Financial advisors with no minimum in California
How do I find fee-only advisors at firms with no asset minimum in California?
In California, look for a fee-only firm that says on its own website that it has no asset minimum. Those firms usually charge a flat, hourly, or subscription fee instead of a percentage of assets. Records to start with include Stan Himeno-Okamoto of DRS Financial Partners, Steve Heinemann of Recalibrating Wealth and John Pak of Otium Advisory Group.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Stan Himeno-Okamoto DRS Financial Partners, San Francisco Holds the CFP, CFA and EA. Fees on file: hourly.
- Steve Heinemann Recalibrating Wealth, Fountain Valley Holds the CFP and CPA. Fees on file: percentage of assets, flat fee or retainer.
- John Pak Otium Advisory Group, El Segundo Holds the CFP and EA. Fees on file: flat fee or retainer, hourly.
- Matthias Giezendanner San Francisco Wealth Planning LLC, Petaluma Holds the CFP and EA. Fees on file: percentage of assets, ongoing planning fee.
- Brandon Amaral Amaral Financial Planning, LLC, San Jose Holds the CFP and EA. Fees on file: ongoing planning fee, percentage of assets.
- Brett Cicinelli Confluence Capital Advisors, Woodland Hills Holds the CFP and CFA. Fees on file: percentage of assets.
By the numbers
- Advisors listed
- 82
- Firms
- 62
- Cities
- 43
- Hold the CFP
- 65%
- Other credentials: CFA 6% · CPA 1% · EA 5%
- How they charge (of 82 with fees on file): percentage of assets 62% · hourly 38% · one-time planning fee 35% · flat fee or retainer 30%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Financial advisors with no minimum by state
Questions about financial advisors with no minimum
How many fee-only advisors at firms with no asset minimum in California are there?
The Wellspent public graph lists 82 fee-only advisors at firms with no asset minimum in California, at 62 firms. We counted every advisor record that fits, as of October 2026.
Where are fee-only advisors at firms with no asset minimum in California located?
Of the 82 fee-only advisors at firms with no asset minimum in California, 12 are in Walnut Creek, followed by 10 in San Francisco and 4 in San Diego.
How do fee-only advisors at firms with no asset minimum in California charge?
The most common fee among fee-only advisors at firms with no asset minimum in California is a percentage of assets, used by 62% of the 82 with fees on file. Many use more than one: 38% charge by the hour and 35% charge a one-time planning fee.
How many fee-only advisors at firms with no asset minimum in California hold the CFP?
65% of the 82 fee-only advisors at firms with no asset minimum in California hold the CFP certification, based on the credentials listed on each record.
How much do fee-only financial advisors charge in California?
Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.
How much does a one-time financial plan cost in California?
A one-time financial plan from a fee-only firm in California has a median price of $2,500. We found this across the published prices of 111 California firms.
How does Wellspent decide who counts as fee-only advisors at firms with no asset minimum?
We count an advisor here when their firm's website states it has no asset minimum.
What should I ask fee-only advisors at firms with no asset minimum in California?
If there's no asset minimum, is there a minimum fee? What would I pay in dollars each year? Do you take clients at my stage? What's included at that price?
How current is this list of fee-only advisors at firms with no asset minimum in California?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 82 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Al Faber Collaborative, do-it-with-you hourly or flat-fee planning for people who want to stay in control, with no product sales or ongoing fees. | DIWY Financial Planning | Los Angeles | CFP, ChFC, CLU, MBA | One-time planning fee, Hourly |
| Evon Mendrin We help optometrists nationwide build thriving practices and lasting wealth through tailored financial planning and investment management. | Optometry Wealth Advisors LLC | Madera | Certified Student Loan Professional, CFP | Flat fee or retainer, Hourly |
| Michael Rodriguez Flat-fee, advice-only planning for first-generation wealth builders and young families buying homes, merging finances and raising kids. | Equanimity Wealth | Glendale | CFP | Subscription, One-time planning fee |
| Aaron Hatch | Woven Capital | Redding | CFP | Percentage of assets, One-time planning fee |
| Gerardo Garcia Jr | Confianza Wealth Management | Vista | CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| Patrick Yaghoobians | Noor Financial Services | Los Angeles | CFP | Flat fee or retainer, Ongoing planning fee |
| Praveen Krishnamurthy Advice-only planning for tech professionals on equity compensation, taxes and diversification, from a former Google engineering leader. | Empower Financial | Fremont | CFP | One-time planning fee, Hourly |
| Ryan Miyamoto | Derive Wealth | Pasadena | CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| Tommy Lopez | Coffeehouse Capital LLC | Financial Planning and Wealth Management | Fresno | CFP, CRPC | Hourly, One-time planning fee |
| Angela Dorsey | Dorsey Wealth Management | Torrance | CFP, MBA | Percentage of assets, Hourly |
| Josue Luque De Julio | Next Gen Financial Planning | San Diego | CFP | Percentage of assets, Hourly |
| Matthias Giezendanner | San Francisco Wealth Planning LLC | Petaluma | CFP, EA | Percentage of assets, Ongoing planning fee |
| Rafael Melendez | Next Gen Financial Planning | San Diego | CFP | Percentage of assets, Hourly |
| Said Israilov | Israilov Financial | San Francisco | CFP | Percentage of assets, One-time planning fee |
| Sridhar Krishnan | Encover Personal Finance LLC | Fremont | BS, CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| Brandon Amaral | Amaral Financial Planning, LLC | San Jose | CFP, EA | Ongoing planning fee, Percentage of assets |
| Cynthia Jabr | Brand New Day Wealth Planning | Los Angeles | CFP | Flat fee or retainer, Hourly |
| John Pak | Otium Advisory Group | El Segundo | BA, CFP, EA, MST | Flat fee or retainer, Hourly |
| Michael Garber | Michael Garber Financial Planning | Cupertino | CFP, CRTP, MSEE | Flat fee or retainer, Ongoing planning fee |
| Steve Heinemann | Recalibrating Wealth | Fountain Valley | CFP, CPA | Percentage of assets, Flat fee or retainer |
| Charles Edson | Wealth Being Advisors | Hermosa Beach | CFP | Percentage of assets, Ongoing planning fee |
| Cheryl Vesely | Balance Financial Planning, LLC | Oakland | CFP, MA | Percentage of assets, Hourly |
| Eric Figueroa | Hesperian Wealth LLC | Folsom | CFP | Percentage of assets, Ongoing planning fee |
| Rick Valenzi | The Financial Zen Group, Inc. | San Francisco | CFP, CRPC | Ongoing planning fee |
| Stan Himeno-Okamoto | DRS Financial Partners | San Francisco | CFP, CFA, EA | Hourly |
| Walter Romatowski | Castellan Financial Advisors | Roseville | CFP, CMA, MBA | Hourly |
| Andy Moran Ad Astra Financial Planning specializes in helping tech professionals navigate RSUs, stock options, tender offers, IPOs, and financial independence. We are a flat-fee, fee-only, fiduciary firm - we don't receive commissions or kickbacks or charge based on a percentage of your assets. | Ad Astra Financial Planning | Santa Rosa | CFP | Flat fee or retainer, Subscription |
| Christine Remedios | Remedios Financial Planning | San Francisco | CFP | Hourly, One-time planning fee |
| David Barson | Barson Financial Planning | San Mateo | CFP, MBA | Percentage of assets, One-time planning fee |
| David Meyers | Meyers Wealth Management | Palo Alto | CFP | Hourly, Percentage of assets |
| Patricia Jennerjohn | Focused Finances, LLC | Oakland | CFP, MBA | Hourly, Ongoing planning fee |
| Brett Cicinelli | Confluence Capital Advisors | Woodland Hills | CFP, CFA | Percentage of assets |
| Jarrett Topel | Topel & DiStasi Wealth Management | Berkeley | CFP | Percentage of assets, Flat fee or retainer |
| Alicia Ivancovich | Financially Healthy | Oakland | CFP | Percentage of assets, One-time planning fee |
| Derek Munchow | Augustus Wealth | Long Beach | CFP, ChFC | Hourly, Ongoing planning fee |
| Nicole Peterkin | Peterkin Financial | Encinitas | CFP | Flat fee or retainer, Ongoing planning fee |
| Christopher Hughes | Burton Enright Welch | Walnut Creek | CFP | Percentage of assets |
| David Espineira | Burton Enright Welch | Walnut Creek | CFP | Percentage of assets |
| Jeremy Welch | Burton Enright Welch | Walnut Creek | CFP | Percentage of assets |
| Kelly Randall | Burton Enright Welch | Walnut Creek | CFP | Percentage of assets |
| Louis Dagen | Auspicious Financial Planning | San Ramon | CFP, ChFC | Percentage of assets |
| Robert Enright | Burton Enright Welch | Walnut Creek | CFP | Percentage of assets |
| Tyrone Ross The right now adviser for the next-gen investor. | 401 Financial | San Diego | CFP | Hourly, Subscription |
| Claudia Fitch | Fitch Financial Advisors | San Francisco | CFP | One-time planning fee |
| Louis Guajardo | Moonshot Planning | Montclair | CFP | Ongoing planning fee |
| Robert Shopes | Favrile Financial | Del Mar | CFP | Flat fee or retainer, Ongoing planning fee |
| Gavin Distasi | Topel & DiStasi Wealth Management | Berkeley | Not listed | Percentage of assets, Flat fee or retainer |
| Kathleen Hentges | Applied Advisor | San Francisco | CFP | Hourly |
| Michael Pablo | Agile Financial Planning | San Francisco | CFP | Percentage of assets, Flat fee or retainer |
| Peter Burton | Burton Enright Welch | Walnut Creek | ChFC | Percentage of assets |
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