Bobby Cremins
Metanoia Financial · Philadelphia, Pennsylvania
Bobby Cremins is a fee-only financial advisor at Metanoia Financial in Philadelphia, Pennsylvania, who holds the CFP and CFA credentials. Bobby charges a percentage of assets and an ongoing planning fee (1% a year on the first tier of assets managed) and focuses on retirement planning, tax planning and estate & legacy planning.
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Specialties
Who they serve
- Retirees
- Pre-retirees
- Executives
- Physicians
Facts
| Firm | Metanoia Financial |
|---|---|
| Based in | Philadelphia, Pennsylvania |
| Fee model | Percentage of assets · Ongoing planning fee |
| Fees (firm's website) | 1% a year on the first tier of assets managed |
| Accepting new clients | Yes |
| Assets under management | $138.7M across 554 accounts |
| Credentials | CFP · CFA |
| SEC registration | Investment adviser representative in MO, PA · CRD 4685581 |
| Exams passed | Series 65 (2003) · Series 63 (2003) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | metanoiafinancial.com |
How Bobby's firm compares
- Metanoia Financial's average account is about $250,000, from its Form ADV (assets managed divided by 554 accounts).
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Questions about Bobby
Is Bobby Cremins a fee-only financial advisor?
Yes. Bobby Cremins is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Bobby's firm.
How does Bobby charge for financial advice?
Bobby charges a percentage of assets and an ongoing planning fee.
How much does Bobby charge?
According to Metanoia Financial's website, checked October 28, 2026: 1% a year on the first tier of assets managed.
Where is Bobby Cremins based?
Bobby Cremins is based in Philadelphia, Pennsylvania.
What does Bobby specialize in?
Bobby's specialties include retirement planning, tax planning, estate & legacy planning, equity compensation and pension planning. Bobby works with retirees, pre-retirees, executives and physicians.
What credentials does Bobby Cremins hold?
Bobby Cremins holds the CFP and CFA credentials.
Is Bobby Cremins registered with the SEC?
Yes. Bobby Cremins is registered as an investment adviser representative in MO and PA (CRD 4685581), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Metanoia Financial manage?
Metanoia Financial reports $138.7M across 554 accounts in assets under management.
How do I contact Bobby Cremins?
Through Bobby's website, metanoiafinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Metanoia Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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