Griffin Saddler
Watershed Wealth · Alpena, Michigan
Griffin Saddler is a fee-only financial advisor at Watershed Wealth in Alpena, Michigan, who holds the CFP credential. Griffin charges a percentage of assets (no asset minimum) and focuses on retirement planning and tax planning.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | Watershed Wealth |
|---|---|
| Based in | Alpena, Michigan |
| Fee model | Percentage of assets |
| Fees (firm's website) | No asset minimum |
| Works virtually | Yes |
| Assets under management | $18.7M across 161 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in MI · CRD 6856259 |
| Exams passed | Series 66 (2019) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | watershedwm.com |
How Griffin's firm compares
- Watershed Wealth's average account is about $116,000, from its Form ADV (assets managed divided by 161 accounts).
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Questions about Griffin
Is Griffin Saddler a fee-only financial advisor?
Yes. Griffin Saddler is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Griffin's firm.
How does Griffin charge for financial advice?
Griffin charges a percentage of assets.
How much does Griffin charge?
According to Watershed Wealth's website, checked October 28, 2026: no asset minimum.
Does Griffin work with clients virtually?
Yes. Watershed Wealth says on its website that it works with clients remotely.
Where is Griffin Saddler based?
Griffin Saddler is based in Alpena, Michigan.
What does Griffin specialize in?
Griffin's specialties include retirement planning and tax planning. Griffin works with retirees and pre-retirees.
What credentials does Griffin Saddler hold?
Griffin Saddler holds the CFP credential.
Is Griffin Saddler registered with the SEC?
Yes. Griffin Saddler is registered as an investment adviser representative in MI (CRD 6856259), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Watershed Wealth manage?
Watershed Wealth reports $18.7M across 161 accounts in assets under management.
How do I contact Griffin Saddler?
Through Griffin's website, watershedwm.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Watershed Wealth website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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