Jarryd Smith
Harbor Light Planning, LLC · Royal Oak, Michigan
Jarryd Smith is a fee-only financial advisor at Harbor Light Planning, LLC in Royal Oak, Michigan, who holds the CFP credential. Jarryd charges an ongoing planning fee (no asset minimum) and focuses on tax planning and retirement planning.
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Specialties
Facts
| Firm | Harbor Light Planning, LLC |
|---|---|
| Based in | Royal Oak, Michigan |
| Fee model | Ongoing planning fee |
| Fees (firm's website) | No asset minimum |
| Accepting new clients | Yes |
| Assets under management | $111.1M across 314 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in MI · CRD 7404962 |
| Exams passed | Series 65 (2021) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | harborlightplanning.com |
How Jarryd's firm compares
- Harbor Light Planning, LLC's average account is about $354,000, from its Form ADV (assets managed divided by 314 accounts).
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Questions about Jarryd
Is Jarryd Smith a fee-only financial advisor?
Yes. Jarryd Smith is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jarryd's firm.
How does Jarryd charge for financial advice?
Jarryd charges an ongoing planning fee.
How much does Jarryd charge?
According to Harbor Light Planning, LLC's website, checked October 28, 2026: no asset minimum.
Where is Jarryd Smith based?
Jarryd Smith is based in Royal Oak, Michigan.
What does Jarryd specialize in?
Jarryd's specialties include tax planning and retirement planning.
What credentials does Jarryd Smith hold?
Jarryd Smith holds the CFP credential.
Is Jarryd Smith registered with the SEC?
Yes. Jarryd Smith is registered as an investment adviser representative in MI (CRD 7404962), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Harbor Light Planning, LLC manage?
Harbor Light Planning, LLC reports $111.1M across 314 accounts in assets under management.
How do I contact Jarryd Smith?
Through Jarryd's website, harborlightplanning.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- Harbor Light Planning, LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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