Financial advisors for early-career professionals in Virginia
Which financial advisor should I talk to early in your career in Virginia?
For early-career professionals in Virginia, talk to a fee-only planner who charges flat or hourly fees and has no asset minimum. You need decisions more than portfolio management, so a one-time plan or a low subscription is often enough. Records to start with include Robert Tull of Tull Financial Group, Inc., Walter Jessee of Impact Financial and Lamar Watson of Dream Financial Planning LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Robert Tull Tull Financial Group, Inc., Chesapeake Holds the CFP. Fees on file: percentage of assets, hourly.
- Walter Jessee Impact Financial, Richmond Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Lamar Watson Dream Financial Planning LLC, Reston Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee.
- Jonathan Huss Hussmen Financial, LLC, Midlothian Holds the CFP. Fees on file: ongoing planning fee, hourly.
- Spencer Werres OLIO Financial Planning, Mclean Holds the CFP. Fees on file: ongoing planning fee.
- DAN Honsberger Reel Financial Planning, Midlothian Holds the CFP. Fees on file: subscription, one-time planning fee.
How many fee-only financial advisors in Virginia work with early-career professionals?
The Wellspent public graph lists 46 fee-only advisors for early-career professionals in Virginia, at 20 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for early-career professionals in Virginia located?
Of the 46 fee-only advisors for early-career professionals in Virginia, 7 are in Gainesville, followed by 6 in Warrenton and 6 in Mclean.
Plus 17 in other cities.
How do fee-only advisors for early-career professionals in Virginia charge?
The most common fee among fee-only advisors for early-career professionals in Virginia is a percentage of assets, used by 61% of the 46 with fees on file. Many use more than one: 50% charge by the hour and 41% charge an ongoing planning fee.
How much do fee-only financial advisors charge in Virginia?
Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.
How much does a one-time financial plan cost in Virginia?
A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.
What credentials should a financial advisor for early-career professionals have?
For early-career professionals, look for the CFP. In Virginia, 54% of the 46 advisors listed hold the CFP.
- CFP54% in Virginia
- The CFP covers debt, saving, and insurance together.
How do Virginia advisors for early-career professionals compare with the rest of the US?
41% of fee-only advisors for early-career professionals in Virginia charge an ongoing planning fee, compared with 23% of the 759 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Virginia. Light bars are all US advisors for early-career professionals.
What should I ask a financial advisor early in your career in Virginia?
- Do you have an asset minimum?
- What would a one-time plan cost, and what would I get?
- Should I pay down debt or invest first?
- How much house can I actually afford?
How current is this list of fee-only advisors for early-career professionals in Virginia?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 46 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Bill Jensen | Acadia Financial Services LLC | Burke | CFP, EA | Ongoing planning fee, Percentage of assets |
| DAN Honsberger Advice-only planning for complex situations, from taxes and insurance reviews to equity compensation and inherited IRAs, by the hour or ongoing. | Reel Financial Planning | Midlothian | CFP | Subscription, One-time planning fee |
| Robert Tull | Tull Financial Group, Inc. | Chesapeake | CFP, MBA | Percentage of assets, Hourly |
| Daniel Kenny | FI-nancial Planner LLC | Hamilton | CFP, CPA | Ongoing planning fee, Percentage of assets |
| Eric Olsen | Olsen Family Financial, LLC | Oakton | CFP, PhD | Flat fee or retainer, Hourly |
| Jonathan Huss | Hussmen Financial, LLC | Midlothian | CFP | Ongoing planning fee, Hourly |
| Walter Jessee | Impact Financial | Richmond | CFP, CPA | Percentage of assets, Ongoing planning fee |
| Lamar Watson | Dream Financial Planning LLC | Reston | CFP | Ongoing planning fee, One-time planning fee |
| Vrishin Subramaniam Helping immigrants align their money and their life | CapitalWe | Arlington | CFP | Flat fee or retainer, Hourly |
| Daniel Fortunato | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Sarah Irving | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Sarah Yakel | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Amanda Ansell | OLIO Financial Planning | Blacksburg | CFP | Ongoing planning fee |
| Amy Moore | OLIO Financial Planning | Blacksburg | CFP | Ongoing planning fee |
| Andrew Miller | OLIO Financial Planning | Mclean | CFP | Ongoing planning fee |
| Brian Talbott | OLIO Financial Planning | Mclean | CFP | Ongoing planning fee |
| Eric Showalter | Arbor Private Wealth | Ashburn | CFP | Percentage of assets, Fixed fees |
| John Lienert | OLIO Financial Planning | Mclean | CFP | Ongoing planning fee |
| Michael Hughes | OLIO Financial Planning | Mclean | CFP | Ongoing planning fee |
| Nathan Ward | W&S Management Services | Richmond | Not listed | Percentage of assets, Hourly |
| Rebecca Lees | OLIO Financial Planning | Crozet | CFP | Ongoing planning fee |
| Sarah Racek | OLIO Financial Planning | Blacksburg | CFP | Ongoing planning fee |
| Spencer Werres | OLIO Financial Planning | Mclean | CFP | Ongoing planning fee |
| Vanessa Alanis | Black Dog Wealth | Manassas | CFP, ChFC | Ongoing planning fee, Hourly |
| Samantha Vicchiarelli | Alexis Advisors | Richmond | ChFC | Percentage of assets, Hourly |
| Taylor Turner Niche, comprehensive financial planning for high-achieving real estate professionals and other specialists. | Taylor Turner Wealth Management LLC | Richmond | Not listed | Percentage of assets, Flat fee or retainer |
| Tyler Weerden | Layered Financial | Arlington | Not listed | Flat fee or retainer, One-time planning fee |
| Aaron Clarke | Heritage Financial | Gainesville | CFP | Percentage of assets, Hourly |
| David O'Neill | Heritage Financial | Gainesville | CFP | Percentage of assets, Hourly |
| Kira Topeka | Meridian Financial Partners | Warrenton | Not listed | Percentage of assets, Hourly |
| Nathaniel Gilbert | Meridian Financial Partners | Warrenton | Not listed | Percentage of assets, Hourly |
| Reilly Skorupski | Meridian Financial Partners | Warrenton | Not listed | Percentage of assets, Hourly |
| Robert Lee | Genesis by Doxa | Arlington | CFA | Percentage of assets |
| Roberta Keller | Alexis Advisors | Richmond | Not listed | Percentage of assets, Hourly |
| Amy Showalter | Arbor Private Wealth | Ashburn | Not listed | Percentage of assets, Fixed fees |
| Brae Beggs | OLIO Financial Planning | Mclean | Not listed | Ongoing planning fee |
| Kelly Ryan | OLIO Financial Planning | Blacksburg | Not listed | Ongoing planning fee |
| Rachel Potters | OLIO Financial Planning | Blacksburg | Not listed | Ongoing planning fee |
| David Mucciaro | Genesis by Doxa | Arlington | Not listed | Percentage of assets |
| Andrew Downey | Heritage Financial | Gainesville | Not listed | Percentage of assets, Hourly |
| Caitlin Borland | Aria Wealth Partners | Charlottesville | Not listed | Percentage of assets |
| David Morton | Heritage Financial | Gainesville | Not listed | Percentage of assets, Hourly |
| Elizabeth Clark | Heritage Financial | Gainesville | Not listed | Percentage of assets, Hourly |
| Eric Thomas | Heritage Financial | Gainesville | Not listed | Percentage of assets, Hourly |
| Paula Gunter | Aria Wealth Partners | Charlottesville | Not listed | Percentage of assets |
| Yahia Albaghdadi | Heritage Financial | Gainesville | Not listed | Percentage of assets, Hourly |
Want a shorter list for early-career professionals?
Tell us what you need and we'll narrow Virginia's 46 advisors to the few who fit.
Get matched in 2 minutes