Fee-only financial advisors in San Jose, California
Which fee-only financial advisor should I talk to in San Jose?
Start with a fee-only advisor in San Jose whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Brandon Amaral of Amaral Financial Planning, LLC, Jesse Lownsbury of BetterWealth and Aaron Rubin of Werba Rubin Papier Wealth Management, LLC, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Brandon Amaral Amaral Financial Planning, LLC Holds the CFP and EA. Fees on file: ongoing planning fee, percentage of assets.
- Jesse Lownsbury BetterWealth Holds the CFP and CPA. Fees on file: percentage of assets.
- Aaron Rubin Werba Rubin Papier Wealth Management, LLC Holds the CFP and CPA. Fees on file: percentage of assets.
- Scott Yang Silicon Valley Wealth Advisors, LLC Holds the CFP and CPA.
- Jeffrey Clark Redwood Money Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Claudia Deras Sosa Corinthian Wealth Management Holds the CFP. Fees on file: percentage of assets, hourly.
By the numbers
- Advisors listed
- 57
- Firms
- 30
- Hold the CFP
- 39%
- Other credentials: CPA 5% · EA 2%
- How they charge (of 56 with fees on file): percentage of assets 96% · fixed fees 50% · hourly 45% · ongoing planning fee 7%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in San Jose by what you need
Find an advisor in California by fee, assets, or credential
- Hourly financial advisors
- Flat-fee financial advisors
- One-time financial plans
- Financial advisors with no minimum
- Advisors for under $500,000
- Advisors for $500,000 to $1 million
- Advisors for $1 million to $3 million
- Advisors for over $3 million
- CFP financial advisors
- CFA financial advisors
- ChFC financial advisors
- Virtual financial advisors
Questions about fee-only advisors in San Jose
How many fee-only advisors in San Jose are there?
The Wellspent public graph lists 57 fee-only advisors in San Jose, at 30 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in San Jose focus on?
The most common focus among fee-only advisors in San Jose is estate planning (17), followed by equity compensation (15) and family wealth transfer (12). Advisors can list more than one.
How do fee-only advisors in San Jose charge?
The most common fee among fee-only advisors in San Jose is a percentage of assets, used by 96% of the 56 with fees on file. Many use more than one: 50% charge fixed fees and 45% charge by the hour.
How much do fee-only financial advisors charge in California?
Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.
How many fee-only advisors in San Jose hold the CFP?
39% of the 57 fee-only advisors in San Jose hold the CFP certification, based on the credentials listed on each record.
Does California tax income on top of federal tax?
Yes. California has a state income tax, so a financial plan for a California resident should project it alongside federal tax.
How current is this list of fee-only advisors in San Jose?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 57 advisors in San Jose
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Charles Stermetz | Equity For The Win (EquityFTW) | San Jose | CEP, CFP | Hourly, Fixed fees |
| Brandon Amaral | Amaral Financial Planning, LLC | San Jose | CFP, EA | Ongoing planning fee, Percentage of assets |
| Jesse Lownsbury | BetterWealth | San Jose | CFP, CPA | Percentage of assets |
| Jeffrey Clark | Redwood Money | San Jose | CFP | Percentage of assets, Ongoing planning fee |
| Chengkuo Chen | Redwood Money | San Jose | Not listed | Percentage of assets, Ongoing planning fee |
| Christopher Thomas | Align WMGMT | San Jose | CFP | Percentage of assets, Hourly |
| Glenn Young | Concentrum Wealth Management | San Jose | CFP | Percentage of assets, Hourly |
| Lance Pieper | Concentrum Wealth Management | San Jose | CFP | Percentage of assets, Hourly |
| Nicholas Simonian | Concentrum Wealth Management | San Jose | CFP | Percentage of assets, Hourly |
| Adam Roberts | Potentia Wealth | San Jose | CFP | Percentage of assets, Fixed fees |
| Austin Cua | Potentia Wealth | San Jose | CFP | Percentage of assets, Fixed fees |
| Edwin Ryu | Legacy Wealth Advisors | San Jose | PFS | Percentage of assets, Hourly |
| Emmanuel Afolayan | Lindsey & Lindsey Wealth Management | San Jose | Not listed | Percentage of assets, Hourly |
| Kevin Swanson | Potentia Wealth | San Jose | CFP | Percentage of assets, Fixed fees |
| Aaron Rubin | Werba Rubin Papier Wealth Management, LLC | San Jose | CFP, CPA, JD | Percentage of assets |
| Cary Allison | Kera Capital | San Jose | Not listed | Percentage of assets, Hourly |
| G-Woon Choe | Kera Capital | San Jose | Not listed | Percentage of assets, Hourly |
| Helena Sandoval | Kera Capital | San Jose | Not listed | Percentage of assets, Hourly |
| Henry Hien Phan | Kera Capital | San Jose | Not listed | Percentage of assets, Hourly |
| Jeffrey Spagnola | Kera Capital | San Jose | Not listed | Percentage of assets, Hourly |
| Scott Allison | Kera Capital | San Jose | Not listed | Percentage of assets, Hourly |
| Scott Yang | Silicon Valley Wealth Advisors, LLC | San Jose | CFP, CPA | Not listed |
| Vincent Siewit | Small Victories Wealth | San Jose | Not listed | Flat fee or retainer, Ongoing planning fee |
| Harris Willner | TTP Investments | San Jose | Not listed | Percentage of assets |
| Harrison Willner | TTP Investments | San Jose | Not listed | Percentage of assets |
| Peter Ta | TTP Investments | San Jose | Not listed | Percentage of assets |
| Zachariah Kline | Capstone Wealth Management | San Jose | Not listed | Percentage of assets, Fixed fees |
| Alison Cornwell | Silicon Valley Capital Partners | San Jose | Not listed | Percentage of assets |
| Christopher Combs | Silicon Valley Capital Partners | San Jose | Not listed | Percentage of assets |
| Cynthia Combs | Silicon Valley Capital Partners | San Jose | Not listed | Percentage of assets |
| Deana Moncayo | Silicon Valley Capital Partners | San Jose | Not listed | Percentage of assets |
| Julianne Jeffrey | Silicon Valley Capital Partners | San Jose | Not listed | Percentage of assets |
| Kelly Roemers | Statherós Financial Solutions | San Jose | Not listed | Percentage of assets |
| Michael Roberts | Statherós Financial Solutions | San Jose | Not listed | Percentage of assets |
| Sandra Swanson | Potentia Wealth | San Jose | Not listed | Percentage of assets, Fixed fees |
| Christen Sando | Columbia Asset Management | San Jose | Not listed | Percentage of assets |
| Alan Werba | Werba Rubin Papier Wealth Management | San Jose | CFP | Percentage of assets |
| Andrew Howard | Betterwealth | San Jose | CFP | Percentage of assets |
| Claudia Deras Sosa | Corinthian Wealth Management | San Jose | CFP | Percentage of assets, Hourly |
| Eleonora Tomasello | Corinthian Wealth Management | San Jose | CFP | Percentage of assets, Hourly |
| Hannah Nolan | Werba Rubin Papier Wealth Management | San Jose | CFP | Percentage of assets |
| Jodee Lownsbury | Betterwealth | San Jose | CFP | Percentage of assets |
| Michael Zaplitny | Fireside Financial Planning | San Jose | CFP | Percentage of assets, Hourly |
| Patrick McDonnal | Tamarind Financial Planning | San Jose | CFP | Percentage of assets, Hourly |
| Winfield Stauffer | Betterwealth | San Jose | CFP | Percentage of assets |
| Brooks Sackett | Chief Capital Management | San Jose | Not listed | Percentage of assets, Hourly |
| Easan Arulanantham | Retirement Capital Strategies | San Jose | Not listed | Percentage of assets, Hourly |
| Jason Papier | Werba Rubin Papier Wealth Management | San Jose | Not listed | Percentage of assets |
| Jeremy Nadel | Nadel Private Wealth | San Jose | Not listed | Percentage of assets, Hourly |
| Joseph McGinley | Ellis Investment Partners | San Jose | Not listed | Percentage of assets, Hourly |
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