Financial advisors for retirement planning in Lexington, Kentucky
Which financial advisor should I talk to about retirement planning in Lexington?
For retirement planning in Lexington, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include James Smith of Invest, Daniel Wrenne of Wrenne Financial Planning and Andrew Reynolds of Ballast.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- James Smith Invest, Lexington City Holds the CFP. Fees on file: hourly, ongoing planning fee.
- Daniel Wrenne Wrenne Financial Planning, Lexington City Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Andrew Reynolds Ballast, Lexington City Holds the CFP. Fees on file: percentage of assets, hourly.
- Mohua Das Crimson Oak Wealth Management, Lexington City Holds the CFP. Fees on file: percentage of assets, hourly.
- Catherine Salsman Paragon Management, Lexington City Holds the CFP. Fees on file: percentage of assets, fixed fees.
- John York ProActive Advisors, Lexington City Fees on file: percentage of assets, one-time planning fee.
How many fee-only financial advisors in Lexington work on retirement planning?
The Wellspent public graph lists 26 fee-only advisors for retirement planning in Lexington, at 9 firms. We counted every advisor record that lists this work, as of October 2026.
How do fee-only advisors for retirement planning in Lexington charge?
The most common fee among fee-only advisors for retirement planning in Lexington is a percentage of assets, used by 77% of the 26 with fees on file. Many use more than one: 62% charge by the hour and 50% charge fixed fees.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the CFP. In Lexington, 38% of the 26 advisors listed hold the CFP.
- CFP38% in Lexington
- The CFP covers income, tax, insurance, and estate decisions together.
How do Lexington advisors for retirement planning compare with the rest of the US?
62% of fee-only advisors for retirement planning in Lexington charge by the hour, compared with 45% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Lexington. Light bars are all US advisors for retirement planning.
Does Kentucky tax Social Security?
No. Kentucky doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor about retirement planning in Lexington?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Kentucky tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Lexington?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 26 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Daniel Wrenne | Wrenne Financial Planning | Lexington | CFP, ChFC | Flat fee or retainer, Ongoing planning fee |
| Andrew Reynolds | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Brian Burton | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Cameron Hamilton | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| David Dedman | Pulse Wealth | Lexington | ChFC | Flat fee or retainer, Ongoing planning fee |
| Frank Yozwiak | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| John Boardman | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Trent Lakes | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Mohua Das | Crimson Oak Wealth Management | Lexington | CFP | Percentage of assets, Hourly |
| Catherine Salsman | Paragon Management | Lexington | CFP | Percentage of assets, Fixed fees |
| James Smith | Invest | Lexington | CFP | Hourly, Ongoing planning fee |
| John York | ProActive Advisors | Lexington | Not listed | Percentage of assets, One-time planning fee |
| Lawrence York | ProActive Advisors | Lexington | Not listed | Percentage of assets, One-time planning fee |
| Catherine Richmond | Ballast | Lexington | Not listed | Percentage of assets, Hourly |
| Jeffrey Lehmann | Ballast | Lexington | Not listed | Percentage of assets, Hourly |
| Brandon Smith | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| Darren Williams | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| Dylan Jones | Paragon Management | Lexington | Not listed | Percentage of assets, Fixed fees |
| Emily Johns | Paragon Management | Lexington | Not listed | Percentage of assets, Fixed fees |
| Jeremy Wallace | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| Jessica Bedell | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| Michael Hart | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
| George Pierce | Invest | Lexington | Not listed | Hourly, Ongoing planning fee |
| James Thompson | Invest | Lexington | Not listed | Hourly, Ongoing planning fee |
| John Thompson | Invest | Lexington | Not listed | Hourly, Ongoing planning fee |
| Warren Leet | Blue Castle Wealth | Lexington | Not listed | Percentage of assets, Hourly |
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