Financial advisors for retirement planning in Dallas, Texas
Which financial advisor should I talk to about retirement planning in Dallas?
For retirement planning in Dallas, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Phil Orwig of Fair Asset Management, LLC, Albi Kacani of HFS Wealth Management and Michelle Goldstein of Goldstein Financial Future.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Phil Orwig Fair Asset Management, LLC, Dallas City Holds the RICP, CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee.
- Albi Kacani HFS Wealth Management, Dallas City Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Michelle Goldstein Goldstein Financial Future, Dallas City Holds the CFP. Fees on file: hourly, one-time planning fee.
- Stephanie Sammons Sammons Wealth Management LLC, Dallas City Holds the CFP. Fees on file: percentage of assets.
- Kirk Reagan High Flight Financial LLC, Dallas City Holds the CFP. Fees on file: one-time planning fee, hourly.
- Craig Hausz CMH Wealth Management, Dallas City Holds the CFP. Fees on file: ongoing planning fee.
How many fee-only financial advisors in Dallas work on retirement planning?
The Wellspent public graph lists 47 fee-only advisors for retirement planning in Dallas, at 21 firms. We counted every advisor record that lists this work, as of October 2026.
How do fee-only advisors for retirement planning in Dallas charge?
The most common fee among fee-only advisors for retirement planning in Dallas is a percentage of assets, used by 79% of the 47 with fees on file. Many use more than one: 72% charge fixed fees and 40% charge by the hour.
How much do fee-only financial advisors charge in Dallas?
Fee-only financial advisors in Dallas charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 5 Dallas firms.
How much does a one-time financial plan cost in Dallas?
A one-time financial plan from a fee-only firm in Dallas has a median price of $875. We found this across the published prices of 6 Dallas firms.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the RICP, CFP and EA. In Dallas, 51% of the 47 advisors listed hold the CFP.
- RICP2% in Dallas
- The RICP is built around retirement income specifically.
- CFP51% in Dallas
- The CFP covers income, tax, insurance, and estate decisions together.
- EA2% in Dallas
- Enrolled agents help with Roth conversions and withdrawal order.
- CPA2% in Dallas
- CPAs help with the tax side of withdrawals.
How do Dallas advisors for retirement planning compare with the rest of the US?
72% of fee-only advisors for retirement planning in Dallas charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Dallas. Light bars are all US advisors for retirement planning.
Does Texas tax retirement income?
No. Texas has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level.
What should I ask a financial advisor about retirement planning in Dallas?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- Would you plan differently if I might move to another state in retirement?
How current is this list of fee-only advisors for retirement planning in Dallas?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 47 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Kirk Reagan Advice-only planning for military members and veterans, especially pre-retirees and those pursuing early financial independence. | High Flight Financial LLC | Dallas | CFP, ChFC | One-time planning fee, Hourly |
| Phil Orwig | Fair Asset Management, LLC | Dallas | CFP, CPWA, ChFC, RICP | Flat fee or retainer, Ongoing planning fee |
| John Kvale | J.K. Financial, Inc. | Dallas | CFA, CFP | Percentage of assets, Hourly |
| Robert Holman | Holman Wealth Management, LLC | Dallas | CFP, CFA | Percentage of assets, One-time planning fee |
| Sanjay Pamurthy | Artham Advisors LLC | Dallas | CFP, MBA | Flat fee or retainer |
| Michelle Goldstein | Goldstein Financial Future | Dallas | CFP, MBA | Hourly, One-time planning fee |
| Stephanie Sammons | Sammons Wealth Management LLC | Dallas | CFP | Percentage of assets |
| Albi Kacani | HFS Wealth Management | Dallas | CFP, CPA, CDFA | Percentage of assets, Hourly |
| Jason Edgerton | Certified Financial Strategies | Dallas | CFP | Percentage of assets, Hourly |
| Chase Perry | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| Jacob King | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| James Sullivan | Beaird Harris | Dallas | CFP, CFA | Percentage of assets, Fixed fees |
| James Zimmerman | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| Joseph Dunn | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| Joshua Prince | Promus Advisors | Dallas | CFP | Percentage of assets, Hourly |
| Justin Watson | Beaird Harris | Dallas | CFP, PFS | Percentage of assets, Fixed fees |
| Scott Udkler | Promus Advisors | Dallas | CFP | Percentage of assets, Hourly |
| Steven Lugar | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| Tai Chu | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| Virginia Baker | Beaird Harris | Dallas | CFP | Percentage of assets, Fixed fees |
| Craig Hausz | CMH Wealth Management | Dallas | CFP | Ongoing planning fee |
| Josh Womack Your personal wealth manager, advising on and managing both public and private investments. | Womack Financial | Dallas | Not listed | Percentage of assets |
| Lance Jamerson | Westshore Wealth | Dallas | CFP | Percentage of assets, Hourly |
| Trevor Bryant | Westshore Wealth | Dallas | CFP, CFA | Percentage of assets, Hourly |
| Janine Guenther | Promus Advisors | Dallas | CFA | Percentage of assets, Hourly |
| Mitchell Kramer | Fluent Financial | Dallas | CFP | Percentage of assets, Hourly |
| Olivia Kriscunas | Paratus Financial | Dallas | CFA | Hourly, Fixed fees |
| Patrick Beaird | Beaird Harris | Dallas | PFS | Percentage of assets, Fixed fees |
| Bonnie Chadwick | Paratus Financial | Dallas | Not listed | Hourly, Fixed fees |
| Donald Harris | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| James Simmons | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| Kelly Snider | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| Kevin Lindley | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| Kraishylea Agboaye | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| Nicholas Deery | Promus Advisors | Dallas | Not listed | Percentage of assets, Hourly |
| Paula Allgood | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| Ronald Skalberg | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| Scott Lanigan | EID Capital | Dallas | CFA | One-time planning fee |
| Stuart Herzog | Beaird Harris | Dallas | Not listed | Percentage of assets, Fixed fees |
| William Larson | William B. Larson, CPA | Dallas | Not listed | Hourly |
| Alexis Buchholz | BFG Wealth Management | Dallas | Not listed | Percentage of assets |
| Ian Richards | CMH Wealth Management | Dallas | Not listed | Ongoing planning fee |
| Ethan Mayo | Fluent Financial | Dallas | Not listed | Percentage of assets, Hourly |
| Ian Cobb | Fluent Financial | Dallas | Not listed | Percentage of assets, Hourly |
| Matthew Pence | Fluent Financial | Dallas | Not listed | Percentage of assets, Hourly |
| Brandon Simpson | Aspen Wealth Advisors | Dallas | Not listed | Percentage of assets, Hourly |
| Chris Bentley | Parker Prescott Capital Management | Dallas | Not listed | Percentage of assets, Fixed fees |
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