Financial advisors for retirees in Houston, Texas

Which financial advisor should I talk to as a retiree in Houston?

For retirees in Houston, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Joe Ward of Refined Wealth, Rachel Buckhoff of Financial Synergies Wealth Advisors and Justin Reede of Integrity Road Wealth Partners LLC.

How many fee-only financial advisors in Houston work with retirees?

The Wellspent public graph lists 110 fee-only advisors for retirees in Houston, at 25 firms. We counted every advisor record that lists this work, as of November 2026.

How do fee-only advisors for retirees in Houston charge?

The most common fee among fee-only advisors for retirees in Houston is a percentage of assets, used by 98% of the 110 with fees on file. Many use more than one: 40% charge by the hour and 32% charge fixed fees.

How much do fee-only financial advisors charge in Houston?

Fee-only financial advisors in Houston charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 9 Houston firms.

How much does a one-time financial plan cost in Houston?

A one-time financial plan from a fee-only firm in Houston has a median price of $3,500. We found this across the published prices of 7 Houston firms.

See every fee-only advisor fee in Texas

What credentials should a financial advisor for retirees have?

For retirees, look for the RICP and CFP. In Houston, 42% of the 110 advisors listed hold the CFP.

Does Texas tax retirement income?

No. Texas has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level.

What should I ask a financial advisor as a retiree in Houston?

1. How much can I spend each year, and how will you adjust it?
2. How do you plan around RMDs and Medicare premiums?
3. How would you pay for long-term care if I needed it?
4. What happens if I can't manage this myself, or my spouse dies first?
5. Would you plan differently if I might move to another state in retirement?

How current is this list of fee-only advisors for retirees in Houston?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.