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Advisor

Jirayr Kembikian

Citrine Capital · San Francisco, California

Jirayr Kembikian is a fee-only financial advisor at Citrine Capital in San Francisco, California, who holds the CFP credential. Jirayr charges an ongoing planning fee (ongoing planning from $30,000 a year) and focuses on equity compensation, crypto & digital assets and tax planning.

Ongoing planning fee Fee-only CFP

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Specialties

Who they serve

  • Founders
  • Tech employees
  • Executives
  • High earners

Facts

FirmCitrine Capital
Based in San Francisco, California
Fee modelOngoing planning fee
Fees (firm's website)Ongoing planning from $30,000 a year
Works virtuallyYes
Accepting new clientsYes
Assets under management$346.7M across 640 accounts
CredentialsCFP
SEC registration Investment adviser representative in CA · CRD 5930493
Exams passedSeries 65 (2011) · Series 63 (2011)
Firm size8 employees
Disclosures None reported
Websitecitrinecapitaladvisors.com
LinkedInProfile

How Jirayr's firm compares

  • Ongoing planning starts at $30,000 a year, above the California median of $6,000 for fee-only firms that publish prices.
  • Citrine Capital's average account is about $542,000, from its Form ADV (assets managed divided by 640 accounts).

What fee-only advisors charge in California

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Questions about Jirayr

Is Jirayr Kembikian a fee-only financial advisor?

Yes. Jirayr Kembikian is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jirayr's firm.

How does Jirayr charge for financial advice?

Jirayr charges an ongoing planning fee.

How much does Jirayr charge?

According to Citrine Capital's website, checked October 28, 2026: ongoing planning from $30,000 a year.

Does Jirayr work with clients virtually?

Yes. Citrine Capital says on its website that it works with clients remotely.

Where is Jirayr Kembikian based?

Jirayr Kembikian is based in San Francisco, California.

What does Jirayr specialize in?

Jirayr's specialties include equity compensation, crypto & digital assets, tax planning, founders (pre-exit), sustainable & impact investing and estate & legacy planning. Jirayr works with founders, tech employees, executives and high earners.

What credentials does Jirayr Kembikian hold?

Jirayr Kembikian holds the CFP credential.

Is Jirayr Kembikian registered with the SEC?

Yes. Jirayr Kembikian is registered as an investment adviser representative in CA (CRD 5930493), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

How much does Citrine Capital manage?

Citrine Capital reports $346.7M across 640 accounts in assets under management.

How do I contact Jirayr Kembikian?

Through Jirayr's website, citrinecapitaladvisors.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

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