Andrew Downey
Heritage Financial · Gainesville, Virginia
Andrew Downey is a fee-only financial advisor at Heritage Financial in Gainesville, Virginia. Heritage Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Who they serve
- Early-career professionals
- Pre-retirees
- Retirees
Facts
| Firm | Heritage Financial |
|---|---|
| Based in | Gainesville, Virginia |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $408.0M across 1,507 accounts |
| SEC registration | Investment adviser representative in TX, VA · CRD 7916176 |
| Exams passed | Series 65 (2024) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | www.heritagefinllc.com |
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Questions about Andrew
Is Andrew Downey a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Andrew holds no broker registration, and Heritage Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Andrew charge for financial advice?
Andrew's firm, Heritage Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Andrew Downey based?
Andrew Downey is based in Gainesville, Virginia.
Is Andrew Downey registered with the SEC?
Yes. Andrew Downey is registered as an investment adviser representative in TX and VA (CRD 7916176), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Heritage Financial manage?
Heritage Financial reports $408.0M across 1,507 accounts in assets under management.
How do I contact Andrew Downey?
Through Andrew's website, www.heritagefinllc.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Heritage Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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