Financial advisors for retirees in Tennessee

Which financial advisor should I talk to as a retiree in Tennessee?

For retirees in Tennessee, talk to a fee-only planner who already works with people drawing down their savings. Your questions have moved from saving to spending, so look for steady withdrawals, tax-aware RMD planning, and care planning. Records to start with include Kevin Lao of Imagine Financial Security, Robert DeLucas of Afton Advisors, LLC and Philip Dortch of Aspire Private Wealth Counsel.

How many fee-only financial advisors in Tennessee work with retirees?

The Wellspent public graph lists 74 fee-only advisors for retirees in Tennessee, at 34 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirees in Tennessee charge?

The most common fee among fee-only advisors for retirees in Tennessee is a percentage of assets, used by 97% of the 74 with fees on file. Many use more than one: 65% charge by the hour and 43% charge fixed fees.

How much do fee-only financial advisors charge in Tennessee?

Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms.

How much does a one-time financial plan cost in Tennessee?

A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms.

See every fee-only advisor fee in Tennessee

What credentials should a financial advisor for retirees have?

For retirees, look for the RICP and CFP. In Tennessee, 46% of the 74 advisors listed hold the CFP.

Does Tennessee tax retirement income?

No. Tennessee has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level.

What should I ask a financial advisor as a retiree in Tennessee?

1. How much can I spend each year, and how will you adjust it?
2. How do you plan around RMDs and Medicare premiums?
3. How would you pay for long-term care if I needed it?
4. What happens if I can't manage this myself, or my spouse dies first?
5. Would you plan differently if I might move to another state in retirement?

How current is this list of fee-only advisors for retirees in Tennessee?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.