Financial advisors for tax planning in Kentucky
Which financial advisor should I talk to about tax planning in Kentucky?
For tax planning in Kentucky, talk to a fee-only planner who plans tax across years, not one who only looks back at last year's return. Ask whether they prepare returns or work alongside your preparer, because that changes who does what. Records to start with include Andrew Sloan of Bluegrass Financial Planning, LLC, Elijah Essa of Essa Financial LLC and Daniel Wrenne of Wrenne Financial Planning.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Andrew Sloan Bluegrass Financial Planning, LLC, Louisville Holds the EA and CFP. Fees on file: hourly.
- Elijah Essa Essa Financial LLC, Louisville Holds the CFP. Fees on file: ongoing planning fee.
- Daniel Wrenne Wrenne Financial Planning, Lexington Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Ron Rhoades Scholar Financial, Bowling Green Holds the CFP. Fees on file: percentage of assets.
- Tim Witham Balanced Life Planning LLC, Villa Hills Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Fon Rogers Equity Advisors of Kentucky, Lexington Holds the CFP. Fees on file: percentage of assets.
How many fee-only financial advisors in Kentucky work on tax planning?
The Wellspent public graph lists 53 fee-only advisors for tax planning in Kentucky, at 20 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for tax planning in Kentucky located?
Of the 53 fee-only advisors for tax planning in Kentucky, 22 are in Lexington, followed by 17 in Louisville and 5 in Ft. Mitchell.
Plus 3 in other cities.
How do fee-only advisors for tax planning in Kentucky charge?
The most common fee among fee-only advisors for tax planning in Kentucky is a percentage of assets, used by 91% of the 53 with fees on file. Many use more than one: 60% charge by the hour and 51% charge fixed fees.
What credentials should a financial advisor for tax planning have?
For tax planning, look for the EA, CPA and CFP. In Kentucky, 49% of the 53 advisors listed hold the CFP.
- EA2% in Kentucky
- Enrolled agents are licensed by the IRS and focus on tax.
- CPA2% in Kentucky
- CPAs bring broad tax and accounting depth.
- CFP49% in Kentucky
- The CFP connects tax decisions to the rest of the plan.
How do Kentucky advisors for tax planning compare with the rest of the US?
60% of fee-only advisors for tax planning in Kentucky charge by the hour, compared with 41% of the 5,860 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Kentucky. Light bars are all US advisors for tax planning.
Does Kentucky tax income on top of federal tax?
Yes. Kentucky has a state income tax, so a financial plan for a Kentucky resident should project it alongside federal tax.
Is there a local income tax in Kentucky?
Yes. In Kentucky, many cities and counties add an occupational tax.
What should I ask a financial advisor about tax planning in Kentucky?
- Do you prepare my return, or coordinate with my preparer?
- Will you give me a written multi-year tax projection?
- What tax decisions would you want to make with me before year end?
- How do you weigh tax savings against investment risk?
- How do you account for local income tax where I live and work?
How current is this list of fee-only advisors for tax planning in Kentucky?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 53 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Daniel Wrenne | Wrenne Financial Planning | Lexington | CFP, ChFC | Flat fee or retainer, Ongoing planning fee |
| Tim Witham | Balanced Life Planning LLC | Villa Hills | CFP | Percentage of assets, Ongoing planning fee |
| Chris Brown | Scholar Financial | Bowling Green | CFP | Percentage of assets |
| Ron Rhoades | Scholar Financial | Bowling Green | CFP, JD | Percentage of assets |
| Elijah Essa | Essa Financial LLC | Louisville | CFP, MSPFP, MSFP | Ongoing planning fee |
| Andrew Sloan | Bluegrass Financial Planning, LLC | Louisville | AIF, CFP, EA, MBA | Hourly |
| Gregory Curry | Pillar Financial Advisors, LLC | Louisville | CFA, CPA/PFS | Percentage of assets, Fixed fees |
| Stuart Coats | Coats Financial Planning, Inc. | Louisville | BBA, CFP, MBA | Ongoing planning fee |
| Andrew Reynolds | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Brian Burton | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Cameron Hamilton | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Christopher McCrea | Legacy Financial Independent Advisors | Louisville | CFP | Percentage of assets, Hourly |
| Clark Hayden | Lockshield Partners | Glasgow | CFP | Percentage of assets, Ongoing planning fee |
| David Dedman | Pulse Wealth | Lexington | ChFC | Flat fee or retainer, Ongoing planning fee |
| Fon Rogers | Equity Advisors of Kentucky | Lexington | CFP | Percentage of assets |
| Frank Yozwiak | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| John Boardman | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Thomas Falkner | Legacy Financial Independent Advisors | Louisville | CFP | Percentage of assets, Hourly |
| Trent Lakes | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Amy Jones | Barlow Wealth Partners | Louisville | CFP | Percentage of assets, Hourly |
| Kelsey Doren | Barlow Wealth Partners | Louisville | CFP | Percentage of assets, Hourly |
| Andrew Hermes | Altus Wealth Management | Ft. Mitchell | CFP | Percentage of assets, Hourly |
| Austin Stinson | Altus Wealth Management | Ft. Mitchell | CFP | Percentage of assets, Hourly |
| Catherine Salsman | Paragon Management | Lexington | CFP | Percentage of assets, Fixed fees |
| Derek Schmidt | Altus Wealth Management | Ft. Mitchell | CFP | Percentage of assets, Hourly |
| Steven O'Connor | Altus Wealth Management | Ft. Mitchell | CFP | Percentage of assets, Hourly |
| William Doepker | Altus Wealth Management | Ft. Mitchell | CFP | Percentage of assets, Hourly |
| Christina O'Bryan | Beacon Asset Management | Owensboro | CFP | Percentage of assets, Hourly |
| John York | ProActive Advisors | Lexington | Not listed | Percentage of assets, One-time planning fee |
| Lawrence York | ProActive Advisors | Lexington | Not listed | Percentage of assets, One-time planning fee |
| Bruce McCrea | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Bryan McCrea | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Catherine Richmond | Ballast | Lexington | Not listed | Percentage of assets, Hourly |
| Daniel Klein | Lockshield Partners | Glasgow | Not listed | Percentage of assets, Ongoing planning fee |
| Jeffrey Lehmann | Ballast | Lexington | Not listed | Percentage of assets, Hourly |
| Jeremiah Harston | Lockshield Partners | Glasgow | Not listed | Percentage of assets, Ongoing planning fee |
| John Klein | Lockshield Partners | Glasgow | Not listed | Percentage of assets, Ongoing planning fee |
| Kenneth Littrell | Equity Advisors of Kentucky | Lexington | Not listed | Percentage of assets |
| Sheree Bollinger | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Zachary Gutermuth | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Barry Barlow | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Christine Book | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Christopher McIntosh | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Frank Barlow | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Robert McKay | Nautical Star Financial | Fort Mitchell | Not listed | Percentage of assets, Hourly |
| Zachery Price | TSN Wealth & Tax Management | Louisville | Not listed | Percentage of assets, Hourly |
| Brandon Smith | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| Darren Williams | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| Dylan Jones | Paragon Management | Lexington | Not listed | Percentage of assets, Fixed fees |
| Emily Johns | Paragon Management | Lexington | Not listed | Percentage of assets, Fixed fees |
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