Financial advisors for tech employees in San Francisco, California
Which financial advisor should I talk to as a tech employee in San Francisco?
For tech employees in San Francisco, talk to a fee-only planner who already works with RSUs, options, and ESPPs, and who has seen a company go public. Pay that's mostly stock can look large and still be risky, so concentration is often the first problem to solve. Records to start with include Stan Himeno-Okamoto of DRS Financial Partners, Jirayr Kembikian of Citrine Capital and Said Israilov of Israilov Financial.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Stan Himeno-Okamoto DRS Financial Partners, San Francisco City Holds the EA and CFP. Fees on file: hourly.
- Jirayr Kembikian Citrine Capital, San Francisco City Holds the CFP. Fees on file: ongoing planning fee.
- Said Israilov Israilov Financial, San Francisco City Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Rick Valenzi The Financial Zen Group, Inc., San Francisco City Holds the CFP. Fees on file: ongoing planning fee.
- Risley Sams RHS Financial, San Francisco City Holds the CFP. Fees on file: percentage of assets.
- Glen Monroe Monroe Wealth Management, San Francisco City Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
How many fee-only financial advisors in San Francisco work with tech employees?
The Wellspent public graph lists 28 fee-only advisors for tech employees in San Francisco, at 18 firms. We counted every advisor record that lists this work, as of October 2026.
How do fee-only advisors for tech employees in San Francisco charge?
The most common fee among fee-only advisors for tech employees in San Francisco is a percentage of assets, used by 89% of the 28 with fees on file. Many use more than one: 32% charge an ongoing planning fee and 29% charge performance-based fees.
How much do fee-only financial advisors charge in San Francisco?
Fee-only financial advisors in San Francisco charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 14 San Francisco firms.
How much does a one-time financial plan cost in San Francisco?
A one-time financial plan from a fee-only firm in San Francisco has a median price of $3,000. We found this across the published prices of 11 San Francisco firms.
What credentials should a financial advisor for tech employees have?
For tech employees, look for the EA and CFP. In San Francisco, 46% of the 28 advisors listed hold the CFP.
- EA4% in San Francisco
- Enrolled agents help with AMT and withholding gaps.
- CFP46% in San Francisco
- The CFP puts stock pay in the whole plan.
How do San Francisco advisors for tech employees compare with the rest of the US?
29% of fee-only advisors for tech employees in San Francisco charge performance-based fees, compared with 2% of the 510 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are San Francisco. Light bars are all US advisors for tech employees.
Does California tax income on top of federal tax?
Yes. California has a state income tax, so a financial plan for a California resident should project it alongside federal tax.
What happens to stock pay if you move to or from California?
States often tax stock pay based on where you worked between grant and vesting, so a move to or from California can split that income across states. Tell any advisor about moves during a vesting period.
What should I ask a financial advisor as a tech employee in San Francisco?
- How many clients do you have at companies like mine?
- Should I sell RSUs when they vest?
- How would you handle a tender offer or IPO lockup?
- How do you charge if most of my wealth is unvested?
- How will you plan for California tax alongside federal tax?
- If I move before my grants vest, which states can tax them?
How current is this list of fee-only advisors for tech employees in San Francisco?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 28 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Michal Skowronski Comprehensive Wealth Planning for High-Income Professionals and Retirees | Skylark Wealth, LLC | San Francisco | CFP | Percentage of assets, Flat fee or retainer |
| Glen Monroe | Monroe Wealth Management | San Francisco | CFP | Percentage of assets, Ongoing planning fee |
| Jirayr Kembikian | Citrine Capital | San Francisco | CFP | Ongoing planning fee |
| Said Israilov | Israilov Financial | San Francisco | CFP | Percentage of assets, One-time planning fee |
| Matthew Stebnicki | Stebnicki Financial Planning LLC | San Francisco | CFP, MBA | Hourly, Percentage of assets |
| Rick Valenzi | The Financial Zen Group, Inc. | San Francisco | CFP, CRPC | Ongoing planning fee |
| Stan Himeno-Okamoto | DRS Financial Partners | San Francisco | CFP, CFA, EA | Hourly |
| Jackie Kleinman | KB Financial Advisors | San Francisco | CFP | Percentage of assets, Ongoing planning fee |
| Joshua Loveall | KB Financial Advisors | San Francisco | CFP | Percentage of assets, Ongoing planning fee |
| Kevin Cheeks | ImpactFI | San Francisco | CFP | Percentage of assets, Fixed fees |
| Matthew Lewis | TechView Wealth Advisors | San Francisco | CFP, CFA | Percentage of assets |
| Risley Sams | RHS Financial | San Francisco | CFP | Percentage of assets |
| Colby Davis | RHS Financial | San Francisco | CFA | Percentage of assets |
| Harish Prabandham | Rubric Advisors | San Francisco | Not listed | Percentage of assets, Hourly |
| Nihal Muzumdar | Rubric Advisors | San Francisco | Not listed | Percentage of assets, Hourly |
| Jeremy Bardin | Elevate Capital | San Francisco | CFA | Percentage of assets, Performance-based fees |
| Sabrina Lowell | Second Summit Wealth Management | San Francisco | CFP | Percentage of assets |
| George Chang | Pillar Point Wealth Management | San Francisco | Not listed | Percentage of assets, Ongoing planning fee |
| Elena Hawk | Hawk Advisory | San Francisco | Not listed | Flat fee or retainer, Percentage of assets |
| Albert Gutierrez | Atlas Capital Advisors | San Francisco | CFA | Percentage of assets, Performance-based fees |
| Jonathan Tunney | Atlas Capital Advisors | San Francisco | CFA | Percentage of assets, Performance-based fees |
| Kenneth Frier | Atlas Capital Advisors | San Francisco | CFA | Percentage of assets, Performance-based fees |
| Daniel Krebs | Atlas Capital Advisors | San Francisco | Not listed | Percentage of assets, Performance-based fees |
| Gino Garcia | Atlas Capital Advisors | San Francisco | Not listed | Percentage of assets, Performance-based fees |
| Guillaume Decalf | We Financial Group | San Francisco | Not listed | Percentage of assets, Hourly |
| Leslie Krampert | Atlas Capital Advisors | San Francisco | Not listed | Percentage of assets, Performance-based fees |
| Nicolas Benit | We Financial Group | San Francisco | Not listed | Percentage of assets, Hourly |
| Russell Silvestri | Atlas Capital Advisors | San Francisco | Not listed | Percentage of assets, Performance-based fees |
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