Kevin Lam
Retirement income, health, safety and legacy planning for seniors age 60 and up, from a planner in his 60s.
Age Wisely Financial · Wilmington, Delaware
Kevin Lam is a fee-only financial advisor at Age Wisely Financial in Wilmington, Delaware, who holds the CFP credential. Kevin charges a one-time planning fee (one-time plans from $720) and focuses on retirement planning, tax planning and estate & legacy planning.
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Specialties
Who they serve
- Retirees
- Pre-retirees
About
Kevin Lam founded Age Wisely Financial to help fellow seniors age 60 and up. After more than 45 years in institutional finance, he retired in 2019, and when friends and neighbors began asking for help, he earned his CFP® and Certified Personal Retirement Specialist credentials to make sure his advice was sound. Through the Foundation for Financial Planning, he has volunteered pro bono planning for widows, widowers, exonerees and families facing cancer.
Kevin, who is in his 60s himself, helps clients with retirement income, Social Security and pensions, portfolio second opinions, withdrawal strategies, Medicare, Roth conversions, RMDs, inherited IRAs and charitable giving. He also works on the loss of a spouse, long-term care, reverse mortgages, aging in place, care facility searches, fraud prevention, trusts and legacy planning, including crafting a life purpose statement.
Facts
| Firm | Age Wisely Financial |
|---|---|
| Based in | Wilmington, Delaware |
| Fee model | One-time planning fee |
| Fees (Advice-Only Network profile) | One-time plans from $720 |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in DE, TX · CRD 714200 |
| Exams passed | Series 63 (1990) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | agewiselyfinancial.com |
How Kevin's firm compares
- A one-time plan starts at $720, below the US median of $2,000 for fee-only firms that publish prices.
Request an introduction to Kevin
Tell Kevin a little about what you're looking for. Kevin isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Kevin
Is Kevin Lam a fee-only financial advisor?
Yes. Kevin Lam is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Kevin's firm.
How does Kevin charge for financial advice?
Kevin charges a one-time planning fee.
Does Kevin work with clients virtually?
Yes. Kevin's Advice-Only Network profile says they meet with clients virtually.
Where is Kevin Lam based?
Kevin Lam is based in Wilmington, Delaware.
What does Kevin specialize in?
Kevin's specialties include retirement planning, tax planning and estate & legacy planning. Kevin works with retirees and pre-retirees.
What credentials does Kevin Lam hold?
Kevin Lam holds the CFP credential.
Is Kevin Lam registered with the SEC?
Yes. Kevin Lam is registered as an investment adviser representative in DE and TX (CRD 714200), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Kevin Lam?
Through Kevin's website, agewiselyfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- Age Wisely Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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