Financial advisors for retiring with concentrated stock in California
Which financial advisor should I talk to about retiring with a concentrated stock position in California?
For retiring with concentrated stock in California, talk to a fee-only planner who can reduce a single-stock position on a schedule that fits your tax bill and your income needs. The work is as much tax sequencing as investing. Records to start with include Matthew Lewis of TechView Wealth Advisors, David Chenet of Presidio Capital Management and Andy Moran of Ad Astra Financial Planning.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Matthew Lewis TechView Wealth Advisors, San Francisco Holds the CFA and CFP. Fees on file: percentage of assets.
- David Chenet Presidio Capital Management, San Diego Holds the CFA and CFP. Fees on file: percentage of assets, hourly.
- Andy Moran Ad Astra Financial Planning, Santa Rosa Holds the CFP. Fees on file: flat fee or retainer, subscription.
- Faruk Jaffer Index Gurus, Concord Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Paul Saad Collabria Capital, Inc, San Ramon Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Tom Lo Vested Financial Planning, LLC, San Carlos Holds the CFP. Fees on file: ongoing planning fee.
How many fee-only financial advisors in California work on retiring with concentrated stock?
The Wellspent public graph lists 26 fee-only advisors for retiring with concentrated stock in California, at 14 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for retiring with concentrated stock in California located?
Of the 26 fee-only advisors for retiring with concentrated stock in California, 8 are in San Diego, followed by 5 in San Francisco and 4 in Del Mar.
Plus 6 in other cities.
How do fee-only advisors for retiring with concentrated stock in California charge?
The most common fee among fee-only advisors for retiring with concentrated stock in California is a percentage of assets, used by 88% of the 26 with fees on file. Many use more than one: 62% charge by the hour and 58% charge fixed fees.
How much do fee-only financial advisors charge in California?
Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.
How much does a one-time financial plan cost in California?
A one-time financial plan from a fee-only firm in California has a median price of $2,500. We found this across the published prices of 111 California firms.
What credentials should a financial advisor for retiring with concentrated stock have?
For retiring with concentrated stock, look for the CFA and CFP. In California, 46% of the 26 advisors listed hold the CFP.
- CFA8% in California
- The CFA helps with position sizing and hedging.
- CFP46% in California
- The CFP ties the position to your retirement income.
How do California advisors for retiring with concentrated stock compare with the rest of the US?
62% of fee-only advisors for retiring with concentrated stock in California charge by the hour, compared with 43% of the 119 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are California. Light bars are all US advisors for retiring with concentrated stock.
Does California tax income on top of federal tax?
Yes. California has a state income tax, so a financial plan for a California resident should project it alongside federal tax.
What happens to stock pay if you move to or from California?
States often tax stock pay based on where you worked between grant and vesting, so a move to or from California can split that income across states. Tell any advisor about moves during a vesting period.
What should I ask a financial advisor about retiring with a concentrated stock position in California?
- How would you set a target for how much of this stock I keep?
- What are the options besides selling, and what do they cost?
- How would donations or gifts of shares fit in?
- What happens to the plan if the stock falls by half?
- How will you plan for California tax alongside federal tax?
- If I move before my grants vest, which states can tax them?
How current is this list of fee-only advisors for retiring with concentrated stock in California?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 26 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Gustaf Rounick | Westlight Wealth | Venice | BA, CFP, MSC | Percentage of assets, Ongoing planning fee |
| Aaron Brickley | Brickley Wealth Management | San Mateo | CFP, CPWA | Percentage of assets |
| Paul Saad | Collabria Capital, Inc | San Ramon | CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| Tom Lo | Vested Financial Planning, LLC | San Carlos | CFP, MBA | Ongoing planning fee |
| Andy Moran Ad Astra Financial Planning specializes in helping tech professionals navigate RSUs, stock options, tender offers, IPOs, and financial independence. We are a flat-fee, fee-only, fiduciary firm - we don't receive commissions or kickbacks or charge based on a percentage of your assets. | Ad Astra Financial Planning | Santa Rosa | CFP | Flat fee or retainer, Subscription |
| Faruk Jaffer | Index Gurus | Concord | CFP, ChFC | Percentage of assets, One-time planning fee |
| Matthew Lewis | TechView Wealth Advisors | San Francisco | CFP, CFA | Percentage of assets |
| Adrianne Yamaki | Strategic Wealth Capital | San Francisco | CFP | Percentage of assets, Fixed fees |
| David Chenet | Presidio Capital Management | San Diego | CFP, CFA | Percentage of assets, Hourly |
| Rielle Sanidad | Presidio Capital Management | San Diego | CFP | Percentage of assets, Hourly |
| Stone Churby | Presidio Capital Management | San Diego | CFP | Percentage of assets, Hourly |
| Thomas Manetta I take great pride in having built a business that truly honors my clients best interests without interference from anything. This allows me to help my clients, without hurting them. | Manetta Wealth Management | San Ramon | Not listed | Percentage of assets |
| Gregory Meyer | New Wave Financial Services | Hermosa Beach | CFP | Percentage of assets, Hourly |
| Harish Prabandham | Rubric Advisors | San Francisco | Not listed | Percentage of assets, Hourly |
| Nihal Muzumdar | Rubric Advisors | San Francisco | Not listed | Percentage of assets, Hourly |
| Aureliana Lopes Monteiro | Strategic Wealth Capital | San Francisco | Not listed | Percentage of assets, Fixed fees |
| Christopher Reyes | Presidio Capital Management | San Diego | Not listed | Percentage of assets, Hourly |
| Lee Jones | Tangent Retirement | Irvine | Not listed | Percentage of assets, Flat fee or retainer |
| Matthew Vallebo | Presidio Capital Management | San Diego | Not listed | Percentage of assets, Hourly |
| Michael Kasianko | Presidio Capital Management | San Diego | Not listed | Percentage of assets, Hourly |
| Robyn Cohen | Presidio Capital Management | San Diego | Not listed | Percentage of assets, Hourly |
| Stephen Islander | Presidio Capital Management | San Diego | Not listed | Percentage of assets, Hourly |
| Eden Morimoto | Torrey Growth & Income Advisors | Del Mar | Not listed | Percentage of assets, Hourly |
| George Hoover | Torrey Growth & Income Advisors | Del Mar | Not listed | Percentage of assets, Hourly |
| Kian Hoover | Torrey Growth & Income Advisors | Del Mar | Not listed | Percentage of assets, Hourly |
| Sean Planchard | Torrey Growth & Income Advisors | Del Mar | Not listed | Percentage of assets, Hourly |
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