Kevin Lao
Imagine Financial Security · Chattanooga, Tennessee
Kevin Lao is a fee-only financial advisor at Imagine Financial Security in Chattanooga, Tennessee, who holds the CFP and RICP credentials. Kevin charges a percentage of assets (ongoing planning from $10,000 a year and typically works with clients with $1,000,000 or more) and focuses on retirement planning, tax planning and family wealth transfer.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | Imagine Financial Security |
|---|---|
| Based in | Chattanooga, Tennessee |
| Fee model | Percentage of assets |
| Fees (firm's website) | Ongoing planning from $10,000 a year · Typically works with clients with $1,000,000 or more |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $56.4M across 160 accounts |
| Credentials | CFP · RICP |
| SEC registration | Investment adviser representative in FL, TN, TX · CRD 5569262 |
| Exams passed | Series 63 (2009) · Series 65 (2015) |
| Firm size | 1 employee |
| Disclosures | Reported; see the SEC record |
| Website | imaginefinancialsecurity.com |
| Profile |
How Kevin's firm compares
- Ongoing planning starts at $10,000 a year, above the Tennessee median of $4,200 for fee-only firms that publish prices.
- Imagine Financial Security's average account is about $352,000, from its Form ADV (assets managed divided by 160 accounts).
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Questions about Kevin
Is Kevin Lao a fee-only financial advisor?
Yes. Kevin Lao is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Kevin's firm.
How does Kevin charge for financial advice?
Kevin charges a percentage of assets.
How much does Kevin charge?
According to Imagine Financial Security's website, checked October 28, 2026: ongoing planning from $10,000 a year; typically works with clients with $1,000,000 or more.
Does Kevin work with clients virtually?
Yes. Imagine Financial Security says on its website that it works with clients remotely.
Where is Kevin Lao based?
Kevin Lao is based in Chattanooga, Tennessee.
What does Kevin specialize in?
Kevin's specialties include retirement planning, tax planning and family wealth transfer. Kevin works with retirees and pre-retirees.
What credentials does Kevin Lao hold?
Kevin Lao holds the CFP and RICP credentials.
Is Kevin Lao registered with the SEC?
Yes. Kevin Lao is registered as an investment adviser representative in FL, TN and TX (CRD 5569262), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.
How much does Imagine Financial Security manage?
Imagine Financial Security reports $56.4M across 160 accounts in assets under management.
How do I contact Kevin Lao?
Through Kevin's website, imaginefinancialsecurity.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Imagine Financial Security website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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