Gillespie | Castle Coast Wealth | La Jolla | Not listed | Percentage of assets, Hourly |
| Daniel Mauser | Cosmos Wealth | La Jolla | Not listed | Percentage of assets, Hourly |
| Jeremy Keating | Cosmos Wealth | La Jolla | Not listed | Percentage of assets, Hourly |
| Martin Curiel | MYeCFO | La Jolla | CFA | Percentage of assets, Hourly |
| Michael Munson | MYeCFO | La Jolla | CFA | Percentage of assets, Hourly |
| Andrew Canter | Canter Wealth | La Jolla | Not listed | Percentage of assets, Fixed fees |
| Luke Podbury | Canter Wealth | La Jolla | Not listed | Percentage of assets, Fixed fees |
| Ethan Senn | Sage Stone Wealth Management | La Jolla | Not listed | Percentage of assets |
| Mary Naber | Sage Stone Wealth Management | La Jolla | Not listed | Percentage of assets |
| Roy Lopez | Sage Stone Wealth Management | La Jolla | Not listed | Percentage of assets |
| Yuliana Mendez | MYeCFO | La Jolla | Not listed | Percentage of assets, Hourly |
| Richard Nerad | Nerad + Deppe Wealth Management | La Jolla | Not listed | Percentage of assets, Ongoing planning fee |
| Steven Deppe | Nerad + Deppe Wealth Management | La Jolla | Not listed | Percentage of assets, Ongoing planning fee |
| Andrew Hoffarth | Financial Alternatives | La Jolla | CFP | Percentage of assets, Hourly |
| Christopher Jaccard | Financial Alternatives | La Jolla | CFP, CFA | Percentage of assets, Hourly |
| Damon Robertson | Financial Alternatives | La Jolla | CFP | Percentage of assets, Hourly |
| Marcelle Kako | Financial Alternatives | La Jolla | CFP | Percentage of assets, Hourly |
| Neil Jubaili | Cedar Wealth Management | La Jolla | CFP | Percentage of assets, Hourly |
| Pei-Shan Li | Financial Alternatives | La Jolla | CFP | Percentage of assets, Hourly |
| Brad Saenz | Coastwise Capital Group | La Jolla | Not listed | Percentage of assets, Hourly |
| Connor MacKenzie | Financial Alternatives | La Jolla | Not listed | Percentage of assets, Hourly |
| Laurie Itkin | Coastwise Capital Group | La Jolla | Not listed | Percentage of assets, Hourly |
| Patrick Fischer | Coastwise Capital Group | La Jolla | Not listed | Percentage of assets, Hourly |
| Scott Kyle | Coastwise Capital Group | La Jolla | Not listed | Percentage of assets, Hourly |
| William Tatis-Flanagan | Financial Alternatives | La Jolla | Not listed | Percentage of assets, Hourly |
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