Financial advisors for retirement planning in Louisville, Kentucky
Which financial advisor should I talk to about retirement planning in Louisville?
For retirement planning in Louisville, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Andrew Sloan of Bluegrass Financial Planning, LLC, Elijah Essa of Essa Financial LLC and Jeremiah Creech of Townsend Financial Planning, LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Andrew Sloan Bluegrass Financial Planning, LLC, Louisville City Holds the CFP and EA. Fees on file: hourly.
- Elijah Essa Essa Financial LLC, Louisville City Holds the CFP. Fees on file: ongoing planning fee.
- Jeremiah Creech Townsend Financial Planning, LLC, Louisville City Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Stuart Coats Coats Financial Planning, Inc., Louisville City Holds the CFP. Fees on file: ongoing planning fee.
- Christopher McCrea Legacy Financial Independent Advisors, Louisville City Holds the CFP. Fees on file: percentage of assets, hourly.
- Amy Jones Barlow Wealth Partners, Louisville City Holds the CFP. Fees on file: percentage of assets, hourly.
How many fee-only financial advisors in Louisville work on retirement planning?
The Wellspent public graph lists 35 fee-only advisors for retirement planning in Louisville, at 12 firms. We counted every advisor record that lists this work, as of October 2026.
How do fee-only advisors for retirement planning in Louisville charge?
The most common fee among fee-only advisors for retirement planning in Louisville is a percentage of assets, used by 91% of the 35 with fees on file. Many use more than one: 69% charge fixed fees and 40% charge by the hour.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the CFP, EA and CPA. In Louisville, 40% of the 35 advisors listed hold the CFP.
- CFP40% in Louisville
- The CFP covers income, tax, insurance, and estate decisions together.
- EA3% in Louisville
- Enrolled agents help with Roth conversions and withdrawal order.
- CPA3% in Louisville
- CPAs help with the tax side of withdrawals.
How do Louisville advisors for retirement planning compare with the rest of the US?
69% of fee-only advisors for retirement planning in Louisville charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Louisville. Light bars are all US advisors for retirement planning.
Does Kentucky tax Social Security?
No. Kentucky doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor about retirement planning in Louisville?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Kentucky tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Louisville?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 35 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Elijah Essa | Essa Financial LLC | Louisville | CFP, MSPFP, MSFP | Ongoing planning fee |
| Jeremiah Creech | Townsend Financial Planning, LLC | Louisville | CFP | Percentage of assets, One-time planning fee |
| Andrew Sloan | Bluegrass Financial Planning, LLC | Louisville | AIF, CFP, EA, MBA | Hourly |
| Gregory Curry | Pillar Financial Advisors, LLC | Louisville | CFA, CPA/PFS | Percentage of assets, Fixed fees |
| Stuart Coats | Coats Financial Planning, Inc. | Louisville | BBA, CFP, MBA | Ongoing planning fee |
| Amy Stuber | Saling Wealth Advisors | Louisville | CFP | Percentage of assets, Fixed fees |
| Christian Doyle | Saling Wealth Advisors | Louisville | CFP | Percentage of assets, Fixed fees |
| Christopher McCrea | Legacy Financial Independent Advisors | Louisville | CFP | Percentage of assets, Hourly |
| Eric Saling | Saling Wealth Advisors | Louisville | CFP | Percentage of assets, Fixed fees |
| Jeffrey Gough | Saling Wealth Advisors | Louisville | CFP | Percentage of assets, Fixed fees |
| Noah Polk | Saling Wealth Advisors | Louisville | CFP | Percentage of assets, Fixed fees |
| Tendai Charasika | Saling Wealth Advisors | Louisville | CFP | Percentage of assets, Fixed fees |
| Thomas Falkner | Legacy Financial Independent Advisors | Louisville | CFP | Percentage of assets, Hourly |
| Amy Jones | Barlow Wealth Partners | Louisville | CFP | Percentage of assets, Hourly |
| Kelsey Doren | Barlow Wealth Partners | Louisville | CFP | Percentage of assets, Hourly |
| Jason Stuber | Saling Wealth Advisors | Louisville | CFA | Percentage of assets, Fixed fees |
| Bruce McCrea | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Bryan McCrea | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Kody Williams | Saling Wealth Advisors | Louisville | Not listed | Percentage of assets, Fixed fees |
| Megan Dant | Saling Wealth Advisors | Louisville | Not listed | Percentage of assets, Fixed fees |
| Sheree Bollinger | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Zachary Gutermuth | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Barry Barlow | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Christine Book | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Christopher McIntosh | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Conner Cloyd | Cloyd Capital | Louisville | Not listed | Percentage of assets |
| Frank Barlow | Barlow Wealth Partners | Louisville | Not listed | Percentage of assets, Hourly |
| Zachery Price | TSN Wealth & Tax Management | Louisville | Not listed | Percentage of assets, Hourly |
| Christopher Ricketts | Ricketts Financial | Louisville | Not listed | Percentage of assets, Fixed fees |
| Earl Winebrenner | Winebrenner Capital Management | Louisville | Not listed | Percentage of assets, Performance-based fees |
| Krista Thompson | Winebrenner Capital Management | Louisville | Not listed | Percentage of assets, Performance-based fees |
| Luke Lyle | Winebrenner Capital Management | Louisville | Not listed | Percentage of assets, Performance-based fees |
| Martin Winebrenner | Winebrenner Capital Management | Louisville | Not listed | Percentage of assets, Performance-based fees |
| Peyton Hazelrig | Winebrenner Capital Management | Louisville | Not listed | Percentage of assets, Performance-based fees |
| Rebekah Ellis | Winebrenner Capital Management | Louisville | Not listed | Percentage of assets, Performance-based fees |
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