Fee-only financial advisors in Bellingham, Washington
Which fee-only financial advisor should I talk to in Bellingham?
Start with a fee-only advisor in Bellingham whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Gabriel Twining of Financial Plan, Kelly Brown of Brown PCFO and Tor Benson of Streamline Advisory, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Gabriel Twining Financial Plan Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Kelly Brown Brown PCFO Holds the CFP. Fees on file: percentage of assets, hourly.
- Tor Benson Streamline Advisory Holds the CFP. Fees on file: one-time planning fee.
- Elizabeth Snyder Trail Financial Planning LLC Holds the CFP. Fees on file: percentage of assets, hourly.
- Audrey Emerson AdviceOnly Holds the CFP. Fees on file: subscription, one-time planning fee.
- Eric Smith Ridge Falls Financial Planning Holds the CFP. Fees on file: hourly.
By the numbers
- Advisors listed
- 41
- Firms
- 16
- Hold the CFP
- 41%
- Other credentials: CFA 2% · ChFC 5%
- How they charge (of 41 with fees on file): percentage of assets 93% · hourly 56% · ongoing planning fee 34% · fixed fees 27%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in Bellingham by what you need
Find an advisor in Washington by fee, assets, or credential
- Hourly financial advisors
- Flat-fee financial advisors
- One-time financial plans
- Financial advisors with no minimum
- Advisors for under $500,000
- Advisors for $500,000 to $1 million
- Advisors for $1 million to $3 million
- CFP financial advisors
- CFA financial advisors
- ChFC financial advisors
- Virtual financial advisors
Questions about fee-only advisors in Bellingham
How many fee-only advisors in Bellingham are there?
The Wellspent public graph lists 41 fee-only advisors in Bellingham, at 16 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Bellingham focus on?
The most common focus among fee-only advisors in Bellingham is retirement planning (20), followed by estate planning (15) and sustainable investing (4). Advisors can list more than one.
How do fee-only advisors in Bellingham charge?
The most common fee among fee-only advisors in Bellingham is a percentage of assets, used by 93% of the 41 with fees on file. Many use more than one: 56% charge by the hour and 34% charge an ongoing planning fee.
How much do fee-only financial advisors charge in Washington?
Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms.
How many fee-only advisors in Bellingham hold the CFP?
41% of the 41 fee-only advisors in Bellingham hold the CFP certification, based on the credentials listed on each record.
Does Washington tax income?
Washington doesn't tax wages, but it does tax large long-term capital gains, which matters when you sell stock or a business.
How current is this list of fee-only advisors in Bellingham?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 41 advisors in Bellingham
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Audrey Emerson Planning with no minimums for newlyweds, freelancers and creative millennials, usually through a four- to five-month integrated process. | AdviceOnly | Bellingham | CFP | Subscription, One-time planning fee |
| Eric Smith Hourly, advice-only reviews for DIY investors who manage their own money and want a fiduciary second opinion before retirement. | Ridge Falls Financial Planning | Bellingham | CFP, MBA | Hourly |
| Elizabeth Snyder | Trail Financial Planning LLC | Bellingham | CFP | Percentage of assets, Hourly |
| John Chesbrough | Trail Financial Planning LLC | Bellingham | CFP | Percentage of assets, Hourly |
| Kelly Brown | Brown PCFO | Bellingham | CFP | Percentage of assets, Hourly |
| Andrew Zender | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| David Dick | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| Gabriel Twining | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| James Twining | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| Justin Gross | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| Kelsey Martin | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| Nathan Twining | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| William Wolf | Financial Plan | Bellingham | CFP | Percentage of assets, Ongoing planning fee |
| Tor Benson | Streamline Advisory | Bellingham | CFP | One-time planning fee |
| Dillon Quintana | Financial Plan | Bellingham | Not listed | Percentage of assets, Ongoing planning fee |
| Levi Westra | Financial Plan | Bellingham | Not listed | Percentage of assets, Ongoing planning fee |
| Lydia Lok | Financial Plan | Bellingham | Not listed | Percentage of assets, Ongoing planning fee |
| Mailinh Vu | Financial Plan | Bellingham | Not listed | Percentage of assets, Ongoing planning fee |
| Meg Bartelt | Flow Financial Planning | Bellingham | CFP, MSFP, RICP | Percentage of assets, Fixed fees |
| Quinn Vicars | Financial Plan | Bellingham | Not listed | Percentage of assets, Ongoing planning fee |
| Adam Van Ness | Northwest Straits Financial Services | Bellingham | Not listed | Percentage of assets, Hourly |
| Tyler Ryan | Capstone RIA | Bellingham | Not listed | Percentage of assets |
| David Schneider | Waycross Investment Management Company | Bellingham | Not listed | Percentage of assets, Hourly |
| Joseph Fleischmann | Multnomah Group | Bellingham | Not listed | Percentage of assets, Hourly |
| Lino Marioni | Waycross Investment Management Company | Bellingham | Not listed | Percentage of assets, Hourly |
| Luther Hodges | Waycross Investment Management Company | Bellingham | Not listed | Percentage of assets, Hourly |
| Michael Ryan | Waycross Investment Management Company | Bellingham | Not listed | Percentage of assets, Hourly |
| Bryant Engebretson | Tradewinds Capital Management | Bellingham | CFP, ChFC | Percentage of assets, Hourly |
| Kyle Jackson | Tradewinds Capital Management | Bellingham | CFP, ChFC | Percentage of assets, Hourly |
| Christopher Lang | Tradewinds Capital Management | Bellingham | CFA | Percentage of assets, Hourly |
| Adam Visser | West Invest | Bellingham | Not listed | Percentage of assets, Fixed fees |
| Amy Brown | Tradewinds Capital Management | Bellingham | Not listed | Percentage of assets, Hourly |
| Azita Simler | Tradewinds Capital Management | Bellingham | Not listed | Percentage of assets, Hourly |
| Brian Smith | Bellingham Capital | Bellingham | Not listed | Percentage of assets, Hourly |
| Casey Lederer | Trail Financial Planning | Bellingham | Not listed | Percentage of assets, Hourly |
| Eric Petersen | Bellingham Capital | Bellingham | Not listed | Percentage of assets, Hourly |
| Justin Slagle | Tradewinds Capital Management | Bellingham | Not listed | Percentage of assets, Hourly |
| Kerri Russ | Bellingham Capital | Bellingham | Not listed | Percentage of assets, Hourly |
| Lucille Dobson | Bellingham Capital | Bellingham | Not listed | Percentage of assets, Hourly |
| Luke Smith | West Invest | Bellingham | Not listed | Percentage of assets, Fixed fees |
| Timothy Vail | Vail Ridge Capital | Bellingham | Not listed | Percentage of assets, Hourly |
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