Kirk Reagan
Advice-only planning for military members and veterans, especially pre-retirees and those pursuing early financial independence.
High Flight Financial LLC · Dallas, Texas
Kirk Reagan is a fee-only financial advisor at High Flight Financial LLC in Dallas, Texas, who holds the CFP and ChFC credentials. Kirk charges a one-time planning fee and hourly fees (one-time plans from $2,000 and $200 an hour) and focuses on retirement planning, tax planning and real estate investors.
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Specialties
Who they serve
- Real estate investors
- Retirees
About
Kirk Reagan founded High Flight Financial to serve the military and veteran community, with a focus on pre-retirees and people aiming for financial independence at a young age. He retired after 25 years as an Air Force officer, serving as a test pilot, Squadron Commander and Vice Wing Commander, then joined Vanguard as a financial advisor, where he worked with more than a thousand clients and completed his financial planning certification.
Kirk offers advice-only planning with no asset management fees, retainers or commissions. He builds a full plan up front, then supports clients hourly, often in twice-yearly meetings, and works virtually. He has saved for retirement, paid for college, invested in residential real estate since 2006 and studied trusts.
Kirk lives just north of Dallas with his wife of more than 25 years and has two sons, a stepdaughter and a granddaughter. He follows football and enjoys travel, especially cruises.
Facts
| Firm | High Flight Financial LLC |
|---|---|
| Based in | Dallas, Texas |
| Fee model | One-time planning fee · Hourly |
| Fees (firm's website) | One-time plans from $2,000 · $200 an hour |
| Fees (Advice-Only Network profile) | One-time plans $2,500 · $250 an hour |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP · ChFC |
| SEC registration | Investment adviser representative in TX · CRD 7668940 |
| Exams passed | Series 66 (2022) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | highflightfinancial.biz |
| Profile |
How Kirk's firm compares
- A one-time plan starts at $2,000, above the Texas median of $1,575 for fee-only firms that publish prices.
- The hourly rate is $200, below the Texas median of $250 for fee-only firms that publish prices.
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Questions about Kirk
Is Kirk Reagan a fee-only financial advisor?
Yes. Kirk Reagan is listed in the NAPFA directory (NAPFA admits only fee-only advisors), the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Kirk's firm.
How does Kirk charge for financial advice?
Kirk charges a one-time planning fee and hourly fees.
How much does Kirk charge?
According to High Flight Financial LLC's website, checked October 28, 2026: one-time plans from $2,000; $200 an hour.
Does Kirk work with clients virtually?
Yes. Kirk's Advice-Only Network profile says they meet with clients virtually.
Where is Kirk Reagan based?
Kirk Reagan is based in Dallas, Texas.
What does Kirk specialize in?
Kirk's specialties include retirement planning, tax planning, real estate investors and pension planning. Kirk works with real estate investors and retirees.
What credentials does Kirk Reagan hold?
Kirk Reagan holds the CFP and ChFC credentials.
Is Kirk Reagan registered with the SEC?
Yes. Kirk Reagan is registered as an investment adviser representative in TX (CRD 7668940), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Kirk Reagan?
Through Kirk's website, highflightfinancial.biz.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Dallas
Other advisors in Texas who focus on retirement planning
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- High Flight Financial LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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