Financial advisors for small business owners in Kentucky

Which financial advisor should I talk to as a small business owner in Kentucky?

For small business owners in Kentucky, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Fon Rogers of Equity Advisors of Kentucky, Trent Lakes of Ballast and Andrew Pulsfort of The Prosperity People.

How many fee-only financial advisors in Kentucky work with small business owners?

The Wellspent public graph lists 34 fee-only advisors for small business owners in Kentucky, at 9 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for small business owners in Kentucky charge?

The most common fee among fee-only advisors for small business owners in Kentucky is a percentage of assets, used by 100% of the 34 with fees on file. Many use more than one: 85% charge fixed fees and 65% charge by the hour.

What credentials should a financial advisor for small business owners have?

For small business owners, look for the CFP. In Kentucky, 50% of the 34 advisors listed hold the CFP.

Does Kentucky tax income on top of federal tax?

Yes. Kentucky has a state income tax, so a financial plan for a Kentucky resident should project it alongside federal tax.

Is there a local income tax in Kentucky?

Yes. In Kentucky, many cities and counties add an occupational tax.

What should I ask a financial advisor as a small business owner in Kentucky?

1. Which retirement plan would you set up for my business, and why?
2. How would you set my salary against distributions?
3. How much of my net worth should stay in the business?
4. How do you plan for an eventual sale or succession?
5. How do you account for local income tax where I live and work?

How current is this list of fee-only advisors for small business owners in Kentucky?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.