Financial advisors for retirees in Virginia

Which financial advisor should I talk to as a retiree in Virginia?

For retirees in Virginia, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Ben Raikes of Mason & Associates, LLC, Bill Jensen of Acadia Financial Services LLC and Dan Serra of SageVest Wealth Management.

How many fee-only financial advisors in Virginia work with retirees?

The Wellspent public graph lists 153 fee-only advisors for retirees in Virginia, at 51 firms. We counted every advisor record that lists this work, as of November 2026.

How do fee-only advisors for retirees in Virginia charge?

The most common fee among fee-only advisors for retirees in Virginia is a percentage of assets, used by 82% of the 153 with fees on file. Many use more than one: 44% charge fixed fees and 25% charge by the hour.

How much do fee-only financial advisors charge in Virginia?

Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.

How much does a one-time financial plan cost in Virginia?

A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.

See every fee-only advisor fee in Virginia

What credentials should a financial advisor for retirees have?

For retirees, look for the RICP, CFP and EA. In Virginia, 59% of the 153 advisors listed hold the CFP.

Does Virginia tax Social Security?

No. Virginia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor as a retiree in Virginia?

1. How much can I spend each year, and how will you adjust it?
2. How do you plan around RMDs and Medicare premiums?
3. How would you pay for long-term care if I needed it?
4. What happens if I can't manage this myself, or my spouse dies first?
5. How does Virginia tax each source of my retirement income?

How current is this list of fee-only advisors for retirees in Virginia?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.