Financial advisors for retirees in Kentucky

Which financial advisor should I talk to as a retiree in Kentucky?

For retirees in Kentucky, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Andrew Sloan of Bluegrass Financial Planning, LLC, Jeremiah Creech of Townsend Financial Planning, LLC and Stuart Coats of Coats Financial Planning, Inc..

How many fee-only financial advisors in Kentucky work with retirees?

The Wellspent public graph lists 34 fee-only advisors for retirees in Kentucky, at 12 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirees in Kentucky charge?

The most common fee among fee-only advisors for retirees in Kentucky is a percentage of assets, used by 94% of the 34 with fees on file. Many use more than one: 53% charge fixed fees and 44% charge by the hour.

What credentials should a financial advisor for retirees have?

For retirees, look for the CFP and EA. In Kentucky, 47% of the 34 advisors listed hold the CFP.

Does Kentucky tax Social Security?

No. Kentucky doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor as a retiree in Kentucky?

1. How much can I spend each year, and how will you adjust it?
2. How do you plan around RMDs and Medicare premiums?
3. How would you pay for long-term care if I needed it?
4. What happens if I can't manage this myself, or my spouse dies first?
5. How does Kentucky tax each source of my retirement income?

How current is this list of fee-only advisors for retirees in Kentucky?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.