Financial advisors for small business owners in Washington
Which financial advisor should I talk to as a small business owner in Washington?
For small business owners in Washington, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Jeffrey Walters of Advisia Financial Planning, LLC, Rebecca Meats of Clear Insight Wealth Management and Brian Mars of MarsJewett Financial Group.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Jeffrey Walters Advisia Financial Planning, LLC, Bellevue Holds the EA and CFP. Fees on file: hourly.
- Rebecca Meats Clear Insight Wealth Management, Spokane Holds the CPA and CFP. Fees on file: percentage of assets, ongoing planning fee.
- Brian Mars MarsJewett Financial Group, Bellevue Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Elizabeth Snyder Trail Financial Planning LLC, Bellingham Holds the CFP. Fees on file: percentage of assets, hourly.
- Melissa Leonard Cairn Financial Planning, Seattle Holds the CFP. Fees on file: subscription, one-time planning fee.
- Benjamin Smith Briarwood Financial, Gig Harbor Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee.
How many fee-only financial advisors in Washington work with small business owners?
The Wellspent public graph lists 85 fee-only advisors for small business owners in Washington, at 44 firms. We counted every advisor record that lists this work, as of November 2026.
Where are fee-only advisors for small business owners in Washington located?
Of the 85 fee-only advisors for small business owners in Washington, 12 are in Bellevue, followed by 11 in Seattle and 9 in Vancouver.
Plus 40 in other cities.
How do fee-only advisors for small business owners in Washington charge?
The most common fee among fee-only advisors for small business owners in Washington is a percentage of assets, used by 89% of the 84 with fees on file. Many use more than one: 56% charge by the hour and 32% charge fixed fees.
How much do fee-only financial advisors charge in Washington?
Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms.
How much does a one-time financial plan cost in Washington?
A one-time financial plan from a fee-only firm in Washington has a median price of $3,000. We found this across the published prices of 27 Washington firms.
What credentials should a financial advisor for small business owners have?
For small business owners, look for the CPA, EA and CFP. In Washington, 39% of the 85 advisors listed hold the CFP.
- CPA1% in Washington
- CPAs understand entity structure and business books.
- EA1% in Washington
- Enrolled agents help with owner pay and business tax.
- CFP39% in Washington
- The CFP keeps the business in the wider plan.
How do Washington advisors for small business owners compare with the rest of the US?
32% of fee-only advisors for small business owners in Washington charge fixed fees, compared with 52% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Washington. Light bars are all US advisors for small business owners.
Does Washington tax income?
Washington doesn't tax wages, but it does tax large long-term capital gains, which matters when you sell stock or a business.
What should I ask a financial advisor as a small business owner in Washington?
- Which retirement plan would you set up for my business, and why?
- How would you set my salary against distributions?
- How much of my net worth should stay in the business?
- How do you plan for an eventual sale or succession?
- How would Washington's tax on capital gains change the way I sell?
How current is this list of fee-only advisors for small business owners in Washington?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 85 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Kevin Estes Kevin Estes, CFP®, CCFC, MBA is an hourly financial planner who helps tech professionals and their families live great lives. | Scaled Finance, LLC | Bellevue | CFP, MBA | Hourly, One-time planning fee |
| Melissa Leonard Fiduciary, advice-only planning that helps young professionals and families live intentionally and enjoy experiences now, not only in retirement. | Cairn Financial Planning | Seattle | CFP | Subscription, One-time planning fee |
| Jeffrey Walters Hourly, fee-only advice on planning, taxes and investments for DIY investors who want to keep managing their own portfolios. | Advisia Financial Planning, LLC | Bellevue | CFP, EA | Hourly |
| Rebecca Meats | Clear Insight Wealth Management | Spokane | CPA, AFC, CFP, ChFC | Percentage of assets, Ongoing planning fee |
| Elizabeth Snyder | Trail Financial Planning LLC | Bellingham | CFP | Percentage of assets, Hourly |
| John Chesbrough | Trail Financial Planning LLC | Bellingham | CFP | Percentage of assets, Hourly |
| Kelly Van Wyhe | Bright Road Wealth Management, LLC | Tacoma | CFP, CFA, BA | Percentage of assets, Hourly |
| Loyd Burleson | Financial Freedom for Dentists LLC | Snoqualmie | CFP, MS | Percentage of assets, Fixed fees |
| Gus Kristoferson | Money on the Mind LLC | Seattle | CFA, CFP | Not listed |
| Lisa Eaton Affordable, tailored planning and coaching for people who have felt priced out of or unwelcome in conversations about wealth. | Firm Footing Financial Planning | Seattle | AFC, MS, DPT | Hourly |
| Brian Bruggeman | Walla Walla Wealth Advisors | Walla Walla | CFP | Percentage of assets |
| Deborah Gianelli | Whole Family Financial Services | Bothell | CFP | Hourly, Percentage of assets |
| Gregory Stapp | Stapp Financial | Olympia | CFP, PFS | Percentage of assets |
| Thomas Stapp | Stapp Financial | Olympia | CFP | Percentage of assets |
| Trey Gevers Helping Tech Employees reduce taxes, build wealth, and retire confidently | Gevers Wealth Management | Issaquah | CFA | Percentage of assets, One-time planning fee |
| Brian Mars | MarsJewett Financial Group | Bellevue | CFP | Percentage of assets, Flat fee or retainer |
| Frank Gallo | Investors Portfolio Services | Puyallup | CFP | Percentage of assets, Hourly |
| John Wright | MarsJewett Financial Group | Bellevue | CFP | Percentage of assets, Flat fee or retainer |
| Lucas Baker | MarsJewett Financial Group | Bellevue | CFP | Percentage of assets, Flat fee or retainer |
| Scott Jewett | MarsJewett Financial Group | Bellevue | CFP | Percentage of assets, Flat fee or retainer |
| Thomas Bowman | Investors Portfolio Services | Puyallup | CFP, CFA | Percentage of assets, Hourly |
| Rick Prime | HFG Trust | Kennewick | CFP | Percentage of assets, Hourly |
| Robert Pearson | HFG Trust | Kennewick | CFP | Percentage of assets, Hourly |
| William Wang | HFG Trust | Kennewick | CFP | Percentage of assets, Hourly |
| Andrew Block | Walla Walla Wealth Advisors | Walla Walla | Not listed | Percentage of assets |
| Blake Martin | Cloud Capital Management | Seattle | Not listed | Percentage of assets |
| Brian Wyatt | Wyatt Wealth Management | Arlington | CFP | Percentage of assets, Hourly |
| Dale Terwedo | TFS Advisors | Edmonds | CFP, ChFC | Percentage of assets, Hourly |
| Elaine Chan | FIOH Global Asset Management and Strategies | Tacoma | CFP | Percentage of assets, Hourly |
| Hart Williams | Cloud Capital Management | Seattle | Not listed | Percentage of assets |
| Jason Martel | Martel Wealth Advisors | Vancouver | CFP | Percentage of assets |
| Kory Lackey | Cloud Capital Management | Seattle | Not listed | Percentage of assets |
| Kyle Rash | Champion Financial Planning | Anacortes | ChFC | Hourly, Flat fee or retainer |
| Laurie Klein | Kaizen Financial Advisors | Kirkland | CFP | Percentage of assets, Hourly |
| Mark Martel | Martel Wealth Advisors | Vancouver | CFP | Percentage of assets |
| Sean Sternbach | Cloud Capital Management | Seattle | Not listed | Percentage of assets |
| Austin Dean | Waystone Advisors | Redmond | CFP, ChFC | Percentage of assets, Hourly |
| Benjamin Smith | Briarwood Financial | Gig Harbor | CFP | Ongoing planning fee, One-time planning fee |
| Rebecca Stapp | Stapp Financial | Olympia | Not listed | Percentage of assets |
| Richard Cullen | Inland Financial Planning | Spokane | CFP | Percentage of assets, Hourly |
| Aaron Terwedo | TFS Advisors | Edmonds | ChFC | Percentage of assets, Hourly |
| Andrew Hall | MarsJewett Financial Group | Bellevue | Not listed | Percentage of assets, Flat fee or retainer |
| Ann Moore | Martel Wealth Advisors | Vancouver | CFA | Percentage of assets |
| Bradley Van Vechten | Private Wealth Management Solutions | Bellevue | CFP, ChFC | Percentage of assets, Hourly |
| Brock Mackenzie | MarsJewett Financial Group | Bellevue | Not listed | Percentage of assets, Flat fee or retainer |
| Elizabeth Sowle | MarsJewett Financial Group | Bellevue | Not listed | Percentage of assets, Flat fee or retainer |
| Garrett Dastrup | Opportunus Wealth Management | Gig Harbor | CFA | Percentage of assets, Hourly |
| Jason Strough | Strong Retirement Solutions | Bremerton | Not listed | Percentage of assets, Hourly |
| Joel Petersen | Sound Legacy Wealth Advisors | Kirkland | Not listed | Percentage of assets |
| Kathryn Young | Financial Forum | Spokane | CFP | Percentage of assets, Hourly |
Want a shorter list for small business owners?
Tell us what you need and we'll narrow Washington's 85 advisors to the few who fit.
Get matched in 2 minutes