Financial advisors for retirement planning in Michigan
Which financial advisor should I talk to about retirement planning in Michigan?
For retirement planning in Michigan, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Nemick of Thrive Retirement Specialists, Michelle Crumm of Present Value, LLC DBA Belle Eve Financial, LLC and Benjamin Barnhart of Barnhart Wealth Management.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Michael Nemick Thrive Retirement Specialists, Dearborn Holds the RICP and CFP. Fees on file: flat fee or retainer.
- Michelle Crumm Present Value, LLC DBA Belle Eve Financial, LLC, Dexter Holds the CFP and CPA. Fees on file: ongoing planning fee.
- Benjamin Barnhart Barnhart Wealth Management, Washington Holds the CFP and EA. Fees on file: percentage of assets, fixed fees.
- Richard Feight IAM Financial, LLC, East Lansing Holds the CFP and EA. Fees on file: percentage of assets, fixed fees.
- Lynn Chen-Zhang Zhang Financial, Bloomfield Hills Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Scott Grissom Socrates Financial Planning LLC, Jenison Holds the CFP. Fees on file: one-time planning fee.
How many fee-only financial advisors in Michigan work on retirement planning?
The Wellspent public graph lists 203 fee-only advisors for retirement planning in Michigan, at 82 firms. We counted every advisor record that lists this work, as of November 2026.
Where are fee-only advisors for retirement planning in Michigan located?
Of the 203 fee-only advisors for retirement planning in Michigan, 20 are in Holland, followed by 19 in Farmington Hills and 14 in Troy.
Plus 127 in other cities.
How do fee-only advisors for retirement planning in Michigan charge?
The most common fee among fee-only advisors for retirement planning in Michigan is a percentage of assets, used by 90% of the 203 with fees on file. Many use more than one: 34% charge fixed fees and 30% charge by the hour.
How much do fee-only financial advisors charge in Michigan?
Fee-only financial advisors in Michigan charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 20 Michigan firms.
How much does a one-time financial plan cost in Michigan?
A one-time financial plan from a fee-only firm in Michigan has a median price of $975. We found this across the published prices of 13 Michigan firms.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the RICP, CFP and EA. In Michigan, 42% of the 203 advisors listed hold the CFP.
- RICP1% in Michigan
- The RICP is built around retirement income specifically.
- CFP42% in Michigan
- The CFP covers income, tax, insurance, and estate decisions together.
- EA1% in Michigan
- Enrolled agents help with Roth conversions and withdrawal order.
- CPA1% in Michigan
- CPAs help with the tax side of withdrawals.
How do Michigan advisors for retirement planning compare with the rest of the US?
30% of fee-only advisors for retirement planning in Michigan charge by the hour, compared with 45% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Michigan. Light bars are all US advisors for retirement planning.
Does Michigan tax Social Security?
No. Michigan doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor about retirement planning in Michigan?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Michigan tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Michigan?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 203 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Scott Grissom A former college professor who helps couples build a custom retirement roadmap covering investments, taxes, insurance, spending and estate planning. | Socrates Financial Planning LLC | Jenison | CFP, PhD | One-time planning fee |
| Andrew Mitchell I'm a wealth advisor who helps entrepreneurs and business owners make smart financial decisions; whether it's managing a windfall, funding a business venture, or building generational wealth so they can invest in themselves, their communities, and their passions. | Fiduciary Financial Advisors | Grand Rapids | CFP | Percentage of assets, Subscription |
| Bryan Haggard | RetireMitten Financial LLC | Milford | CFA, CFP | Percentage of assets, One-time planning fee |
| Jeremy Wilson | J Wilson Wealth Management | Davison | CFP | Percentage of assets, Flat fee or retainer |
| Julie Quick | Cultivate Financial Wellness | Howell | BFA, CDFA, CFP | Percentage of assets, Hourly |
| Lynn Chen-Zhang | Zhang Financial | Bloomfield Hills | CFP, CPA, MBA, MS | Percentage of assets, Hourly |
| Stephanie Trexler | Golden Goose Wealth Planning | Grand Rapids | CFP, MS, MSFP | Percentage of assets, Ongoing planning fee |
| Warren McIntyre | VisionQuest Financial Planning LLC | Troy | CFP, MBA | Fixed fees |
| Anthony Watson | Thrive Retirement Specialists | Dearborn | CFP, CFA, RICP, MBA | Flat fee or retainer |
| Brian Face | Face 2 Face Financial Planning | Portage | CFP | Percentage of assets, Hourly |
| Brittany Ringo | Autumn Financial Advisors, LLC | Plymouth | CFP | Percentage of assets, Hourly |
| Dan Michaud | NPF Investment Advisors | Grand Rapids | CFP | Percentage of assets |
| Jordan Leaman | True Wealth Retirement Partners | Grand Rapids | CFP | Flat fee or retainer, Ongoing planning fee |
| Michael Nemick | Thrive Retirement Specialists | Dearborn | CFP, CFA, MBA, RICP | Flat fee or retainer |
| Todd Kephart | Retirement Income Solutions, Inc. | Ann Arbor | CFP, MBA | Percentage of assets, One-time planning fee |
| David Shotwell | Shotwell Rutter Baer, Inc. | Lansing | CFP, MSFP | Percentage of assets, Ongoing planning fee |
| Greg Brown | Pathway Financial Planning, LLC | Novi | CFP | Percentage of assets |
| Griffin Saddler | Watershed Wealth | Alpena | CFP | Percentage of assets |
| Jarryd Smith | Harbor Light Planning, LLC | Royal Oak | CFP | Ongoing planning fee |
| John Losen | Bespoke Financial Planning, LLC | Wayne | CFP | Ongoing planning fee |
| Nick Nauta | Shotwell Rutter Baer | Lansing | CFP, CLU, RLP, TPCP | Percentage of assets, Ongoing planning fee |
| Richard Feight | IAM Financial, LLC | East Lansing | CFP, EA | Percentage of assets, Fixed fees |
| Ryan Allen | Financial Advisory Corporation | Grand Rapids | CFA, CFP, CKA, ChFC | Percentage of assets, Hourly |
| Benjamin Barnhart | Barnhart Wealth Management | Washington | CFP, EA | Percentage of assets, Fixed fees |
| Deanna Harless | Bernard Wealth Management Corp. | Royal Oak | CFP | Percentage of assets |
| Keith Southwick | StraitGate Financial | Northville | CFP, ChFC, CLU | Ongoing planning fee |
| Michelle Crumm | Present Value, LLC DBA Belle Eve Financial, LLC | Dexter | CFP, CPA, MBA | Ongoing planning fee |
| Amanda Lehnert | Sigma Investment Counselors | Northville | CFP | Percentage of assets |
| Christopher Frayne | Sigma Investment Counselors | Northville | CFP, CFA | Percentage of assets |
| Jeffrey Belmonte | SummitView Advisors | Belmont | CFP | Percentage of assets |
| Michael Mullenax | Sigma Investment Counselors | Northville | CFP | Percentage of assets |
| Steve Peterson Flat-fee pre-retirement and retirement planning focused on tax strategy, Social Security, pensions and secure retirement income. | Personal Financial Advice & Insights, LLC | Stevensville | CRPC | Subscription, One-time planning fee |
| Wenma Gorman | Sigma Investment Counselors | Northville | CFP, CFA | Percentage of assets |
| Daniel Seder | Blue Chip Partners | Farmington Hills | CFP, CFA | Percentage of assets |
| David Foret | Blue Chip Partners | Farmington Hills | CFP | Percentage of assets |
| Deborah VanDam | Blue Chip Partners | Farmington Hills | CFP | Percentage of assets |
| Jonathan Johnson | Blue Chip Partners | Farmington Hills | CFP | Percentage of assets |
| Justin Rush Our experienced team offers clear, strategic guidance that helps clients grow and protect their wealth with confidence. | Arcadia Capital | Saline | CFP | Percentage of assets |
| Matthew Mondoux | Blue Chip Partners | Farmington Hills | CFP, CFA | Percentage of assets |
| Naoko McKelvey | Blue Chip Partners | Farmington Hills | CFP | Percentage of assets |
| Robert Steinberg | Blue Chip Partners | Farmington Hills | CFP | Percentage of assets |
| Benjamin Anderson | CapTrust Wealth Advisors | Holland | CFP | Percentage of assets, Fixed fees |
| Calvin Chanski | CapTrust Wealth Advisors | Holland | CFP | Percentage of assets, Fixed fees |
| Denise Farkas | Sigma Investment Counselors | Northville | CFA | Percentage of assets |
| Genadi Slavov | Sigma Investment Counselors | Northville | CFA | Percentage of assets |
| Jonathan Klett | CapTrust Wealth Advisors | Holland | CFP | Percentage of assets, Fixed fees |
| Michael Brundage | Clear Ridge Wealth Management | Kalamazoo | CFP | Percentage of assets |
| Michelle Brow | Full Bloom Financial | Northville | ChFC | Flat fee or retainer, Ongoing planning fee |
| Robert Bilkie | Sigma Investment Counselors | Northville | CFA | Percentage of assets |
| Ronald Price | CapTrust Wealth Advisors | Holland | CFP | Percentage of assets, Fixed fees |
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