Financial advisors for retirement planning in Delaware
Which financial advisor should I talk to about retirement planning in Delaware?
For retirement planning in Delaware, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include George Reilly of Safe Harbor Financial Advisors, LLC, Mike Staman of Delaware Financial Planning, LLC and Kevin Lam of Age Wisely Financial.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- George Reilly Safe Harbor Financial Advisors, LLC, Rehoboth Beach Holds the CFP. Fees on file: one-time planning fee, hourly.
- Mike Staman Delaware Financial Planning, LLC, Newark Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Kevin Lam Age Wisely Financial, Wilmington Holds the CFP. Fees on file: one-time planning fee.
- James Lee StratFI, Wilmington Holds the CFP. Fees on file: percentage of assets, hourly.
- Robert Jeter Back Bay Financial Planning & Investments, Bethany Beach Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Kay Kidwell RiversEdge Advisors, Wilmington Holds the CFP. Fees on file: percentage of assets, hourly.
How many fee-only financial advisors in Delaware work on retirement planning?
The Wellspent public graph lists 32 fee-only advisors for retirement planning in Delaware, at 13 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for retirement planning in Delaware located?
Of the 32 fee-only advisors for retirement planning in Delaware, 20 are in Wilmington, followed by 5 in Newark and 4 in Dover.
How do fee-only advisors for retirement planning in Delaware charge?
The most common fee among fee-only advisors for retirement planning in Delaware is a percentage of assets, used by 88% of the 32 with fees on file. Many use more than one: 81% charge by the hour and 56% charge fixed fees.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the CFP. In Delaware, 41% of the 32 advisors listed hold the CFP.
- CFP41% in Delaware
- The CFP covers income, tax, insurance, and estate decisions together.
How do Delaware advisors for retirement planning compare with the rest of the US?
81% of fee-only advisors for retirement planning in Delaware charge by the hour, compared with 45% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Delaware. Light bars are all US advisors for retirement planning.
Does Delaware tax Social Security?
No. Delaware doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor about retirement planning in Delaware?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Delaware tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Delaware?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 32 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Michael Staman Ongoing or project-based planning for mid- to late-career corporate and nonprofit professionals, with flat pricing and simple, low-cost investing. | Delaware Financial Planning | Newark | AWMA, CAP, CFP, MPAS | Subscription, One-time planning fee |
| Robert Jeter Modern Tax & Retirement Expertise | Back Bay Financial Planning & Investments | Bethany Beach | CFP, CRPC | Percentage of assets, Flat fee or retainer |
| George Reilly | Safe Harbor Financial Advisors, LLC | Rehoboth Beach | CFP, JD, LLM | One-time planning fee, Hourly |
| Mike Staman | Delaware Financial Planning, LLC | Newark | CFP, CAP, TPCP | Flat fee or retainer, Ongoing planning fee |
| Kevin Lam Retirement income, health, safety and legacy planning for seniors age 60 and up, from a planner in his 60s. | Age Wisely Financial | Wilmington | CFP | One-time planning fee |
| Brian Carney | RiversEdge Advisors | Wilmington | CFP, ChFC | Percentage of assets, Hourly |
| Jarrett Morris | RiversEdge Advisors | Wilmington | CFP, ChFC | Percentage of assets, Hourly |
| Kay Kidwell | RiversEdge Advisors | Wilmington | CFP | Percentage of assets, Hourly |
| Mark Eggleston | RiversEdge Advisors | Wilmington | CFP | Percentage of assets, Hourly |
| Bradley Fine | Four Seasons Investment Management | Rehoboth Beach | Not listed | Hourly, Percentage of assets |
| Caitlyn Tierney | Westover Capital Advisors | Wilmington | CFP | Percentage of assets, Hourly |
| James Lee | StratFI | Wilmington | CFP | Percentage of assets, Hourly |
| Lauren Mance | RiversEdge Advisors | Wilmington | CFA | Percentage of assets, Hourly |
| Stephen Crifasi | Westover Capital Advisors | Wilmington | CFP | Percentage of assets, Hourly |
| Erin Eliason | RiversEdge Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Harold Sawyer | Westover Capital Advisors | Wilmington | CFA | Percentage of assets, Hourly |
| Jaime Cutter | RiversEdge Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Jeffrey Kaczmarczyk | TriState Wealth Advisors | Newark | CFA | Percentage of assets, Ongoing planning fee |
| Katherine Davis | RiversEdge Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Marisa Facciolo | RiversEdge Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Stephen Hyde | HFM Investment Advisors | Newark | CFP | Percentage of assets, Hourly |
| Steven Hutchison | RiversEdge Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Anna Hibbitt | B.I.G. Investment Services | Dover | Not listed | Percentage of assets |
| Daniel Venable | B.I.G. Investment Services | Dover | Not listed | Percentage of assets |
| David Boothe | B.I.G. Investment Services | Dover | Not listed | Percentage of assets |
| Rachel Benton | B.I.G. Investment Services | Dover | Not listed | Percentage of assets |
| Dennis Perdue | Westover Capital Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Harold Sawyer, Jr. | Westover Capital Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Jaan Larkin | StratFI | Wilmington | Not listed | Percentage of assets, Hourly |
| Matthew Beardwood | Westover Capital Advisors | Wilmington | Not listed | Percentage of assets, Hourly |
| Cassandra Gegenheimer | McKee Investment Planning | Wilmington | Not listed | Percentage of assets, Hourly |
| Michael Pallozzi | HFM Investment Advisors | Newark | Not listed | Percentage of assets, Hourly |
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