One-time financial plans in Washington
How do I find fee-only advisors who offer one-time plans in Washington?
In Washington, look for a fee-only advisor who sells a plan as a project, with a set scope and price. You get a written plan and carry it out yourself, without an ongoing relationship. Records to start with include Michelle Fait of Satori Financial LLC, Didi Chen of Everleap Financial Planning and Holly Davis of Alta Via Financial Planning LLC.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Michelle Fait Satori Financial LLC, Seattle Holds the CFP and EA. Fees on file: ongoing planning fee, one-time planning fee.
- Didi Chen Everleap Financial Planning, Newcastle Holds the CFP and CFA. Fees on file: one-time planning fee, hourly.
- Holly Davis Alta Via Financial Planning LLC, Seattle Holds the CFP and CPA. Fees on file: subscription, one-time planning fee.
- Dan Kanivas Triple Summit Advisors, Mercer Island Holds the CFP and CFA. Fees on file: percentage of assets, flat fee or retainer.
- Troy Sapp Commencement Financial Planning, LLC, Lakewood Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Benjamin Rickey Leonard Rickey Investment Advisors, Yakima Holds the CFP. Fees on file: flat fee or retainer, hourly.
By the numbers
- Advisors listed
- 68
- Firms
- 49
- Cities
- 24
- Hold the CFP
- 65%
- Other credentials: CFA 7% · CPA 3% · EA 1%
- How they charge (of 68 with fees on file): one-time planning fee 100% · hourly 56% · percentage of assets 51% · flat fee or retainer 29%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
One-time financial plans by state
Questions about one-time financial plans
How many fee-only advisors who offer one-time plans in Washington are there?
The Wellspent public graph lists 68 fee-only advisors who offer one-time plans in Washington, at 49 firms. We counted every advisor record that fits, as of November 2026.
Where are fee-only advisors who offer one-time plans in Washington located?
Of the 68 fee-only advisors who offer one-time plans in Washington, 12 are in Seattle, followed by 9 in Yakima and 6 in Bellingham.
How do fee-only advisors who offer one-time plans in Washington charge?
All 68 fee-only advisors who offer one-time plans in Washington with fees on file charge a one-time planning fee. Many use more than one: 56% charge by the hour and 51% charge a percentage of assets.
How many fee-only advisors who offer one-time plans in Washington hold the CFP?
65% of the 68 fee-only advisors who offer one-time plans in Washington hold the CFP certification, based on the credentials listed on each record.
How much do fee-only financial advisors charge in Washington?
Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms.
How much does a one-time financial plan cost in Washington?
A one-time financial plan from a fee-only firm in Washington has a median price of $3,000. We found this across the published prices of 27 Washington firms.
How does Wellspent decide who counts as fee-only advisors who offer one-time plans?
We count an advisor here when their listing shows a one-time planning fee.
What should I ask fee-only advisors who offer one-time plans in Washington?
What will I have in hand when we finish? How many meetings does the price include? Can I come back for an update, and what does that cost? Will you tell me exactly which accounts and funds to use?
How current is this list of fee-only advisors who offer one-time plans in Washington?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 68 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Didi Chen Fiduciary planning for immigrants, Asian Americans and their families working through money, career and life transitions. | Everleap Financial Planning | Newcastle | CFP, CFA | One-time planning fee, Hourly |
| Kevin Estes Kevin Estes, CFP®, CCFC, MBA is an hourly financial planner who helps tech professionals and their families live great lives. | Scaled Finance, LLC | Bellevue | CFP, MBA | Hourly, One-time planning fee |
| Carlie Ransom | Equal Path Investments | Tacoma | CFP | Flat fee or retainer, Ongoing planning fee |
| Jonathan Wride | Crafted Finance, LLC | Seattle | CFP | Ongoing planning fee, Percentage of assets |
| Melissa Leonard Fiduciary, advice-only planning that helps young professionals and families live intentionally and enjoy experiences now, not only in retirement. | Cairn Financial Planning | Seattle | CFP | Subscription, One-time planning fee |
| Audrey Emerson Planning with no minimums for newlyweds, freelancers and creative millennials, usually through a four- to five-month integrated process. | AdviceOnly | Bellingham | CFP | Subscription, One-time planning fee |
| Eric Franklin | Prospero Wealth | Seattle | CFP | Percentage of assets, Hourly |
| Holly Davis Planning for busy families with active outdoor lives balancing competing goals, plus equity compensation guidance for tech workers. | Alta Via Financial Planning LLC | Seattle | CFP, CPA | Subscription, One-time planning fee |
| Christopher Christiansen | Quantum Financial Planning Services, Inc. | Spokane | CFP | Flat fee or retainer, Percentage of assets |
| Keith Spencer | Spencer Financial Planning, LLC | Spokane | CFP | Ongoing planning fee, One-time planning fee |
| Ralph Ted White | Arrivity Financial Planning | Seattle | CFP, CIMA, MBA | Hourly, One-time planning fee |
| Dwayne Reinike | Valiant Financial Planning | Kirkland | CFP, ChFC | Flat fee or retainer, One-time planning fee |
| Jamie Clark | Ruby Pebble Financial Planning LLC | Seattle | CFP | Flat fee or retainer, Hourly |
| Kailie Abascal | Middleton & Company | Vancouver | CFP | Percentage of assets, One-time planning fee |
| Melinda Satterlee | Marathon Wealth Management LLC | Medina | CFP | One-time planning fee, Ongoing planning fee |
| Taylor Anderson | Middleton & Company | Vancouver | CFP | Percentage of assets, One-time planning fee |
| Troy Sapp | Commencement Financial Planning, LLC | Lakewood | CFP, CPA | Percentage of assets, Hourly |
| Amy Goan | Prism Financial Planning, LLC | Issaquah | CFP, MBA | Hourly, One-time planning fee |
| Elizabeth Snyder | Trail Financial Planning LLC | Bellingham | CFP | Percentage of assets, Hourly |
| John Chesbrough | Trail Financial Planning LLC | Bellingham | CFP | Percentage of assets, Hourly |
| Randy Wall | Penn Cove Financial, LLC | Oak Harbor | CFP, MBA | Hourly, Ongoing planning fee |
| Anh Thu Tran | Women's Wealth | Tacoma | CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| Brian Blakeman | Onward Financial Advising LLC | Sammamish | CFP | Hourly, One-time planning fee |
| Chris Maggio Project-based retirement planning with no asset minimum for people who want to stay in the driver's seat of their decisions. | Retirement Planning Partner LLC | Seattle | RICP | One-time planning fee |
| Irene Dabanian | IJD Evergreen Financial Services, LLC | Shoreline | MBA | Flat fee or retainer, One-time planning fee |
| Jessica Kirwin | Kirwin Financial, LLC | Issaquah | CFP, MBA | Percentage of assets, Hourly |
| Mindy Crary | Creative Money LLC | Seattle | CFP | Flat fee or retainer, One-time planning fee |
| Stacy Ployhar | 2020 Financial Planning LLC | Seattle | CFP | One-time planning fee, Percentage of assets |
| Kelly Brown | Brown PCFO | Bellingham | CFP | Percentage of assets, Hourly |
| Michelle Fait | Satori Financial LLC | Seattle | CDFA, CFP, EA, MBA | Ongoing planning fee, One-time planning fee |
| Trey Gevers Helping Tech Employees reduce taxes, build wealth, and retire confidently | Gevers Wealth Management | Issaquah | CFA | Percentage of assets, One-time planning fee |
| Tyler Linsten | Alder Cove Capital | Tukwila | CFA | Flat fee or retainer, Percentage of assets |
| Jacob Blukis | McIlrath | Eck | Arlington | CFP | Percentage of assets, Hourly |
| Jesse Deason | Serene Wealth Planning | Everett | CFP | Percentage of assets, One-time planning fee |
| Nicholas Bormann | Bormann Wealth Management, LLC. | Spokane | CFP | Percentage of assets, Hourly |
| Thomas McLean | Advitica Financial Planning | Tenino | CFP | Percentage of assets, Hourly |
| Thor McIlrath | McIlrath | Eck | Arlington | CFP | Percentage of assets, Hourly |
| Troy Crutcher | McIlrath | Eck | Arlington | CFP | Percentage of assets, Hourly |
| Benjamin Rickey | Leonard Rickey Investment Advisors | Yakima | CFP | Flat fee or retainer, Hourly |
| Chelsie Smith | Leonard Rickey Investment Advisors | Yakima | CFP | Flat fee or retainer, Hourly |
| Ian Mitz | Mitz Wealth Management | Pasco | CFP, ChFC | Percentage of assets, Hourly |
| Joy Stenehjem | Leonard Rickey Investment Advisors | Yakima | CFP | Flat fee or retainer, Hourly |
| Kyle Rash | Champion Financial Planning | Anacortes | ChFC | Hourly, Flat fee or retainer |
| Maura Madden | Maura Madden Financial Planning | Seattle | CFP | Hourly, One-time planning fee |
| Patrick Fletcher | GenSphere Private Wealth | Gig Harbor | CFP | Percentage of assets, One-time planning fee |
| Benjamin Smith | Briarwood Financial | Gig Harbor | CFP | Ongoing planning fee, One-time planning fee |
| Dan Kanivas | Triple Summit Advisors | Mercer Island | CFP, CFA | Percentage of assets, Flat fee or retainer |
| Robert Deal | LifeFocus Financial Advisors | Walla Walla | Not listed | Percentage of assets, Ongoing planning fee |
| Seth Deal | LifeFocus Financial Advisors | Walla Walla | Not listed | Percentage of assets, Ongoing planning fee |
| Tor Benson | Streamline Advisory | Bellingham | CFP | One-time planning fee |
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