Financial advisors for retirement planning in Plano, Texas

Which financial advisor should I talk to about retirement planning in Plano?

For retirement planning in Plano, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Bob Knode of Knode Wealth Management, Shar-Né Warren of Financial Excavation and Cole Williams of Vessel Financial Planning.

How many fee-only financial advisors in Plano work on retirement planning?

The Wellspent public graph lists 37 fee-only advisors for retirement planning in Plano, at 20 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirement planning in Plano charge?

The most common fee among fee-only advisors for retirement planning in Plano is a percentage of assets, used by 95% of the 37 with fees on file. Many use more than one: 43% charge by the hour and 43% charge fixed fees.

How much do fee-only financial advisors charge in Texas?

Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms.

How much does a one-time financial plan cost in Texas?

A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms.

See every fee-only advisor fee in Texas

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the CFP and EA. In Plano, 43% of the 37 advisors listed hold the CFP.

Does Texas tax retirement income?

No. Texas has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level.

What should I ask a financial advisor about retirement planning in Plano?

1. How do you decide which accounts I draw from first?
2. When would you have me claim Social Security, and why?
3. How do you handle a bad market in my first years of retirement?
4. Will you run Roth conversion scenarios for me each year?
5. Would you plan differently if I might move to another state in retirement?

How current is this list of fee-only advisors for retirement planning in Plano?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.