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Advisor

Karina Kingman

Spectrum Advisors · Plano, Texas

Karina Kingman is a fee-only financial advisor at Spectrum Advisors in Plano, Texas. Karina focuses on retirement planning, family wealth transfer and pension planning. Spectrum Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only

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Specialties

Who they serve

  • Retirees
  • Pre-retirees

Facts

FirmSpectrum Advisors
Based in Plano, Texas
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Accepting new clientsYes
Assets under management$160M across 890 accounts
SEC registration Investment adviser representative in TX · CRD 6461115
Exams passedSeries 65 (2023)
Firm size9 employees
Disclosures None reported
Websitewww.spectrumadvisors.net

How Karina's firm compares

  • Spectrum Advisors's average account is about $180,000, from its Form ADV (assets managed divided by 890 accounts).

What fee-only advisors charge in Texas

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Questions about Karina

Is Karina Kingman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Karina holds no broker registration, and Spectrum Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Karina charge for financial advice?

Karina's firm, Spectrum Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Karina Kingman based?

Karina Kingman is based in Plano, Texas.

What does Karina specialize in?

Karina's specialties include retirement planning, family wealth transfer and pension planning. Karina works with retirees and pre-retirees.

Is Karina Kingman registered with the SEC?

Yes. Karina Kingman is registered as an investment adviser representative in TX (CRD 6461115), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Spectrum Advisors manage?

Spectrum Advisors reports $160M across 890 accounts in assets under management.

How do I contact Karina Kingman?

Through Karina's website, www.spectrumadvisors.net.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • Spectrum Advisors website : specialties, clients served, and fees, checked October 30, 2026
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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