Financial advisors for retirement planning in Washington
Which financial advisor should I talk to about retirement planning in Washington?
For retirement planning in Washington, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Rebecca Meats of Clear Insight Wealth Management, Scott Blaesing of Cascade Wealth Advisors, Inc. and Holly Davis of Alta Via Financial Planning LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Rebecca Meats Clear Insight Wealth Management, Spokane Holds the CFP and CPA. Fees on file: percentage of assets, ongoing planning fee.
- Scott Blaesing Cascade Wealth Advisors, Inc., Wenatchee Holds the CFP and CPA. Fees on file: ongoing planning fee.
- Holly Davis Alta Via Financial Planning LLC, Seattle Holds the CFP and CPA. Fees on file: subscription, one-time planning fee.
- Jeffrey Walters Advisia Financial Planning, LLC, Bellevue Holds the CFP and EA. Fees on file: hourly.
- Austin Boyce SoundView Advisors, Seattle Holds the CFP and CPA. Fees on file: percentage of assets.
- Amy Goan Prism Financial Planning, LLC, Issaquah Holds the CFP. Fees on file: hourly, one-time planning fee.
How many fee-only financial advisors in Washington work on retirement planning?
The Wellspent public graph lists 233 fee-only advisors for retirement planning in Washington, at 129 firms. We counted every advisor record that lists this work, as of November 2026.
Where are fee-only advisors for retirement planning in Washington located?
Of the 233 fee-only advisors for retirement planning in Washington, 31 are in Bellevue, followed by 31 in Seattle and 20 in Bellingham.
Plus 113 in other cities.
How do fee-only advisors for retirement planning in Washington charge?
The most common fee among fee-only advisors for retirement planning in Washington is a percentage of assets, used by 80% of the 233 with fees on file. Many use more than one: 42% charge by the hour and 27% charge fixed fees.
How much do fee-only financial advisors charge in Washington?
Fee-only financial advisors in Washington charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 25 Washington firms.
How much does a one-time financial plan cost in Washington?
A one-time financial plan from a fee-only firm in Washington has a median price of $3,000. We found this across the published prices of 27 Washington firms.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the CFP and CPA. In Washington, 44% of the 233 advisors listed hold the CFP.
- CFP44% in Washington
- The CFP covers income, tax, insurance, and estate decisions together.
- CPA2% in Washington
- CPAs help with the tax side of withdrawals.
How do Washington advisors for retirement planning compare with the rest of the US?
27% of fee-only advisors for retirement planning in Washington charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Washington. Light bars are all US advisors for retirement planning.
Does Washington tax retirement income?
No. Washington doesn't tax retirement account withdrawals or pensions, though it does tax large capital gains.
What should I ask a financial advisor about retirement planning in Washington?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- Would you plan differently if I might move to another state in retirement?
How current is this list of fee-only advisors for retirement planning in Washington?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 233 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Didi Chen Fiduciary planning for immigrants, Asian Americans and their families working through money, career and life transitions. | Everleap Financial Planning | Newcastle | CFP, CFA | One-time planning fee, Hourly |
| Kevin Estes Kevin Estes, CFP®, CCFC, MBA is an hourly financial planner who helps tech professionals and their families live great lives. | Scaled Finance, LLC | Bellevue | CFP, MBA | Hourly, One-time planning fee |
| Tim Melia Hourly, advice-only planning for young professionals, families and retirees, from first-time guidance to second opinions for DIY investors. | Embolden Financial Planning LLC | Seattle | CFP, MBA | Hourly |
| Angela Furubotten-LaRosee | Avea Financial Planning, LLC | Pasco | CFP | Flat fee or retainer, Ongoing planning fee |
| Carlie Ransom | Equal Path Investments | Tacoma | CFP | Flat fee or retainer, Ongoing planning fee |
| Jonathan Wride | Crafted Finance, LLC | Seattle | CFP | Ongoing planning fee, Percentage of assets |
| Melissa Leonard Fiduciary, advice-only planning that helps young professionals and families live intentionally and enjoy experiences now, not only in retirement. | Cairn Financial Planning | Seattle | CFP | Subscription, One-time planning fee |
| Audrey Emerson Planning with no minimums for newlyweds, freelancers and creative millennials, usually through a four- to five-month integrated process. | AdviceOnly | Bellingham | CFP | Subscription, One-time planning fee |
| Holly Davis Planning for busy families with active outdoor lives balancing competing goals, plus equity compensation guidance for tech workers. | Alta Via Financial Planning LLC | Seattle | CFP, CPA | Subscription, One-time planning fee |
| Jeffrey Walters Hourly, fee-only advice on planning, taxes and investments for DIY investors who want to keep managing their own portfolios. | Advisia Financial Planning, LLC | Bellevue | CFP, EA | Hourly |
| Christopher Christiansen | Quantum Financial Planning Services, Inc. | Spokane | CFP | Flat fee or retainer, Percentage of assets |
| Eric Smith Hourly, advice-only reviews for DIY investors who manage their own money and want a fiduciary second opinion before retirement. | Ridge Falls Financial Planning | Bellingham | CFP, MBA | Hourly |
| Joseph Hebert | trueNorth Wealth Advisors | Seattle | CFP, PhD | Percentage of assets, Ongoing planning fee |
| Keith Spencer | Spencer Financial Planning, LLC | Spokane | CFP | Ongoing planning fee, One-time planning fee |
| Kris Draper | Northern Lights Advisors Inc | Seattle | CFP | Percentage of assets, Ongoing planning fee |
| Martin Lundgren | Northern Lights Advisors Inc. | Seattle | CFA, CFP | Percentage of assets, Ongoing planning fee |
| Ralph Ted White | Arrivity Financial Planning | Seattle | CFP, CIMA, MBA | Hourly, One-time planning fee |
| Rebecca Meats | Clear Insight Wealth Management | Spokane | CPA, AFC, CFP, ChFC | Percentage of assets, Ongoing planning fee |
| Ali Criss | Financial Insights | Tacoma | CFP | Percentage of assets, Hourly |
| Dwayne Reinike | Valiant Financial Planning | Kirkland | CFP, ChFC | Flat fee or retainer, One-time planning fee |
| Eric Stutzman | Selkirk Wealth Advisors | Spokane | CFP | Percentage of assets, Hourly |
| Jeff Tolsma | Tolsma Investments, LLC | Bellevue | CFP | Percentage of assets, Flat fee or retainer |
| Kailie Abascal | Middleton & Company | Vancouver | CFP | Percentage of assets, One-time planning fee |
| Katy Cook | Abacus Financial Planning | Kirkland | CFP, PhD | Percentage of assets, Hourly |
| Melinda Satterlee | Marathon Wealth Management LLC | Medina | CFP | One-time planning fee, Ongoing planning fee |
| Scott Blaesing | Cascade Wealth Advisors, Inc. | Wenatchee | CFP, CPA | Ongoing planning fee |
| Taylor Anderson | Middleton & Company | Vancouver | CFP | Percentage of assets, One-time planning fee |
| Amy Goan | Prism Financial Planning, LLC | Issaquah | CFP, MBA | Hourly, One-time planning fee |
| Austin Boyce | SoundView Advisors | Seattle | CFP, CLU, CPA/PFS, CPA | Percentage of assets |
| Kelly Van Wyhe | Bright Road Wealth Management, LLC | Tacoma | CFP, CFA, BA | Percentage of assets, Hourly |
| Loyd Burleson | Financial Freedom for Dentists LLC | Snoqualmie | CFP, MS | Percentage of assets, Fixed fees |
| Randy Wall | Penn Cove Financial, LLC | Oak Harbor | CFP, MBA | Hourly, Ongoing planning fee |
| Chris Maggio Project-based retirement planning with no asset minimum for people who want to stay in the driver's seat of their decisions. | Retirement Planning Partner LLC | Seattle | RICP | One-time planning fee |
| Irene Dabanian | IJD Evergreen Financial Services, LLC | Shoreline | MBA | Flat fee or retainer, One-time planning fee |
| Lisa Eaton Affordable, tailored planning and coaching for people who have felt priced out of or unwelcome in conversations about wealth. | Firm Footing Financial Planning | Seattle | AFC, MS, DPT | Hourly |
| Lorri DeFoor | Sustain Financial Inc. | Lacey | CFP, AFC, MA | Percentage of assets, Ongoing planning fee |
| Mindy Crary | Creative Money LLC | Seattle | CFP | Flat fee or retainer, One-time planning fee |
| Timothy Massie | Timepiece Financial Planning, Inc. | Spokane | CFP | Percentage of assets, Hourly |
| Brian Bruggeman | Walla Walla Wealth Advisors | Walla Walla | CFP | Percentage of assets |
| Kevin Byrne | Byrne & Company Wealth Management, LLC | Olympia | CFP | Percentage of assets, Hourly |
| Anita Gray | Promenade Wealth | North Bend | CFP | Percentage of assets, Hourly |
| Deborah Gianelli | Whole Family Financial Services | Bothell | CFP | Hourly, Percentage of assets |
| Gregory Stapp | Stapp Financial | Olympia | CFP, PFS | Percentage of assets |
| Kelly Brown | Brown PCFO | Bellingham | CFP | Percentage of assets, Hourly |
| S Yeyni | Wealth-Builders | Bellevue | CFP | Percentage of assets, Hourly |
| Thomas Stapp | Stapp Financial | Olympia | CFP | Percentage of assets |
| Trey Gevers Helping Tech Employees reduce taxes, build wealth, and retire confidently | Gevers Wealth Management | Issaquah | CFA | Percentage of assets, One-time planning fee |
| Andrew Prentice | Prentice Financial Planning | Olympia | CFP | Percentage of assets, Fixed fees |
| April Kriha | Tenere Financial | Sammamish | CFP | Percentage of assets |
| Bethany Steinhaus | Breakwater Investment Management | Seattle | CFP | Percentage of assets |
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