Financial advisors for retirement planning in Houston, Texas

Which financial advisor should I talk to about retirement planning in Houston?

For retirement planning in Houston, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Maggie Klokkenga of Abundo Wealth, Kaki Perdue of Look Both Ways Financial and Joe Ward of Refined Wealth.

How many fee-only financial advisors in Houston work on retirement planning?

The Wellspent public graph lists 143 fee-only advisors for retirement planning in Houston, at 44 firms. We counted every advisor record that lists this work, as of November 2026.

How do fee-only advisors for retirement planning in Houston charge?

The most common fee among fee-only advisors for retirement planning in Houston is a percentage of assets, used by 94% of the 143 with fees on file. Many use more than one: 36% charge fixed fees and 31% charge by the hour.

How much do fee-only financial advisors charge in Houston?

Fee-only financial advisors in Houston charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 9 Houston firms.

How much does a one-time financial plan cost in Houston?

A one-time financial plan from a fee-only firm in Houston has a median price of $3,500. We found this across the published prices of 7 Houston firms.

See every fee-only advisor fee in Texas

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the RICP, CFP and CPA. In Houston, 43% of the 143 advisors listed hold the CFP.

Does Texas tax retirement income?

No. Texas has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level.

What should I ask a financial advisor about retirement planning in Houston?

1. How do you decide which accounts I draw from first?
2. When would you have me claim Social Security, and why?
3. How do you handle a bad market in my first years of retirement?
4. Will you run Roth conversion scenarios for me each year?
5. Would you plan differently if I might move to another state in retirement?

How current is this list of fee-only advisors for retirement planning in Houston?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.