Financial advisors for people close to retirement in Tennessee
Which financial advisor should I talk to if you're close to retirement in Tennessee?
For people close to retirement in Tennessee, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Robert DeLucas of Afton Advisors, LLC, Kevin Lao of Imagine Financial Security and Philip Dortch of Aspire Private Wealth Counsel.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Robert DeLucas Afton Advisors, LLC, Nashville Holds the CFP and RICP. Fees on file: flat fee or retainer, ongoing planning fee.
- Kevin Lao Imagine Financial Security, Chattanooga Holds the CFP and RICP. Fees on file: percentage of assets.
- Philip Dortch Aspire Private Wealth Counsel, Knoxville Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- John Anderson Cypress Wealth Management, LLC, Germantown Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Christopher Flis Resilient Asset Management, Memphis Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Blair Garner Garner Financial Management, Franklin Holds the CFP. Fees on file: percentage of assets.
How many fee-only financial advisors in Tennessee work with people close to retirement?
The Wellspent public graph lists 43 fee-only advisors for people close to retirement in Tennessee, at 22 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for people close to retirement in Tennessee located?
Of the 43 fee-only advisors for people close to retirement in Tennessee, 14 are in Memphis, followed by 10 in Franklin and 7 in Knoxville.
Plus 6 in other cities.
How do fee-only advisors for people close to retirement in Tennessee charge?
The most common fee among fee-only advisors for people close to retirement in Tennessee is a percentage of assets, used by 98% of the 43 with fees on file. Many use more than one: 72% charge by the hour and 42% charge fixed fees.
How much do fee-only financial advisors charge in Tennessee?
Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms.
How much does a one-time financial plan cost in Tennessee?
A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms.
What credentials should a financial advisor for people close to retirement have?
For people close to retirement, look for the CFP and RICP. In Tennessee, 51% of the 43 advisors listed hold the CFP.
- CFP51% in Tennessee
- The CFP covers the whole transition.
- RICP5% in Tennessee
- The RICP focuses on turning savings into income.
How do Tennessee advisors for people close to retirement compare with the rest of the US?
72% of fee-only advisors for people close to retirement in Tennessee charge by the hour, compared with 39% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Tennessee. Light bars are all US advisors for people close to retirement.
Does Tennessee tax retirement income?
No. Tennessee has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level.
What should I ask a financial advisor if you're close to retirement in Tennessee?
- Can I retire when I want to, and what would change your answer?
- How should my investments change in the years before I stop working?
- How do I cover health insurance before Medicare?
- What should I do with my 401(k) when I leave?
- Would you plan differently if I might move to another state in retirement?
How current is this list of fee-only advisors for people close to retirement in Tennessee?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 43 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Blair Garner | Garner Financial Management | Franklin | CFA, CFP, MS | Percentage of assets |
| John Anderson | Cypress Wealth Management, LLC | Germantown | AIF, CFP | Percentage of assets, Flat fee or retainer |
| Kevin Lao | Imagine Financial Security | Chattanooga | CFP, RICP | Percentage of assets |
| Robert DeLucas | Afton Advisors, LLC | Nashville | CFP, ChFC, MBA, RICP | Flat fee or retainer, Ongoing planning fee |
| Stacey Hyde | Envision Financial Planning, LLC | Memphis | CFA, CFP, CPA | Percentage of assets, Hourly |
| Christopher Flis | Resilient Asset Management | Memphis | CFP | Percentage of assets, Flat fee or retainer |
| Kyle Kuyat | Defining Wealth | Franklin | CFP | Flat fee or retainer, One-time planning fee |
| Austin McLaughlin | Retirement Planning Services | Knoxville | CFP | Percentage of assets, Hourly |
| Jonathon Jordan | Stone Pillars Wealth Management | Franklin | CFP | Percentage of assets, Hourly |
| Spencer Hall | Retirement Planning Services | Knoxville | CFP | Percentage of assets, Hourly |
| William McDonald | Retirement Planning Solutions | Nolensville | BS, CPA/PFS | Percentage of assets, Hourly |
| David Hodges | Integra Wealth | Chattanooga | CFP | Percentage of assets, Hourly |
| David Scully | Duncan Williams Asset Management | Memphis | CFP, CFA | Percentage of assets, Hourly |
| Erich von Geis | Aspire Private Wealth Counsel | Knoxville | CFP | Percentage of assets, One-time planning fee |
| Jacob Eason | Duncan Williams Asset Management | Memphis | CFP, CFA | Percentage of assets, Hourly |
| James Chaney | Duncan Williams Asset Management | Memphis | CFP | Percentage of assets, Hourly |
| Kyle Gowen | Duncan Williams Asset Management | Memphis | CFP, CFA | Percentage of assets, Hourly |
| Peyton Wade | Duncan Williams Asset Management | Memphis | CFP | Percentage of assets, Hourly |
| Philip Dortch | Aspire Private Wealth Counsel | Knoxville | CFP | Percentage of assets, One-time planning fee |
| Jeffrey Loos | Marsh Wealth Management | Knoxville | ChFC | Percentage of assets |
| Justin Lester | Allied Investments | Johnson City | CFP | Percentage of assets, Hourly |
| Douglas Jackson | Jackson Wealth | Franklin | CFP | Percentage of assets, Hourly |
| James Bertram | Baynes Investment Counsel | Franklin | Not listed | Percentage of assets, Hourly |
| John Atkins | Integrity Capital Management | Kingsport | CFP | Percentage of assets, Hourly |
| Joseph Bailey | Integrity Capital Management | Kingsport | CFP | Percentage of assets, Hourly |
| Kaitlin Jordan | Stone Pillars Wealth Management | Franklin | Not listed | Percentage of assets, Hourly |
| Matthew Fox | Ithaca Wealth | Memphis | Not listed | Percentage of assets |
| Michael Marsh | Marsh Wealth Management | Knoxville | Not listed | Percentage of assets |
| Ryan Redmond | Stone Pillars Wealth Management | Franklin | Not listed | Percentage of assets, Hourly |
| Yvonne Marsh | Marsh Wealth Management | Knoxville | Not listed | Percentage of assets |
| Colby Ring | Duncan Williams Asset Management | Memphis | Not listed | Percentage of assets, Hourly |
| Edwin Bennett | Duncan Williams Asset Management | Memphis | Not listed | Percentage of assets, Hourly |
| Jackson Greer | Duncan Williams Asset Management | Memphis | Not listed | Percentage of assets, Hourly |
| Robert Atkins | Duncan Williams Asset Management | Memphis | Not listed | Percentage of assets, Hourly |
| Wesley Mims | Duncan Williams Asset Management | Memphis | Not listed | Percentage of assets, Hourly |
| William Hensley | Duncan Williams Asset Management | Memphis | Not listed | Percentage of assets, Hourly |
| Joel Busboom | Joel Busboom Financial | Franklin | Not listed | Percentage of assets |
| William Jones | Boulevard Money | Nashville | Not listed | Percentage of assets, Flat fee or retainer |
| Angela Williams | Integrity Capital Management | Kingsport | Not listed | Percentage of assets, Hourly |
| Pamela Rehart | Integrity Capital Management | Kingsport | Not listed | Percentage of assets, Hourly |
| Tyler Page | Jackson Wealth | Franklin | Not listed | Percentage of assets, Hourly |
| Nathan Burks | API Financial Advisors | Farragut | Not listed | Percentage of assets, Hourly |
| Sarah Pappas | API Financial Advisors | Franklin | Not listed | Percentage of assets, Hourly |
Want a shorter list for people close to retirement?
Tell us what you need and we'll narrow Tennessee's 43 advisors to the few who fit.
Get matched in 2 minutes