Andy Moran
Ad Astra Financial Planning specializes in helping tech professionals navigate RSUs, stock options, tender offers, IPOs, and financial independence. We are a flat-fee, fee-only, fiduciary firm - we don't receive commissions or kickbacks or charge based on a percentage of your assets.
Ad Astra Financial Planning · Santa Rosa, California
Andy Moran is a fee-only financial advisor at Ad Astra Financial Planning in Santa Rosa, California, who holds the CFP credential. Andy charges a flat fee or retainer and a subscription (ongoing planning from $8,400 a year and no asset minimum) and focuses on crypto & digital assets, small business owners and retirement planning.
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Specialties
Who they serve
- HENRY (High Earners, Not Rich Yet)
- High earners
- Ultra high net worth
- Executives
- Founders
- Early-career professionals
- Pre-retirees
- Retirees
- Multi-generational families
- Tech employees
About
Andy Moran is a CERTIFIED FINANCIAL PLANNER® who spent nearly a decade as a software engineer before making the switch to financial planning. They built Ad Astra because tech professionals deserve an advisor who actually understands them and their world.
Offering flat-fee financial planning for tech professionals navigating RSUs, stock options, tender offers, IPOs, and financial independence.
Services
- Alternative Investments
- Asset Allocation
- ESG/Impact Investing
- Estate Planning
- Education Planning
- Charitable Giving
- Executive Compensation
- Financial Advice & Coaching
- Financial Planning
- Insurance/Risk Management
- Life Transition Planning
- Portfolio Management
- Social Security Planning
- Wealth Management
- Retirement Planning
- Risk Management
- Stock Option Planning
- Tax Strategy
- Portfolio Rebalancing
- Philanthropic Planning
- Investment Management
- Insurance Planning
- Exit Planning
- Family Office Services
Facts
| Firm | Ad Astra Financial Planning |
|---|---|
| Based in | Santa Rosa, California |
| Fee model | Flat fee or retainer · Subscription |
| Fees (firm's website) | Ongoing planning from $8,400 a year · No asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $100M - $500M |
| Firm founded | 2023 |
| Firm size | 1 employee |
| Credentials | CFP |
| Investment approach | Passive management · Blend of both |
| SEC registration | Investment adviser representative in CA, MO, TX · CRD 7684831 |
| Exams passed | Series 65 (2021) |
| Firm size | 65 employees |
| Disclosures | None reported |
| Website | adastrafp.com |
| Profile |
Request an introduction to Andy
Tell Andy a little about what you're looking for. Andy isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Andy
Is Andy Moran a fee-only financial advisor?
Yes. Andy Moran is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Andy's firm.
How does Andy charge for financial advice?
Andy charges a flat fee or retainer and a subscription.
How much does Andy charge?
According to Ad Astra Financial Planning's website, checked October 28, 2026: ongoing planning from $8,400 a year; no asset minimum.
Does Andy work with clients virtually?
Yes. Ad Astra Financial Planning says on its website that it works with clients remotely.
Where is Andy Moran based?
Andy Moran is based in Santa Rosa, California.
What does Andy specialize in?
Andy's specialties include crypto & digital assets, small business owners, retirement planning, family wealth transfer, equity compensation and sustainable & impact investing. Andy works with HENRY (High Earners, Not Rich Yet), high earners, ultra high net worth, executives and founders.
What credentials does Andy Moran hold?
Andy Moran holds the CFP credential.
Is Andy Moran registered with the SEC?
Yes. Andy Moran is registered as an investment adviser representative in CA, MO and TX (CRD 7684831), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Ad Astra Financial Planning manage?
Ad Astra Financial Planning reports $100M - $500M in assets under management.
How do I contact Andy Moran?
Through Andy's website, adastrafp.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- Public advisor directory : listed as fee-only
- Ad Astra Financial Planning website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 25, 2026.
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