Financial advisors for flat-fee planning in Texas
Which financial advisor should I talk to about flat-fee planning in Texas?
For flat-fee planning in Texas, talk to a fee-only planner who charges a set price rather than a percentage of your assets. That suits people who want advice without moving their accounts, or whose assets would make a percentage fee expensive. Records to start with include Heath Hamrick of H Cubed Financial Solutions, Preston Cherry of Concurrent Wealth Management and Derek Dansby of Brazos Wealth Advisors LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Heath Hamrick H Cubed Financial Solutions, Granbury Holds the CFP. Fees on file: flat fee or retainer.
- Preston Cherry Concurrent Wealth Management, Houston Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Derek Dansby Brazos Wealth Advisors LLC, Iowa Park Holds the CFP. Fees on file: flat fee or retainer.
- Kimberly Nickel Illumination Wealth Management, La Grange Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Shirley Stacy Sanchez Pioneer Wealth Management Group, Austin Holds the CFP. Fees on file: flat fee or retainer, hourly.
- Stu Sneen TwoTen Planning PLLC, Austin Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
How many fee-only financial advisors in Texas work on flat-fee planning?
The Wellspent public graph lists 35 fee-only advisors for flat-fee planning in Texas, at 27 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for flat-fee planning in Texas located?
Of the 35 fee-only advisors for flat-fee planning in Texas, 7 are in San Antonio, followed by 5 in Houston and 4 in Austin.
Plus 12 in other cities.
How do fee-only advisors for flat-fee planning in Texas charge?
The most common fee among fee-only advisors for flat-fee planning in Texas is a flat fee or retainer, used by 94% of the 35 with fees on file. Many use more than one: 80% charge an ongoing planning fee and 57% charge a one-time planning fee.
How much do fee-only financial advisors charge in Texas?
Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms.
How much does a one-time financial plan cost in Texas?
A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms.
What credentials should a financial advisor for flat-fee planning have?
For flat-fee planning, look for the CFP. In Texas, 80% of the 35 advisors listed hold the CFP.
- CFP80% in Texas
- The CFP is the common standard for comprehensive planning.
How do Texas advisors for flat-fee planning compare with the rest of the US?
80% of fee-only advisors for flat-fee planning in Texas charge an ongoing planning fee, compared with 65% of the 350 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Texas. Light bars are all US advisors for flat-fee planning.
What should I ask a financial advisor about flat-fee planning in Texas?
- What exactly does the flat fee include, and what costs extra?
- Will the fee rise as my assets grow?
- Do you manage investments, or advise on accounts I keep?
- How often do we meet?
How current is this list of fee-only advisors for flat-fee planning in Texas?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 35 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Christopher Reddick Flat-fee, advice-only retirement and tax planning for educators, federal employees and public servants balancing pensions with workplace accounts. | Chris Reddick Financial Planning | San Antonio | CFP, EA | Subscription, One-time planning fee |
| Joe Ward | Refined Wealth | Houston | CFP, RICP, TPCP | Percentage of assets, One-time planning fee |
| Kevin Rademacher | Lifetime Financial Planners LLC | San Antonio | CFP, CRPC, MSFP | Percentage of assets, Flat fee or retainer |
| Lance Elrod | Next Step Financial Transitions | Cypress | CFP, CDFA | Flat fee or retainer, Ongoing planning fee |
| Phil Orwig | Fair Asset Management, LLC | Dallas | CFP, CPWA, ChFC, RICP | Flat fee or retainer, Ongoing planning fee |
| Stu Sneen | TwoTen Planning PLLC | Austin | CFP, CFA | Flat fee or retainer, Ongoing planning fee |
| Alex Bridges | Tiverton Wealth | The Woodlands | CFP, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee |
| Shar-Né Warren | Financial Excavation | Plano | CFP, CRPC | Flat fee or retainer, Hourly |
| Spenser Liszt | Motif Planning | Dallas | CFP | Flat fee or retainer, Ongoing planning fee |
| Allen Mueller | 7 Saturdays Financial | Richardson | CFA, CFP, MBA | Flat fee or retainer, Ongoing planning fee |
| Jason Hoffman | LGBTQ Wealth Planning LLC | Austin | CFP, EA | Flat fee or retainer, Ongoing planning fee |
| Julia Lilly Advice-only planning for families and individuals seeking unbiased guidance on investments, taxes, equity compensation, education savings and retirement. | Ryerson Financial | Houston | CFP, MBA | One-time planning fee, Hourly |
| Matthew Smith | Concert Financial Planning, LLC | Houston | CFA, CFP | Flat fee or retainer, Ongoing planning fee |
| Sanjay Pamurthy | Artham Advisors LLC | Dallas | CFP, MBA | Flat fee or retainer |
| Shirley Stacy Sanchez | Pioneer Wealth Management Group | Austin | CFP, MS, AAMS, CRPS | Flat fee or retainer, Hourly |
| Zach Lopez | AnCap Financial | League City | CFP | Flat fee or retainer, Ongoing planning fee |
| Cameron Folse | Folse Financial | Missouri City | CFP | Flat fee or retainer, Ongoing planning fee |
| Justin Brownlee | BWM Planning LLC d/b/a Brownlee Wealth Management | Houston | CFP | Flat fee or retainer |
| Derek Dansby | Brazos Wealth Advisors LLC | Iowa Park | CFP, JD | Flat fee or retainer |
| Kimberly Nickel | Illumination Wealth Management | La Grange | CFP | Flat fee or retainer, Ongoing planning fee |
| Preston Cherry | Concurrent Wealth Management | Houston | CFP | Flat fee or retainer, Ongoing planning fee |
| Alexander Davis | Carroll Advisory Group | Texarkana | CFP | Flat fee or retainer, Ongoing planning fee |
| Devin Carroll | Carroll Advisory Group | Texarkana | CFP | Flat fee or retainer, Ongoing planning fee |
| Heath Hamrick | H Cubed Financial Solutions | Granbury | CFP | Flat fee or retainer |
| Jeremy Reed | Carroll Advisory Group | Texarkana | CFP | Flat fee or retainer, Ongoing planning fee |
| Nicholaus Domachowski | Carroll Advisory Group | Texarkana | CFP | Flat fee or retainer, Ongoing planning fee |
| Christopher Swan | Retire With Swan | Northlake | CFP | Flat fee or retainer, Ongoing planning fee |
| Esmond Pabilona | Wela Financial Advisory | San Antonio; | CFP | Percentage of assets, Flat fee or retainer |
| Diego Luna Y Parra Diaz | Berlin Wealth Group Advisors | Tomball | Not listed | Flat fee or retainer, Hourly |
| Sean Sevey | Sevey Wealth Advisors | Austin | Not listed | Flat fee or retainer, Ongoing planning fee |
| Anders Storvik | Wela Financial Advisory | San Antonio | Not listed | Percentage of assets, Flat fee or retainer |
| Elizabeth Alamillo | Wela Financial Advisory | San Antonio | Not listed | Percentage of assets, Flat fee or retainer |
| Rachel Gurinsky | Wela Financial Advisory | San Antonio | Not listed | Percentage of assets, Flat fee or retainer |
| Taylor Chamness | Wela Financial Advisory | San Antonio | Not listed | Percentage of assets, Flat fee or retainer |
| Thomas Coy | Wela Financial Advisory | San Antonio | Not listed | Percentage of assets, Flat fee or retainer |
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