Financial advisors for retirement planning in Philadelphia, Pennsylvania
Which financial advisor should I talk to about retirement planning in Philadelphia?
For retirement planning in Philadelphia, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Brandon Seibel of Oasis Wealth Planning Advisors, LLC, Bobby Cremins of Metanoia Financial and Guilian DiLeonardo of Liberty One Wealth Advisors.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Brandon Seibel Oasis Wealth Planning Advisors, LLC, Philadelphia City Holds the CFP and CPA. Fees on file: flat fee or retainer, ongoing planning fee.
- Bobby Cremins Metanoia Financial, Philadelphia City Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Guilian DiLeonardo Liberty One Wealth Advisors, Philadelphia City Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Megan Kiesel Livelihood LLC, Philadelphia City Holds the CFP. Fees on file: one-time planning fee, hourly.
- David Lafferty Wescott Financial Advisory Group LLC, Philadelphia City Holds the CFP. Fees on file: percentage of assets.
- Chelsea Ransom-Cooper Zenith Wealth Partners, Philadelphia City Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
How many fee-only financial advisors in Philadelphia work on retirement planning?
The Wellspent public graph lists 28 fee-only advisors for retirement planning in Philadelphia, at 11 firms. We counted every advisor record that lists this work, as of October 2026.
How do fee-only advisors for retirement planning in Philadelphia charge?
The most common fee among fee-only advisors for retirement planning in Philadelphia is a percentage of assets, used by 89% of the 28 with fees on file. Many use more than one: 14% charge a flat fee or retainer and 11% charge a one-time planning fee.
How much do fee-only financial advisors charge in Pennsylvania?
Fee-only financial advisors in Pennsylvania charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 29 Pennsylvania firms.
How much does a one-time financial plan cost in Pennsylvania?
A one-time financial plan from a fee-only firm in Pennsylvania has a median price of $1,695. We found this across the published prices of 27 Pennsylvania firms.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the CFP and CPA. In Philadelphia, 50% of the 28 advisors listed hold the CFP.
- CFP50% in Philadelphia
- The CFP covers income, tax, insurance, and estate decisions together.
- CPA4% in Philadelphia
- CPAs help with the tax side of withdrawals.
How do Philadelphia advisors for retirement planning compare with the rest of the US?
14% of fee-only advisors for retirement planning in Philadelphia charge a flat fee or retainer, compared with 9% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Philadelphia. Light bars are all US advisors for retirement planning.
Does Pennsylvania tax Social Security?
No. Pennsylvania doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor about retirement planning in Philadelphia?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Pennsylvania tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Philadelphia?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 28 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Megan Kiesel Flexible, as-needed planning for early- and mid-career people who want a meaningful life and long-term financial stability. | Livelihood LLC | Philadelphia | CFP | One-time planning fee, Hourly |
| Bobby Cremins | Metanoia Financial | Philadelphia | CFP, CFA | Percentage of assets, Ongoing planning fee |
| David Lafferty | Wescott Financial Advisory Group LLC | Philadelphia | CFP, MBA, JD, CAP | Percentage of assets |
| Brandon Seibel | Oasis Wealth Planning Advisors, LLC | Philadelphia | CFP, CPA, JD, LLM | Flat fee or retainer, Ongoing planning fee |
| Stephen Way | Setarcos Wealth Advisors LLC | Philadelphia | CFP | Percentage of assets, Fixed fees |
| Chelsea Ransom-Cooper Zenith Wealth Partners provides a flexible retirement planning and investment management approach that inspires our clients to take financial action. | Zenith Wealth Partners | Philadelphia | CFP | Percentage of assets, Flat fee or retainer |
| Dennis O'Brien | Coastal Financial Advisors, Inc. | Philadelphia | BS, MS, RTRP | Flat fee or retainer, Hourly |
| Guilian DiLeonardo Tax-efficient Wealth Management for high-income ($500k+) executives | Liberty One Wealth Advisors | Philadelphia | CFP | Percentage of assets, Flat fee or retainer |
| Joseph Purcell | Wissahickon Wealth Management | Philadelphia | CFP | Percentage of assets |
| David Gradzki | Roffman Miller Wealth Management | Philadelphia | CFP | Percentage of assets |
| Kevin Cooke | Roffman Miller Wealth Management | Philadelphia | CFP | Percentage of assets |
| Martin Moyers | Roffman Miller Wealth Management | Philadelphia | CFP | Percentage of assets |
| Peter Gaertner | Roffman Miller Wealth Management | Philadelphia | CFP | Percentage of assets |
| Robert Hofmann | Roffman Miller Wealth Management | Phialdelphia | CFP | Percentage of assets |
| Robert Riegen | Roffman Miller Wealth Management | Philadelphia | CFP | Percentage of assets |
| Julie Purcell | Wissahickon Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Tony Tran | Wissahickon Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Andrew Damico | Roffman Miller Wealth Management | Philadelphia | CFA | Percentage of assets |
| Gerard Guertin | Roffman Miller Wealth Management | Philadelphia | ChFC | Percentage of assets |
| Mark Frombach | Roffman Miller Wealth Management | Philadelphia | CFA | Percentage of assets |
| Paulette Greenwell | Roffman Miller Wealth Management | Philadelphia | CFA | Percentage of assets |
| William March | Spring City Partners | Philadelphia | Not listed | Percentage of assets, Fixed fees |
| Cole Hofmann | Roffman Miller Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Earl Miller | Roffman Miller Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Lori Hartman | Roffman Miller Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Robert Miller | Roffman Miller Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Ryan Crooks | Roffman Miller Wealth Management | Philadelphia | Not listed | Percentage of assets |
| Susan Arnold | Roffman Miller Wealth Management | Philadelphia | Not listed | Percentage of assets |
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