Michael Staman
Ongoing or project-based planning for mid- to late-career corporate and nonprofit professionals, with flat pricing and simple, low-cost investing.
Delaware Financial Planning · Newark, Delaware
Michael Staman is a fee-only financial advisor at Delaware Financial Planning in Newark, Delaware, who holds the AWMA, CAP and CFP credentials. Michael charges a subscription, a one-time planning fee and hourly fees (ongoing planning from $5,400 a year and one-time plans from $4,000) and focuses on tax planning, retirement planning and estate & legacy planning.
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Specialties
Who they serve
- Pre-retirees
- High earners
- Retirees
About
Mike Staman founded Delaware Financial Planning to be the firm he would hire himself, with flat, transparent pricing and deep-dive planning. He serves mid- to late-career corporate and nonprofit professionals and has more than 25 years of experience working with hundreds of families.
Mike starts with each client's biggest concerns, then works across retirement, investments and taxes, and over time estate plans, insurance and employee benefits. He especially enjoys helping philanthropic clients with charitable giving, and he favors simple, low-cost, passive investing. Ongoing work usually starts with a $2,500 fee plus $475 a month; projects typically run $4,500 to $6,500. He meets mostly virtually and especially likes working with people in Northern Delaware and southeastern Pennsylvania.
A CFP® professional with AEP®, TPCP® and CAP® designations and a master's in personal financial planning, he lives in Newark, Delaware, with his wife Maria and their three children.
Facts
| Firm | Delaware Financial Planning |
|---|---|
| Based in | Newark, Delaware |
| Fee model | Subscription · One-time planning fee · Hourly |
| Fees (firm's website) | Ongoing planning from $5,400 a year · One-time plans from $4,000 · $450 an hour |
| Fees (Advice-Only Network profile) | Subscription from $500 a month · One-time plans from $5,500 · $450 an hour |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | AWMA · CAP · CFP · MPAS · MSPFP · TPCP |
| SEC registration | Investment adviser representative in DE, MD, PA, TX · CRD 2977478 |
| Exams passed | Series 63 (1998) · Series 66 (2004) |
| Firm size | 1 employee |
| Disclosures | Reported; see the SEC record |
| Website | del-finplan.com |
| Profile |
How Michael's firm compares
- Ongoing planning starts at $5,400 a year, above the US median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $4,000, above the US median of $2,000 for fee-only firms that publish prices.
- The hourly rate is $450, above the US median of $300 for fee-only firms that publish prices.
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Questions about Michael
Is Michael Staman a fee-only financial advisor?
Yes. Michael Staman is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Michael's firm.
How does Michael charge for financial advice?
Michael charges a subscription, a one-time planning fee and hourly fees.
How much does Michael charge?
According to Delaware Financial Planning's website, checked October 28, 2026: ongoing planning from $5,400 a year; one-time plans from $4,000; $450 an hour.
Does Michael work with clients virtually?
Yes. Delaware Financial Planning says on its website that it works with clients remotely.
Where is Michael Staman based?
Michael Staman is based in Newark, Delaware.
What does Michael specialize in?
Michael's specialties include tax planning, retirement planning, estate & legacy planning, flat-fee planning and equity compensation. Michael works with pre-retirees, high earners and retirees.
What credentials does Michael Staman hold?
Michael Staman holds the AWMA, CAP, CFP, MPAS, MSPFP and TPCP credentials.
Is Michael Staman registered with the SEC?
Yes. Michael Staman is registered as an investment adviser representative in DE, MD, PA and TX (CRD 2977478), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.
How do I contact Michael Staman?
Through Michael's website, del-finplan.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- Advice-Only Network listing : advice-only practices, no product sales
- Delaware Financial Planning website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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