James Freeman
Financial Alternatives, Inc. · La Jolla, California
James Freeman is a fee-only financial advisor at Financial Alternatives, Inc. in La Jolla, California, who holds the CFP credential. James charges a percentage of assets (1% a year on the first tier of assets managed).
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Facts
| Firm | Financial Alternatives, Inc. |
|---|---|
| Based in | La Jolla, California |
| Fee model | Percentage of assets |
| Fees (firm's website) | 1% a year on the first tier of assets managed |
| Works virtually | Yes |
| Assets under management | $614.8M across 1,258 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, TX · CRD 1397759 |
| Exams passed | Series 63 (1985) |
| Firm size | 13 employees |
| Disclosures | None reported |
| Website | financialalternatives.com |
| Profile |
How James's firm compares
- Financial Alternatives, Inc.'s average account is about $489,000, from its Form ADV (assets managed divided by 1,258 accounts).
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Questions about James
Is James Freeman a fee-only financial advisor?
Yes. James Freeman is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by James's firm.
How does James charge for financial advice?
James charges a percentage of assets.
How much does James charge?
According to Financial Alternatives, Inc.'s website, checked October 28, 2026: 1% a year on the first tier of assets managed.
Does James work with clients virtually?
Yes. Financial Alternatives, Inc. says on its website that it works with clients remotely.
Where is James Freeman based?
James Freeman is based in La Jolla, California.
What credentials does James Freeman hold?
James Freeman holds the CFP credential.
Is James Freeman registered with the SEC?
Yes. James Freeman is registered as an investment adviser representative in CA and TX (CRD 1397759), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Financial Alternatives, Inc. manage?
Financial Alternatives, Inc. reports $614.8M across 1,258 accounts in assets under management.
How do I contact James Freeman?
Through James's website, financialalternatives.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- Financial Alternatives, Inc. website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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