Catherine Richmond
Ballast · Lexington, Kentucky
Catherine Richmond is a fee-only financial advisor at Ballast in Lexington, Kentucky. Catherine focuses on estate & legacy planning, tax planning and retirement planning. Ballast reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Founders
- Physicians
- High earners
- Ultra high net worth
- Pre-retirees
Facts
| Firm | Ballast |
|---|---|
| Based in | Lexington, Kentucky |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $751.5M across 1,888 accounts |
| SEC registration | Investment adviser representative in KY · CRD 8185547 |
| Exams passed | Series 65 (2025) |
| Firm size | 12 employees |
| Disclosures | None reported |
| Website | www.ballastplan.com |
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Questions about Catherine
Is Catherine Richmond a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Catherine holds no broker registration, and Ballast reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Catherine charge for financial advice?
Catherine's firm, Ballast, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Catherine Richmond based?
Catherine Richmond is based in Lexington, Kentucky.
What does Catherine specialize in?
Catherine's specialties include estate & legacy planning, tax planning, retirement planning, small business owners, founders (pre-exit) and physicians & residents. Catherine works with founders, physicians, high earners, ultra high net worth and pre-retirees.
Is Catherine Richmond registered with the SEC?
Yes. Catherine Richmond is registered as an investment adviser representative in KY (CRD 8185547), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Ballast manage?
Ballast reports $751.5M across 1,888 accounts in assets under management.
How do I contact Catherine Richmond?
Through Catherine's website, www.ballastplan.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Ballast website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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